Never thought I would have such a great experience I am so happy with Novuna which I have 3 diffident Lao. X2 interest free and other at 6% doe 3 years which almost over and my next big loan will be a... See more
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Need a great Personal Loan?
Come direct to our website for our low rates and exclusive loan options. Our great loans start from just 6.9% APR Representative (based on £7,500 to £25,000).
Who are Novuna?
A leading financial services company, we provide effective Retail Finance options to thousands of big name brands, as well as Personal Loans to help you access the cash you need sooner.
We lent over £3 billion to customers in 2025, allowing them to make big purchases, create memories or enjoy once-in-a-lifetime moments. All without worrying about paying for it upfront.
We don't offer lease vehicles - If you're looking to leave a review about Novuna Vehicle Solutions, that is a completely separate business to us.
We tailor our innovative solutions to match the things you want to buy, from home improvements to holidays, making the process as easy and stress free as possible. And we combine it with award winning customer service.
That's what makes us different.
We're leaders in our field
We've been named the UK's Best Personal Loan Provider for the last 12 years running. We are also proud to have once again won the official Feefo Platinum Trusted Service award. This is the 7th time we've been recognised as a leader in our field with Platinum status.

Best Personal Loan Provider
YourMoney

Platinum Trusted Service
Feefo

Loan Provider of the Year
Moneyfacts
2 Apex View, LS11 9BH, Leeds, United Kingdom
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As simple as the title, to know in advance that its not going to harm your credit profile applying is a beautiful thing, which to me strengthens your credit report.
Very easy to apply, will 100% use again.
Remember me if you use my title as a TM :D

Reply from Novuna Personal Finance
This was an efficient and easy to use service
Applied today and got declined instantly for a £4000 loan. Stable income, hardly any debts. Don't give you a reason to why its declined.

Reply from Novuna Personal Finance
Good company, everything so easy to accomplish. App very easy to use. Will use again if need finance.

Reply from Novuna Personal Finance
Quick and Easy to use and set up x

Reply from Novuna Personal Finance

Reply from Novuna Personal Finance
The worst customer service I’ve ever experienced. The teams don’t speak to each other and you get calls from all different people so you’re constantly repeating yourself. Requests go ignored. Emails go ignored. I’ve had to complain to FOS due to their appalling behaviour

Reply from Novuna Personal Finance
Straight forward, no nonsense system easy to follow and time efficient turn around . Thank you

Reply from Novuna Personal Finance
Great informative and a really pro service given used before and would use again

Reply from Novuna Personal Finance
Have used Novuna a couple of times. Good rates, customer service and app . Easy and fair

Reply from Novuna Personal Finance
It was so easy (as it has been in the past Hitachi days) for me to take out a loan we you guys !

Reply from Novuna Personal Finance
Easy to set up. Kept informed. Payment comes off same date every month.
No problems so far.

Reply from Novuna Personal Finance
It was so easy to do and got an answer straight away

Reply from Novuna Personal Finance
First class easy to use app and very happy with the customer service

Reply from Novuna Personal Finance
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