Mountain Summit Financial Reviews 

3,191
•
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

As one of many which ran into financial issues when Covid-19 struck my family in late 2020 into all of 2021 , Mountain Summit Financial came out the hero for me & my family . It did cost me extra to p... See more

Company replied

Rated 5 out of 5 stars

I had a very good experience today while applying for my loan. The lady on the phone was very helpful and polite and my I add patient with me the whole time. I'm very sorry and apologize for not remem... See more

Company replied

Rated 5 out of 5 stars

I never have any issues borrowing from this company. The application process is easy and it let's me know right away if I am approved or not and fund my account the same day. It's up to you how ea... See more

Company replied

Rated 5 out of 5 stars

I honestly did not think it was going to be possible to receive this loan. Literally filled out the information and within minutes the funds were in my account! I am extremely thankful!

Company replied

Company details

  1. Non-Bank Financial Service
  2. also in
  3. Financial Consultant

Information provided by various external sources

Habematelol Pomo of Upper Lake, California, owns Mountain Summit Financial. The Habematolel Pomo is a federally recognized tribal group in the United States. Ancestral Pomo people have occupied parts of central and Northern California for as long as history has been recorded. Those who have remained or returned to the aboriginal tribal lands seek to conserve the land, educate their children, preserve the Pomo culture and provide economic stability to the community and people. Not only does Mountain Summit Financial provide online loans to consumers, but it offers the tribe the ability to create financial independence for their people.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(3,191)

0 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

charges horrific amounts…

This company charges horrific amounts on top of what loan you ask for. I got a loan for 700 dollars and ended up paying them back 2300 dollars and I paid it back with in 10 days the full amount of 2346.00 dollars and then I guess there was a class action lawsuit I was against them in and I guess I can not get a loan threw them or there bank connections.

August 22, 2023
Unprompted review
Rated 1 out of 5 stars

They are being sued across multiple…

They are being sued across multiple states for loan sharking, under the guise and exploitation of native American citizens. Its absolutely disgusting.

July 11, 2022
Unprompted review
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, James! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Rated 1 out of 5 stars

Stressed and regretful

I am on my second or third loan from Mountain Summit. They have always been great to work with.. In the past I had no issues and when I call, they are always friendly. This time, however, I am very stressed and upset. I am only supposed to have 3 more payments due, but apparently my first payment took out a day early (12/23 instead of 12/24, which my bank was open so I don't understand why?) and the payment was returned. I haven't missed a single payment since. Instead of adding on another payment at the end or doubling the last payment, I was told ALL of my payments have been pretty much going to interest. I have been getting charged interest daily on a missed payment from December and now owe over $1000 in fees! I checked my phone records and e-mails and only received one e-mail saying the payment was missed. I remember I called and spoke with someone who acted like the missed payment was no big deal, as long as the next one came out it should be fine. This is absolutely NOT fine. I called and asked if anything can be done, if they can work with me or if I could just make an extra payment to cover that first mix up and was told no, I would have to call back to make arrangements. I used to recommend this company to others in hard times but now? I regret it. I'm in a worse spot now than when I started this recent loan.

August 16, 2022
Unprompted review
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Mallory! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. Unfortunately, we are unable to locate an account with the name provided, so please call us at 844-225-6954 or email VOC@mountainsummitfinancial.com with your contact information. Thank you!

Update: Hi, Mallory! We have tried to reach out to you to help resolve this matter. If you require further assistance, please contact our Customer Service at 855-819-6999.

Rated 1 out of 5 stars

I missed a payment which yes my fault…

I missed a payment which yes my fault but then I paid it the same month and they charged me twice for it did not get it back

May 27, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Brenda! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Update: Hi, Brenda! We have tried to reach out to you to help resolve this matter. If you require further assistance, please contact our Customer Service at 855-819-6999.

Rated 1 out of 5 stars

High rates

High rates. Also do not want to settle debt if they can get more interest off of you

May 19, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Dondrea! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Update: Hi, Dondrea! We have tried to reach out to you to help resolve this matter. If you require further assistance, please contact our Customer Service at 855-819-6999.

