This is my first experience with a line of credit. MoneyKey made the entire process so easy and fast. Their staff is knowledgeable, patient and friendly. I'm delighted to have MoneyKey as a financial... See more
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It’s the one company that trusted me enough to give me a line of credit when I really needed it - highly recommend- easy process- quick customer service and payments are tolerable . High credit line... See more
Hi, My name is Henry Mc Iver , the experience with money key was fantastic the service was great. Good communication and the agreement was very good you get qualified for your line of credit and used... See more
When there was no one else to help me and no place else to go.I found MoneyKey, who decided to give me a chance. Gave me the line of credit that I desperately needed, with oayments manageable, and the... See more
Company details
About MoneyKey
Written by the company
Online Loans and Lines of Credit Between $200 - $3,500.
MoneyKey is an online lender and service provider, offering a safe and secure online platform. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online and verify your information; the process is quick1. If your application is approved, you may receive your money the same business day2.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
Visit the Rates page on the MoneyKey website for state availability.
1Not all applications are approved; duration of approval process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, here.
MoneyKey - Get the Money You Need Quickly!
Written by the company
- MoneyKey removes the complexity that consumers often experience when trying to borrow money.
- We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
No hidden fees!
We’re committed to providing transparent products and services.
With an online loan through MoneyKey, you will not be surprised with any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Contact info
United States
- 1-866-255-1668
- customercare@moneykey.com
- moneykey.com
4.5
Excellent
5K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 92% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
This is a predatory company that preys…
This is a predatory company that preys on poor people. I made a $1500 payment toward the principal of my loan to pay it down before the next month's due date and instead it charged $366 as "interest" even though the next payment wasn't due until the following month. Don't use! You'll get sucked into endless payments with sky-high interest rates.
April 2, 2026
Unprompted review
Reply from MoneyKey
Hello June,
We would like to take the opportunity to look into your concerns as soon as possible. Please email us at feedback@moneykey.com, so we can assist you. Thank you.
The ease of having a credit line…
The ease of having a credit line available is great. You get your money quick and then pay it back all at one time or monthly payments
March 31, 2026
Money Key 🔑
Money Key really helped me out when I was in a tough situation. I originally received an invitation via USPS to apply. The process was simply, and I received an approval instantly. The funds were processed into my account as promised. The payments are fare and reasonable, and are deducted directly from my account. Therefore, I don't have to stress over making payments on time.
March 25, 2026
It was an easy and quick process and…
It was an easy and quick process and thankful for the help.
March 25, 2026
Wonder company a legit nice people easy…
Wonder company a legit nice people easy no Games
March 30, 2026
Unprompted review
Help was given when needed
March 24, 2026
Easy to filling out application and…
Easy to filling out application and fast response i lovet moneykey
March 24, 2026
Customer service is excellent and very…
Customer service is excellent and very professional.
March 27, 2026
They were honest and actually talked to…
They were honest and actually talked to me and let me know what was going on. I looked at other online sites and they were bogus. I will use them again 👍🏻
March 25, 2026
This was a great option.
This was a great option.
I needed money fast. The process was quick and easy. And everything was done online.
No red tape.
Thank you MoneyKey.
March 25, 2026
The line of credit came right when I…
The line of credit came right when I needed it with no hassle and that was a relief.
March 25, 2026
I surely recommended to anyone
I surely recommended to anyone . Money came right on time when I needed it
March 18, 2026
During my hardship of keeping up my…
During my hardship of keeping up my bills with this economy. They truly helped me in my time of need. Easy application and within hours my funds were deposited
Thanks MoneyKey🙂👍🏼
March 23, 2026
I didn’t really understand and…
I didn’t really understand and everything was questionable and each agent took time to actually explain it opposed to rushing me off the phone, because you have to be real patient with people like me who does their due diligence.
March 23, 2026
After many applications turning me down…
After many applications turning me down money key helped me thank you guys sm I will not let you all down 😊
March 23, 2026
Money key step two after movers took me
I just moved from across the country and the movers took me twice. So when I really needed it help when he was there thank you so much for me and my family.
March 20, 2026
Awesome Job
I had trouble with the internet and they helped me get set up. Y phone with $200 in my account same day.
March 19, 2026
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