Avnee and Helen have been a dream and we are so glad we chose Mortgage decisions for our first purchase. After speaking with other brokers (with hard sales tactics) Avnee really was a breath of fresh... See more
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Dedicated to providing advice on mortgage and protection products and services to suit our customers. Call our experienced team of Mortgage & Protection Advisers, 03454 500200.
Contact info
71 The Avenue, SO17 1XS, Southampton, United Kingdom
- 03454 500200
- hello@mortgagedecisions.com
- mortgagedecisions.com
Replied to 100% of negative reviews
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Amazing service
Amazing service. Mark and Mike were extremely helpful and so patient. They took the time to break down anything I didn’t understand, never rushed me and ensured I understood everything in such an important and huge step in my life. They listened to what I wanted and needed and helped give me options and advice. I can’t recommend them enough. Thank you

Reply from Mortgage Decisions
The experience has been great
The experience has been great. We worked with Kevin and he has been excellent. As first time buyers he provided us with all the information we needed and he went above and beyond in his time to explain all aspects.
As sensible persons and first-timers we also double checked things and got competing quotes but all turned out to be true and the best offers on the market. We never had any concerns as is typical with the other service offerings we got where you feel like you are part of some pre-made agreements and where there is severe lack of knowledge.
Their service has been excellent and it is well worth the price if you are new to buying a property.
Highly recommends and ask for Kevin if you have the chance!

Reply from Mortgage Decisions
We can’t thank Gavin enough for his…
We can’t thank Gavin enough for his help. He looked at our finances and gave us an option that we thought would not be possible. He has been so helpful throughout the process. We are first time buyers and were unsure on the processes but Gavin has guided us through and answered any questions we had. His colleague, Jonathan was also very helpful and kept us updated throughout all the stages. 100% recommended Gavin and his colleagues.

Reply from Mortgage Decisions
Highly recommend
As a young family, we were very unsure about the shared ownership mortgage process, but thanks to Matt and his friendly, supportive approach, we received a mortgage offer, despite initially thinking we didn't have much of a chance! I highly recommend; thank you!

Reply from Mortgage Decisions
Gary made the whole experience stress free
Gary made the whole experience stress free, was very polite and kind and adjusted the offers to suit our situation, so we could become homeowners despite getting a new job. Couldn't have asked for better.

Reply from Mortgage Decisions
Kevin was immensely helpful and…
Kevin was immensely helpful and approachable. He was knowledgable and gave me all the information that I needed to make the right decision for me and my circumstances.

Reply from Mortgage Decisions
Thank you Matt Pickett
Thank you Matt Pickett, really thank you! Your support finding us the best mortgage out there cannot go unnoticed. We plan to use your services for many years to come!

Reply from Mortgage Decisions
Mary from mortgage decisions was so…
Mary from mortgage decisions was so helpful from start to finish, she made the whole process simple,even emailing at weekends to help, thanks again

Reply from Mortgage Decisions
Mortgage decisions have been amazing
Mortgage decisions have been amazing! I had the pleasure of dealing with Gavin who has been extremely helpful, appreciate all his help and guidance. Thank you so much! Highly recommend.

Reply from Mortgage Decisions
Exceptional service from Gavin and Shared Direction!
Gavin has been absolutely fantastic throughout the entire mortgage process. He consistently went above and beyond—responding to emails even late at night, always being available to explain things clearly, and offering expert guidance every step of the way.
He is not only incredibly knowledgeable and talented, but also kind, approachable, and genuinely supportive. The team at Shared Direction made what could have been a stressful experience feel smooth and manageable.
I’m so grateful for the outstanding service and would highly recommend Gavin and Shared Direction to anyone looking for reliable, communicative, and professional mortgage advice.

Reply from Mortgage Decisions
100% recommended.
From the moment Tom phoned me he made me feel at ease. He explained everything very thoroughly and easy to understand about my life insurance. My family now feel relaxed in the knowledge that if the worst was to happen they are now financially protected. Would 100% recommend the whole team from Gavin who sorted our mortgage, Helen for following everything up and now Tom. Thank you so much best wishes Kelly and Karen.

Reply from Mortgage Decisions
Helen and Matt worked effectively and…
Helen and Matt worked effectively and efficiently to achieve a mortgage deal for us. Highly recommend Mortgage Decisions and this team for keeping in touch regarding the progress throughout..

Reply from Mortgage Decisions
The service was efficient and…
The service was efficient and effective. The team I worked with from the mortgage advisers to the insurance guys were all knowledgeable and helped me achieve my ultimate goal, move into my new home. I didn’t even realise I needed a mortgage insurance and when I did I was going to start checking online. But Tom was very helpful. He called me on WhatsApp when my direct line had an issue and got the cheapest and best quote for my mortgage insurance. Thanks to Tom’s efficiency, everything went smoothly. Helen was always courteous and understanding. Thanks guys.

Reply from Mortgage Decisions
Mortage decision were great at getting…
Mortage decision were great at getting our mortgage for a shared ownership property. Helen and Matt were very helpful, answered my 1000s of questions and handled any issues that us and the mortgage company throw their way. Helen was excellent and getting in touch with us to answer all our emails very quickly. Often well within an hour. We appreciate this so much!
I would absolutely recommend them and use them again.
Thank you for your help!

Reply from Mortgage Decisions
Having gone through multiple mortgage…
Having gone through multiple mortgage advisors, Megan Morgan has proved to be the most willing and competent. Over the years I have dealt with several and I have to say Megan Morgan did not give up. She felt the pain in dealing with a very demanding provider and went above and beyond. At first I was sceptical as I had my own advisor lined up but when they couldn't provide, Megan Morgan stepped in and worked tirelessly over months to get the mortgage. We will be using Megan Morgan for any future mortgages we require and will recommend to anyone to use her and her team at Mortgage Decisions.

Reply from Mortgage Decisions
Had the pleasure of dealing with Tom…
Had the pleasure of dealing with Tom and Helen regarding the renewal of our life insurance. Tom went through all the options with me and got us the best possible quote for our circumstances. I’m glad Tom got in touch with us as we were not aware that our insurance needed renewing. He was very knowledgeable, understanding, helpful and reliable, always called when he said he would at the times that best suit me, would definitely recommend using Mortgage Decisions for all Mortgage and insurance needs.

Reply from Mortgage Decisions
Simon - brilliant !
Simon has been great, really in-depth advice and only ever a phone call away. We would highly recommend !

Reply from Mortgage Decisions
Excellent communication & liaision
Matt and Helen were extremely helpful with aiding me with my mortgage application. They answered all the questions I had and kept me informed of the whole process throughout with regular and prompt updates. Very professional and friendly service - would highly recommend!

Reply from Mortgage Decisions
I had a great experience with Motgage…
I had a great experience with Mortgage Decision and they have all my appreciation for the involvement, professionalism, dedication and efficiency they have shown.
Thank you everyone!
I highly recommend it!!

Reply from Mortgage Decisions
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