Rated 3 out of 5 stars

It was quick and easy but the principle…

It was quick and easy but the principle is extremely high, this is highway robbery.
I took out a loan for $700.00 and have to pay back $2,047.99 that is just to much but I really needed the fund at the time but after everything paid off this will be my last time using this company if the interest was lower it would be perfect. I would’ve have been okay with paying back $1,047.00. Next time I will take the time to find a better interest option.

May 6, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Theresa! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Update: Hi, Theresa! We have tried to reach out to you to help resolve this matter. If you require further assistance, please contact our Customer Service at 855-819-6999.

Rated 5 out of 5 stars

Great

Great trusting company couldn’t be happier

April 1, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Lisette! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars

Try them, they work with you.

If think they really work with you and assist you in a very timely fashion.

March 29, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, April! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 1 out of 5 stars

Interest is entirely too high

Interest is entirely too high

UPDATE: Today 04/01/22 I spoke with Shelby and she gave me a few options to help move the process along without the interest being drug out much longer. Thank you Shelby for your A+ assistance with my concerns.

March 25, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Eric! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Hi, Eric! Thank you for taking the time to speak with us! We hope that we were able to provide you with the 5-Star service you deserve and resolve your concern to your complete satisfaction. If there is anything else we can do, please reach out to us again at VOC@mountainsummitfinancial.com or 844-225-6954. Thank you!

Rated 4 out of 5 stars

Needed some some cash quick

Needed some some cash quick. This the place to B

March 24, 2022
Unprompted review
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Marcus! We would like to hear more about this situation involving Mountain Summit Financial and discuss it with you further. Please reach out to us at VOC@mountainsummitfinanial.com with your contact information, and we will be in touch. Thank you!

Rated 5 out of 5 stars

They have a wonderful and easy process

They have a wonderful and easy process. I will use them again

March 21, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Tanisha! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars

You all are fast and dependable

You all are fast and dependable. When we need to borrow money, that is what is needed. Thank you for this!

Chiquita Curry

March 21, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Chiquita! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars

The refinance was quick and easy to do

The refinance was quick and easy to do.
This refinance came right on time when I needed it most.
Thanks again.

March 21, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Felicia! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Natalie! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Deborah! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Dane! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 1 out of 5 stars

I am very disappointed on the customer…

I am very disappointed on the customer service I received.... I gave this business a low rating before and I thought this would happen but it has happened.

March 19, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Janice! We are sorry to hear that you received less than the 5-Star service Mountain Summit Financial is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon, but if you would like to talk to someone immediately, please call us at 844-225-6954. Thank you!

Update: Hi, Janice! We have tried to reach out to you to help resolve this matter. If you require further assistance, please contact our Customer Service at 855-819-6999.

Rated 5 out of 5 stars

Excellent professional service & get your cash in a flash!

Excellent professional service, fast and easy process no hassle straight to the point. Get your cash in a flash!

March 18, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Zues! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars

I can’t say enough good things about…

I can’t say enough good things about Mountain Summit. They are always available regardless of when I reach out to them. Their app makes it easy to contact them day or night.
When my business needs cash I reach out to MSF and they are always happy to do business with me. I truly appreciate them. If I had one thing they could improve, it would be the interest rate. I wish the interest rates were lower but they are always available. I’m paying for that convenience. I always pay back my loan quickly so not really an issue: thanks again you guys are the best!!

March 18, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, Andrew! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

Rated 5 out of 5 stars

The process was very easy and all…

The process was very easy and all questions I had were answered in full.

March 16, 2022
Mountain Summit Financial logo

Reply from Mountain Summit Financial

Hi, LM! We are so glad to hear that you received the 5-Star service Mountain Summit Financial is known for. If you ever have comments, questions, or concerns about your service with Mountain Summit Financial, please feel free to reach out to us at VOC@mountainsummitfinancial.com. Thank you!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look