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See what reviewers are saying

Rated 1 out of 5 stars

Not even worth a 1 star rating .constant promises of contact regarding loan progress with no returned calls or email.said I was suitable to apply for up to $12,000 .come back with an offer of $2,000 a... See more

Rated 5 out of 5 stars

It's truly wonderful how some companies are willing to offer opportunities when others may not. Providing second chances can make a significant difference in someone's life. I'm glad to hear that you... See more

Company replied

Rated 5 out of 5 stars

The thing that stuck out best for me. I tend to struggle with the technical world. I also hate doing application paperwork, whether it's for a real estate, employer for a job or anything else. The onl... See more

Company replied

Rated 5 out of 5 stars

When nobody would help me with a car loan as a DSP recipient Money3 stepped up and helped me out immensely. Now I have transport I am eager to gain employment with a view to double my repayments and... See more

Company replied

Company details

  1. Car Finance and Loan Company
  2. Alternative Financial Service
  3. Non-Bank Financial Service

About Money3

Written by the company

Money3 is a finance company that provides:

Vehicle Finance up to $75,000
Personal Loans up to $30,000

over periods of up to 60 months with a focus on great service for customers who traditional credit providers ignore.

Visit Money3 whenever you need Car Loans and Vehicle Finance, Secured & Unsecured Personal Loans. At Money3, we'll give you a fair go* - regardless of your credit history providing the loan is suitable and affordable.

* Subject to verification, suitability and affordability


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 55% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Just like every other, declined

Just like every other loans company I've tried, they definitely don't help you if you've got bad credit like their website says, another that didn't give me a fair go, this is the last I'll be giving a go

March 27, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for sharing your feedback Mark. We’re sorry to hear that you feel let down by your experience with us. At Money3, we aim to give everyone a fair go, including those with less-than-perfect credit, and we assess each application individually based on a range of factors.

We understand how disappointing it can be to receive a decline, especially when you're hoping for support. If you’d like to discuss your application further or get more general guidance, our team is here to help — please don’t hesitate to reach out to us at 1800 661 573.

We appreciate your feedback, and we wish you all the best moving forward.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

TRUST MONEY 3

AS A PENSIONER THEY HELPED ME GET MY CAR
OTHERS DID NOT
10/10

March 17, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your 5-star review Roger! We’re so glad we could help you get into your car when others couldn’t. It means a lot to us to know we made a difference, and your 10/10 feedback truly made our day!

If you ever need anything in the future, we’re always here to help.

Best regards,
The Money3 Team

Rated 1 out of 5 stars

Took substantial amount of money out of…

Took substantial amount of money out of my account when my repayments are supposed to be low.
Being a friday I now won't get this credit back untill later next week.
After speaking with someone in the past regarding re applying they first told me I could and would be neally guaranteed a top up finance, then when applying got denied in the click of a button.
Won't ever go through these guys again.
One unhappy Customer

March 21, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your feedback Skye — we’re sorry to hear about your experience and understand how frustrating this situation must be. Our team has requested more information so we can look into the matter further and provide the support you deserve, but we haven’t yet received a response.

We’d really like the opportunity to review your concerns in more detail and help resolve this for you. Please feel free to reach out to us directly at 03 9093 8230, and we’ll do our best to assist as quickly as possible.

Customer experience is important to us, and we’re here to help where we can.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

More than happy.

Money 3 made the car buying experience a hassle free exercise. Very professional in their handling of the whole process.

March 13, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your 5-star review Evan! We're thrilled to hear that your car buying experience was hassle-free and that you found our team professional throughout the process. That's exactly the kind of service we aim to deliver every time.

We truly appreciate your feedback and support. If you ever need anything in the future, we're always here to help.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Yous were very helpful and quick with…

Yous were very helpful and quick with the whole process
I'm very happy

March 7, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your 5-star review Kelvin! We’re so glad to hear you found the process quick and helpful. It’s always our goal to make things as smooth and stress-free as possible, so it’s great to know you’re happy with your experience.

Thanks again for choosing Money3 — we’re here whenever you need us!

Best regards,
The Money3 Team

Rated 4 out of 5 stars

Great to for the work u do on my loan.Thank u

For helping me with loan I am happy person .Thank u. Yes all read.

February 18, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your review Leslie! We're really glad we could help you with your loan and that you're feeling happy with the outcome — that’s what we love to hear.

If you ever need anything in the future, we’re always here to help. Thanks again for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Great communication Quick & Efficient

Great communication, quick and efficient. Great company to deal with . Had the money in my account within 8 hours considering it was a huge amount i was surprised. Very happy .

March 5, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your fantastic 5-star review Cheryl! We’re so pleased to hear that you had a positive experience with our team and that everything was handled quickly and efficiently. It's great to know the process exceeded your expectations — especially with such a fast turnaround!

We truly appreciate your kind words and support. If you ever need anything in the future, we’re here to help.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Great customer service

Great customer service, quick and easy. Also shoutout to Christian who helped me process the whole thing!

