Monetas Reviews 

I usually avoid budgeting apps because they tend to overcomplicate simple things. This service gave me a straightforward breakdown of my income, recurring bills.

Even with an email confirming my subscription was cancelled they still took £29.84. I immediately emailed the customer services and will await the response, before I report them to the bank as fraudulent

I'm shocked by this company. Instead of helping to get a loan, they steal from you. They gain access to your details and steal from you without your agreement or consent. Evil company. Fraudulent company theft took £29 need money to buy food for my kids im a single money stealing from people who are struggling shame

Recently I was trying to get a better picture of my budget, and this service made the process much less confusing. The affordability score felt realistic and I liked how the explanations were written in plain English instead of financial terminology.

Applied for a loan and this company took two transactions from my bank without me signing up or them informing me. I have complained to my bank. Scum of a company to take money from people looking for loans.

Pretty trash to be honest, they take your details as if you are applying for a loan. take a small charge. which has not been returned. then ask you to apply for a loan again. The bait n switch tactics used here and with the brokers they send you too is insane . this needs to be investigated. it has eventually sent me to a pay called get frugal that want the same fees as Monetas to perform the exact same function of taking a small fee after telling me i have been accepted for the loan then wanting me to sign up to their service for more info to basically do what clearscores does for free!!!

Compared to other finance platforms I tested before, this one felt more realistic about affordability and day to day spending. The automatic rewards feature worked well, and the security information gave me confidence while connecting my banking details. A few extra customization settings would improve it further, but the core features already do a solid job.

The insights were accurate enough to help me reduce unnecessary spending. Setup was quick. Some sections loaded slower than expected, but the overall experience was still positive and practical for everyday budgeting.

Scammers. Avoid.

Dodgy is Dodgy run from them and I say run. Spam, fraud etc

Scammers that steal your info from other sites.

After using the platform for a few weeks, I finally understood where most of my monthly spending was going. The cashback suggestions were useful, although I would like to see more reward options added over time.

Scam just take money out your bank with out you knowing. Didn't see any sign up to enroll in nothing. Just take money as they please

Total scammers taking money i dont have from my account. In the process of getting my bank to reclaim the money I cant afford. Ive cancelled the membership that I didnt sign up for but theyre still taking money. Avoid

The support team responded within hours when my bank connection dropped, walked me through reconnecting without any fuss, and the whole thing was resolved before I'd finished my morning coffee.

Started noticing patterns in my spending that I'd glossed over before, like how much went to takeaway versus groceries. Once you see it broken down weekly instead of monthly, you actually want to change things.

Scam as people have said. I have not lost any money to them yet but they keep trying to take money from my account with no way to cancel the subscription service I didn't sign up for

The setup process was straightforward, took maybe five minutes to connect my bank, and within a day the system had flagged six subscriptions I'd completely forgotten were active. No manual data entry required because it just pulls everything automatically.

Pricing seemed fair once I realised the subscription covers both the affordability assessment and the cashback hunting, which saves time I'd otherwise spend trawling comparison sites myself.

Scam took money without permission will be reporting them stay away from this group