Novuna Personal Finance Reviews 

6,229
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 906 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally quick and simple online application process, highlighting that approvals happen within minutes and loan agreements are very straightforward to set up. People also appreciate the user-friendly mobile app, which makes managing accounts, viewing transaction details, and tracking payment progress completely straightforward. Some reviewers were not happy with unexpected late fees, noting ongoing frustration with direct debit management and resolving account administration problems. A few customers additionally mentioned difficulties when trying to get assistance regarding faulty product purchases or communicating effectively with support teams.

What people talk about most

User experience

Consumers find user_experience to be a very positive and seamless journey from start to finish. Reviewers... See more

Service

Reviewers highlight positive aspects of service, noting that the application process is simple, quick, and... See more

Payment

Users describe ambiguous interactions with payment services, noting a split in their overall experiences. On... See more

Customer service

Clients share positive opinions on customer service, highlighting reliable support and helpful advisors. Many... See more

Application

Reviewers mention positive feedback about the app, expressing high satisfaction with its usability and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more

Company replied

Rated 5 out of 5 stars

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report. Very easy to apply, will 100% u... See more

Company replied

Rated 5 out of 5 stars

All good approved very quickly. If I could change any thing i would obviously like a better %rate but I understand it's a business. I would also prefer same day deposit in my account. On the whole th... See more

Rated 5 out of 5 stars

Super quick and easy online application - took less than 2 minutes to enter details and get a decision then all the docs are online making it really easy to set up. Everything then confirmed instantly... See more

Company replied


Company details

  1. Financial Institution

About Novuna Personal Finance

Written by the company

Need a great Personal Loan?

Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).

Who are Novuna?

A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.

We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.

We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.

We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.

That's what makes us different.


About us Personal Loans Car Loans Home Improvement Loans Debt Consolidation Loans Holiday Loans Wedding Loans Small Loans

Just some of our awards

We're leaders in our field

We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.


Best Personal Loan Provider
YourMoney



Platinum Trusted Service
Feefo



Loan Provider of the Year
Moneyfacts



Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6K reviews

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4.6

All reviews

(6,229)

881 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Know in Advance Finance!

As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report.
Very easy to apply, will 100% use again.
Remember me if you use my title as a TM :D

May 28, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing! It's great to hear that you'd be happy to use our services again

Rated 1 out of 5 stars

Applied today and got declined…

Applied today and got declined instantly for a £4000 loan. Stable income, hardly any debts. Don't give you a reason to why its declined.

May 31, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Morning Mark, thanks for applying with us.

Our systems do not accept multiple applications (which as you can understand, could be an indication of fraud). The loan in question was instantly declined as you'd already applied earlier that day.

I can see you've made many applications recently. So any subsequent ones within a rolling 45 day window will also have been declined automatically.

As much as we'd love to Mark, we can't accept all applications... but rest assured, while our systems are complex, their purpose is very simple... They protect everyone concerned.

If you'd like to apply again, you'll need to delete your previous applications. To do so please contact our Customer Services team on 0343 351 9112. They will also be able to help explain how we ensure our loans remain affordable.

We look forward to hearing from you.

Rated 5 out of 5 stars

Good company

Good company, everything so easy to accomplish. App very easy to use. Will use again if need finance.

May 30, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing!

Rated 1 out of 5 stars

The worst customer service

The worst customer service I’ve ever experienced. The teams don’t speak to each other and you get calls from all different people so you’re constantly repeating yourself. Requests go ignored. Emails go ignored. I’ve had to complain to FOS due to their appalling behaviour

May 28, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi,

Sorry to hear that you've had a negative experience with our customer service teams. We'd like to be able to investigate this further and take a look at your account so we can review the contact that you've had with our teams. I've made a request through Trust Pilot which will allow you to send across your details.

Thanks

Rated 5 out of 5 stars

Straight forward

Straight forward, no nonsense system easy to follow and time efficient turn around . Thank you

May 25, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

That's great to hear! Thanks for sharing

Rated 5 out of 5 stars

Have used Novuna a couple of times

Have used Novuna a couple of times. Good rates, customer service and app . Easy and fair

May 26, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thanks for sharing Brian. We really appreciate you using our services on more than one occasion and it's great that you've had a positive experience both times.

Rated 5 out of 5 stars

It was so easy (as it has been in the…

It was so easy (as it has been in the past Hitachi days) for me to take out a loan we you guys !

December 26, 2025
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Michael, glad to hear that you've enjoyed using our services. Thank you for sharing! We really appreciate it

Rated 5 out of 5 stars

Happy customer

Easy to set up. Kept informed. Payment comes off same date every month.
No problems so far.

May 26, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Hi Robina, thanks for the positive feedback. It's always great to hear that everything is running smoothly!

Rated 5 out of 5 stars

Boiler loan

First class easy to use app and very happy with the customer service

May 25, 2026
Unprompted review
Novuna Personal Finance logo

Reply from Novuna Personal Finance

Thank you for sharing! Glad you've had a good experience with our app!

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