March 3, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you so much for your 5-star review Charles! We're thrilled to hear you had a quick and easy experience, and that our team provided great customer service. We'll be sure to pass on your kind words to Christian — he’ll be so pleased to hear it!

Thanks again for choosing Money3. We're always here if you need us in the future.

Best regards,
The Money3 Team

Rated 4 out of 5 stars

Working through a broker

Working through a broker, who found Money3 more amicable & agreeable to deal with. Thank you Money3, grateful as for allowing a good credit rated person with an $800 outstanding bill to still be applicable.

February 28, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your kind words Ira! We’re so glad to hear that your broker found Money3 easy to work with and that we could assist you with your loan. We believe in looking at the bigger picture and giving customers a fair go, so it’s great to know we met your expectations.

If you ever need assistance in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Happy Outcome

The patience taken from the agent/s of Money3 is excellent. I say this because my credit is not in the healthiest position I like it to be so I believe the agents extended their skills for a favourable outcome that accomplished my goal.

February 27, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your thoughtful feedback Lisa! We’re so glad to hear that our team provided the patience and support you needed to achieve your goal. We understand that everyone's financial journey is different, and we’re always here to help where we can.

If you ever need assistance in the future, don’t hesitate to reach out. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Very capable and friendly people

Very capable and friendly people, I confused them a little but they were very good to me and understood. Yes I recommend Money3 to anyone, give it a go you will not be disappointed.

February 28, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your wonderful feedback and recommendation Gerardus! We’re so glad to hear that our team was able to assist you with understanding and patience. We strive to make the process as smooth as possible for every customer, and it’s great to know you had a positive experience.

If you ever need anything in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Amazing staff

Amazing staff, friendly and easy to talk to have helped me through so much

February 12, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your kind words Caitlin! We’re so happy to hear that our team has been friendly, supportive, and easy to talk to. Helping our customers through their journey is what we’re here for, and it’s wonderful to know we’ve made a positive impact.

If you ever need anything in the future, we’re always here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

So easy and convenient for all types of…

So easy and convenient for all types of income.

February 28, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your kind words Kahla! We’re so glad to hear that you found the process easy and convenient. Making finance accessible for a range of customers is what we strive for, so it’s great to know we met your expectations.

If you ever need assistance in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Friendly broker with great…

Friendly broker with great communication throughout. A super smooth experience.

February 14, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your wonderful feedback Christian! We’re so glad to hear that you had a smooth experience and that our team provided great communication along the way. Ensuring a seamless process for our customers is always our goal!

If you ever need assistance in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Nice an easy

Nice an easy

February 19, 2025
Unprompted review
Money3 logo

Reply from Money3

We’re glad to hear you found the process nice and easy Lisa! That’s exactly what we aim for. If you ever need anything in the future, we’re here to help.

Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Highly recommend

Highly recommend, was very easy to fill in application, my customer service team member Jelane was lovely to deal with and once she had all my paperwork everything seemed to progress quickly

February 20, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your wonderful feedback and recommendation Sharyn! We’re so glad to hear that the application process was easy and that our team provided great support along the way. We’ll be sure to pass on your kind words—our team always loves hearing positive feedback!

If you ever need anything in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 5 out of 5 stars

I am so grateful to money3 for their…

I am so grateful to money3 for their easy smooth car loan process, at a time I needed help they were there to help.

February 12, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your kind words Jodie! We’re so glad we could be there for you when you needed support, and it’s great to hear that the car loan process was smooth and easy for you.

If you ever need anything in the future, we’re here to help. Enjoy your new car, and thanks for choosing Money3!

Best regards,
The Money3 Team

Rated 1 out of 5 stars

I applied for a second loan which was…

I applied for a second loan which was rejected twice when I called and asked for a reason they would not give me a specific reason just that there were multiple but wouldn't specify what so therefore I would not get another loan from them if they offered it interest free

February 21, 2025
Unprompted review
Money3 logo

Reply from Money3

Hi Edward, we appreciate you taking the time to share your feedback. We understand how frustrating it can be to have a loan application declined, especially when you’re looking for more details. Our team carefully assesses each application based on a range of factors, and while we aim to provide as much clarity as possible, we know this outcome can be disappointing.

If you’d like to discuss your situation further, we’d be happy to assist. Please feel free to reach out to our team at 1800 424 641.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Good service

Good service

February 14, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your feedback Jamie! We’re glad to hear you had a positive experience with our service. If you ever need assistance in the future, we’re here to help.

Best regards,
The Money3 Team

Rated 5 out of 5 stars

Great feedback and communication from…

Great feedback and communication from the team

February 12, 2025
Unprompted review
Money3 logo

Reply from Money3

Thank you for your kind words Mark! We’re so glad to hear that you had a great experience with our team’s communication and support. Providing clear and helpful service is what we strive for, and it’s wonderful to know we met your expectations.

If you ever need assistance in the future, we’re here to help. Thanks for choosing Money3!

Best regards,
The Money3 Team

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