Monetas Reviews 

116
TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Evaluating 116 reviews, most reviewers were let down by their experience overall. Many customers reported unexpected payments and charges, often occurring after they sought a loan. They frequently found themselves enrolled in unwanted subscriptions with recurring fees, which were often difficult to cancel. Reviewers also expressed frustration with misleading loan offers, where initial small verification fees led to larger, unexpected monthly deductions instead of the promised loan. However, some customers also noted positive aspects of the service. A few people found the affordability assessment realistic and helpful for understanding their budget. Additionally, some reviewers appreciated the subscription breakdown feature, which helped them discover forgotten subscriptions.

What people talk about most

Payment

Consumers find payment to be a source of significant dissatisfaction, frequently reporting unexpected charges... See more

Subscription

People report negative experiences with subscription, often feeling trapped into monthly premium... See more

Price

Reviewers highlight negative aspects of price, with many expressing frustration over unexpected charges and a... See more

Website

Clients share negative opinions on the website, with many reviewers warning against providing personal... See more

Service

Customers had negative experiences with service, with many reporting unexpected charges for services they... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Apauling thieves really.As everyone else has said,I looked for a loan,they took 15 pence two weeks ago,I didn't even realise,every day sine they have tried to take £29.95 but I had moved all my money... See more

Rated 1 out of 5 stars

THIS IS A SCAM. They pretend to offer you a loan, then steal £1.99 from your bank. Then force you into a useless subscription taking £28 from your bank. They prey on people in need of extra finance's.... See more

Rated 1 out of 5 stars

DONT EVEN DARE PUT YOUR ACCOUNT DETAILS ON THIS SITE. I APPLIED FOR A LOAN ON A GENUINE SITE AND SOMEHOW THIS COMPANY MANAGED TO GET MY DETAILS AND PRETEND THEY WOULD OFFER ME LOAN. WHEN I PUT MY CA... See more

Rated 1 out of 5 stars

I was taken out £1.99 and then £28.00 without my permission I don’t even know when I visited this horrible sites. If people out there never report this scammers they will continue the evil doings.. I... See more



Contact info

1.6

Bad

TrustScore 1.5 out of 5

116 reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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1.6

All reviews

(116)

117 reviews in the last 12 months

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Rated 1 out of 5 stars

An absolute SCAM

Obviously these GREEN star reviews are Fake, written by AI.

This is a company that hides under another company as part of a process getting a loan, they offer you a loan and ask for bank details, as soon as you've entered those thinking youre getting a loan and then clicked you're then taken to Monetas where you're on a £29.99 subscription and they've already taken £1.99 from your account which that part is not written in there details.

Its obviously a scam, they don't offer any services, they take £1.99 first and for those that don't cancel then they get £29.99 a month until that person realises, but they get the benefit of £1.99 in the meantime.

February 27, 2026
Unprompted review
Rated 1 out of 5 stars

It's a scam don't do it

They charge you money for a AI to watch your spending to help you save money and bill you£29.99 per month for the privilege what a scam and try and find where it tells you are signing up for a subscription

February 14, 2026
Unprompted review
Rated 1 out of 5 stars

This are scammers deducted money from…

This are scammers deducted money from my account without my approval about 29.99pounds have reported them to my bank.l was so disappointed l went to a filling station for fuel taped my card and to my shock and horror found out they have withdrawn money without my approval.

February 20, 2026
Unprompted review
Rated 1 out of 5 stars

Scam site

Scam site. They will take your details and try to slyly take Ur money without any communication. Stay way clear. Don't put any details in and report the site

February 20, 2026
Unprompted review
Rated 1 out of 5 stars

This company keep stealing money from…

This company keep stealing money from me tried to call them but no one answering, it’s a bogus company that nothing to do but to steal money from your account I hope this will loom up by the authorities it is not legit beware people this is an absolute scammers..

February 18, 2026
Unprompted review
Rated 1 out of 5 stars

They are scammers.they deducted the…

They are scammers.they deducted the money from account without any approval 4pound..and when I enquired regarding this they stated its for confirmation of identity.plz do not subscribe or join them.they are fraud..beware of such.i have reported against this.

January 8, 2026
Unprompted review
Rated 1 out of 5 stars

Fraudulent website. Con artists.

Should be illegal in the UK. Do NOT give these scammers your card details, they pretend to be a “loan” company, but they will charge you £1.99 and a couple days later charge you £28 and never pay you this false loan, it doesn’t exist! Contact your bank and get your money back if you fall victim to them. They prey on vulnerable people who are in urgent need of the money by scamming them. Disgraceful.

February 12, 2026
Unprompted review
Rated 1 out of 5 stars

STAY FAR AWAY FROM THIS COMPANY!!

DONT EVEN DARE PUT YOUR ACCOUNT DETAILS ON THIS SITE. I APPLIED FOR A LOAN ON A GENUINE SITE AND SOMEHOW THIS COMPANY MANAGED TO GET MY DETAILS AND PRETEND THEY WOULD OFFER ME LOAN. WHEN I PUT MY CARD DETAILS IN THEY TRIED TO TAKE FUNDS FROM MY ACCOUNT IMMEDIATELY AND THEN A FURTHER SUBSCRIPTION OF £29.99
THE CRAZY THING IT LOOKED SO GENUINE UNTIL I PRESSED CONFIRM AND BY THAT POINT IT IS TOO LATE.
THEY PREY ON VULNERABLE PEOPLE THAT NEED GENUINE FINANCIAL HELP! I DONT WRITE REVIEWS HARDLY EVER BUT THIS WAS NEEDED. PLEASE STAY FAR AWAY FROM THE FRAUDULENT COMPANY!!

February 10, 2026
Unprompted review
Rated 1 out of 5 stars

This is a SCAM!

This is a SCAM!! Be careful, they will deduct £1.99 once you join, then after 2 days they will takeout £28 without your permission. My bank(Nationwide) told me they are scammers. What you need to do is use the same email which you used to register, send them an email saying you don't want to continue paying any bills. and tell them to opt out your name and bank from everything. you wont get the £1.99back but you may get the £28 if your bank is generous.

February 10, 2026
Unprompted review
Rated 1 out of 5 stars

Scam - why are they allowed to operate

THIS IS A SCAM. They pretend to offer you a loan, then steal £1.99 from your bank. Then force you into a useless subscription taking £28 from your bank. They prey on people in need of extra finance's. Low life criminals. Something needs to be done about this. All positive reviews on here are fake. Close this company down.

February 6, 2026
Unprompted review
Rated 1 out of 5 stars

Do not give these chancers your bank details!!!

I'm not surprised to see that this outfit does not respond to its clients on here. They are a properly dodgy bunch of chancers who offer loans, then decide it should be 'a different product' that they offer, for which they need to take a 'small amount' from your bank account to 'verify your identity'. Firstly, that process is nonsense. You can verify an account without taking funds. Secondly, they refuse to say what that 'small amount' actually is. Finally, when I tried to do some verification myself, in relation to the fee they are charging to verify me and also what the product is that they are actually offering, I got a wall of silence!

At best, they are extremely unprofessional and inefficient with little to no customer service. At worst, or I should say, most likely, they are something much worse.

Avoid like the plague, would be my advice.

February 2, 2026
Unprompted review

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