ERGO NEXT Reviews 1,393

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 222 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the user-friendly experience, particularly praising the ease of use of the app and website for managing policies and generating certificates of insurance. Many found the process of setting up and renewing coverage to be quick, simple, and efficient. However, some people were dissatisfied with aspects of the service and customer support, citing issues with unexpected price increases without clear explanations or notice. A few reviewers also mentioned encountering unhelpful or untrained customer service agents, leading to frustration when trying to resolve issues or get assistance.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting the platform's ease of use and navigation.... See more

Service

Reviewers highlight ambiguous aspects of service. Many customers praise the service for being quick, easy,... See more

Price

People report ambiguous experiences with price. Many customers praise the competitive and affordable rates,... See more

Customer service

Consumers find customer service experiences to be ambiguous. Many reviewers express significant frustration,... See more

Application

Customers express high satisfaction with the app, highlighting its ease of use and efficiency for various... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This company does a good job. That is, they provide unemployment insurance in accordance with California state laws and they make it relatively easy to accomplish. We do not have a standard payroll c... See more

Rated 4 out of 5 stars

I like the easy access and ability to create COIs but I couldn’t see any way to ask questions when I didnt find the endorsement I was looking to add.

Rated 5 out of 5 stars

ERGO NEXT is the best alternative. If you think they are a do-it-yourself limited service company - guess what - they ALL are now. The big companies make you get your own COI online now and you're bot... See more

Rated 5 out of 5 stars

Thought we would try them when we first started our business. Everything is online, we even compared and they had the easiest website forms, good price, and very good to the point answers to all our... See more


Company details

  1. Commercial Insurance Company

Written by the company

Hi, we’re ERGO NEXT, an insurance company that only provides fast, affordable, and customized business insurance for entrepreneurs. That means we can provide you with top-quality insurance options and dedicated claims advocates that protect you from the unique risks your business faces every day. If you need help, our small business experts are ready to support you from start to finish. See why more than 750,000 small businesses from 1,300 professions turn to ERGO NEXT to get the protection they need.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
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1-star

Replied to 26% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

NEXT was an obvious choice 3 years ago

NEXT was an obvious choice 3 years ago, I was paying a little over $100/month for my small business. I now pay over $300/month. You can’t talk to a person - it’s all electronic. They do make it easy to view your documents when needed but that’s about the only perk.

December 1, 2025
Unprompted review
Rated 2 out of 5 stars

been with Next for several years and…

been with Next for several years and never filed a claim. Just noticed on my bank account that they raised my premium from $60-$104. I will either get this switched down or be switching over to the Hartford that is cheaper.

December 14, 2025
Unprompted review
Rated 1 out of 5 stars

Incompetent Customer Service

Untrained Customer service agents gave out bad information to client. When I called in to sort it out I was on hold with an apologetic agent who was trying to sort out the issue for 45 mins. Never received the resolution I was promised. Called in the next day and was directed to a rude agent. When asked to expedite the request due to the issues that they caused I was told that I should have asked sooner. We have been waiting a week to have this resolved. Your system is broken!!

December 2, 2025
Unprompted review
ERGO NEXT logo

Reply from ERGO NEXT

Hi,

Thank you for taking the time to leave us a review. Unfortunately, we cannot locate any previous communication with the contact information provided. However, we are determined on making this right if we have failed to deliver on our promise of providing 100% phenomenal service!

At your earliest convenience, please email our support team at support@nextinsurance.com with your email, phone number, and a brief description regarding your request. Once our team receives your email, an agent will be assigned to you ASAP. For further questions, comments, or concerns, please feel free to give our team a call at 1-855-222-5919. We have live agents available Monday-Friday, 8 AM - 5PM CST. We are happy to help in any way we can!

Sincerely,
The NEXT Team

Rated 1 out of 5 stars

Next insurance is a scam

Next insurance is a scam. 2 weeks after purchasing the policy from them they started charging my credit card. When l called and asked why they charged my card since my next payment wasn’t due for another 2 weeks, they said it was the fees that were involved to set up my policy. No such fees were ever mentioned up front. Beware!! Definitely a shady company.

December 1, 2025
Unprompted review
ERGO NEXT logo

Reply from ERGO NEXT

Hi Sead,

Thank you for taking the time to leave us a review. Your review concerns us, and as a legitimate insurance company, we looked into this matter for you. Unfortunately, we cannot locate a policy or account with the contact information provided. However, please know that all our terms and conditions, including payments and fees, are provided at the time of purchase and are agreed and signed upon before a policy becomes active.

If you would like to learn more, please feel free to email us at support@nextinsurance.com or give us a call at 1-855-222-5919. We have live agents available Monday-Friday, 8 AM - 5PM CST. We are happy to help in any way we can!

Sincerely,
The NEXT Team

Rated 1 out of 5 stars

Rather Pay More and Do Audits than Business w/ Next

How do you bumble a 3 location deal, when your advantage is integration to eliminate workers comp audits and provide a cost save? Here's how.

1. Assign a rep that you have to follow up with to get a quote

2. Ask that same rep about when the quote should be signed given your first payroll is still over a month out, and have to ask that question for 12 days and about 5-6 different emails yet to still not have an answer

3. Have a 1855 number not connect to anyone

4. Have a chat person named Ariel T combine incompetence with a horrendous and rude attitude

That is how you make someone want to spend more time and money with someone else.

The scheduling company we run our business off of is partnered with Next to provide WC pay by pay. This reflects poorly on them as well, that is how bad this experience was.

December 1, 2025
Unprompted review
ERGO NEXT logo

Reply from ERGO NEXT

Hi Omar,

Thank you for taking the time to leave us a review. We looked into this matter for you but unfortunately, we cannot locate any previous communication with the contact information provided. However, we are determined on making this right if we have failed to do so!

At your earliest convenience, please email our support team at support@nextinsurance.com with your email, phone number, and a brief description regarding your request. Once our team receives your email, an agent will be assigned to you ASAP.

For further questions, comments, or concerns, please feel free to give our team a call at 1-855-222-5919. We have live agents available Monday-Friday, 8 AM - 5PM CST. We are happy to help in any way we can!

Sincerely,
The NEXT Team

Rated 5 out of 5 stars

Love next

Love next, they have been very helpful thru the entire journey. Great value and wonderful service.

November 23, 2025
Unprompted review
Rated 1 out of 5 stars

I was trying to get a quote for my…

I was trying to get a quote for my business. They weren't able to locate my address on their system. Even though I have all my legal documents and permits for the address. As I was trying to explain my situation, the agent was rude and not helpful towards the situation. They told me to find insurance somewhere else. And that's what im going to do.

I dont know if next insurance is good, but their customer service is awful. I dont recommend the live agents. They are not trained and unable to give proper support.

November 21, 2025
Unprompted review
ERGO NEXT logo

Reply from ERGO NEXT

Hi Jordan,

Thank you for taking the time to leave us a review. We looked into this matter for you but unfortunately, we cannot locate any previous communication with the contact information provided. However, we are determined on making this right if we have failed to do so!

Please know, our online system is not equipped to issue a quote or policy without a physical address that is recognized by USPS. We apologize for the inconvenience but would like to look into this further.

At your earliest convenience, please email our team at support@nextinsurance.com your business address, along with your email, phone number, and a brief description of the matter. Once our team receives this, a member will be in contact ASAP! Our hours of operation are Monday - Friday, 8AM - 5PM CST. We'd be happy to answer any questions you may have!

Sincerely,
The NEXT Team

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