It's doing very well my card has been very helpful this month I'll be paying it off then probably using it again. After next month I will try not to use it so much but it's there if I need it the only... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
* Very good services throughout my experience so far. * Quick fast acting. * Good swift respond when needed. * Highly professional. * Staff is good and Cooperative when required. Ocean Finan... See more
Company replied
Very easy to be authorised & the app is very helpful. The app is very easy to use, seems secure & displays all relevant information in 3 main screens but you can find the menu easily for more functio... See more
Company replied
Very easy application, everything spelt out in advance of what is due and when. Starting with right amount and hopefully improve credit rating by keeping payments in schedule.
Company replied
Company details
Written by the company
Ocean Finance has been helping people with their finances for more than a quarter of a century. That means we’ve not only stood the test of time, but we’re experienced too! We’ll help you find the right product for your needs and situation – even if you have bad or adverse credit.
Contact info
Orange Tower, MediaCityUK, M50 2HF, Salford, United Kingdom
- 0161 672 7575
- contactus@ocean.co.uk
- oceanfinance.co.uk
4.5
Excellent
3K reviews
Replied to 95% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I'm really satisfied with Ocean card…
I'm really satisfied with Ocean card and full service.
May 12, 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the detailed positive feedback. We're so glad that you chose Ocean, and we wish you all the best for the future.
The Ocean Customer Contact Team
Terrible advert screaming people would…
Terrible advert screaming people would not want to be associated with a company that puts out an advert like this..dreadful..who on earth thought this was a good advert for a finance company !!!11
May 11, 2026
Unprompted review
Reply from Ocean Finance
Thank you for your feedback. We appreciate that our adverts might not be to everyone's liking.
Regardless, we appreciate your words and I'll pass them over to our marketing team for their awareness.
The Ocean Customer Contact Team
Doing well so far
It's doing very well my card has been very helpful this month I'll be paying it off then probably using it again. After next month I will try not to use it so much but it's there if I need it the only thing I can say bad is it's not enough credit on it but I suppose it will grow well I hope it will.
May 7, 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
Quick application and decision and then…
Quick application and decision and then I had my card within 5 days very pleased
April 30, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Easy to verify card on my Capital O e…
Easy to verify card on my Capital O e App… so very pleased with this card. Thank you.
May 1, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Really easy process
Really easy process to apply with a very quick response. Thank you
May 4, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
This is great to hear, thank you so much!
The Ocean Customer Contact Team
Quick Payouts & Quick Pay In Fantastic…
Quick Payouts & Quick Pay In Fantastic Clear Overviews Regular Statements
May 1, 2026
Unprompted review
Reply from Ocean Finance
Thanks for the 5-star rating. If you have any feedback or suggestions, please write to us at contactus@ocean.co.uk. We would love to hear from you!
The Ocean Customer Contact Team
Easy to apply for knew the answer to…
Easy to apply for knew the answer to application in minutes the app is easy to navigate and got a manageable credit limit to start off with would definitely recommend
April 13, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for your kind words.
The Ocean Customer Contact Team
Easy application
Able to apply online, straightforward, clear and concise.
April 9, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Easy to use app which answers all my…
Easy to use app which answers all my questions
May 5, 2026
Unprompted review
Reply from Ocean Finance
Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at contactus@ocean.co.uk. We would love to hear from you!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the review, we appreciate you taking your time to leave the feedback!
The Ocean Customer Contact Team
Excellent card and service!
May 5, 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking your time to leave us a review! We are glad you are enjoying the service and will strive to continue to meet expectations.
The Ocean Customer Contact Team
Awful advertisement
Awful advertisement
Not everything is fixed with a credit card with high APR
Perhaps the obese people in the ad need stop spanking their fictional money. The advert bloody awful, entitled adults crying and screaming really boils my p like a hotel kettle. Hope ofcom get the ads withdrawn , it wholly unrealistic and will trap people into a credit card debt.
May 3, 2026
Unprompted review
Reply from Ocean Finance
Thank you for sharing your review, although we are sorry to hear about your experience with our new advert.
We appreciate that our adverts might not be to everyone's liking.
Regardless, we appreciate your words and I'll pass them over to our marketing team for their awareness.
Kind regards,
The Ocean Customer Contact Team
I’m giving one star as I am sick of…
I’m giving one star as I am sick of deleting junk emails from them with no way to unsubscribe. I would never ever use them because of this.
April 29, 2026
Unprompted review
Reply from Ocean Finance
Thank you for your review, although we're sorry to hear that you are slightly unhappy with our messaging.
We will pass on your comments to the relevant team. If you need any help, then please reach out to us at contactus@ocean.co.uk and we will look into your marketing preferences.
Thank you,
The Ocean Customer Contact Team
2026 Ocean Advert with screaming people is a…
2026 Advert with screaming people is a definite turn off literally for me
Who at Ocean Finances advertising group thought this one up didnt do a good job
I turn the sound off every time It does NOT encourage me to want to even look at Ocean in fact the very opposite
Having two grown ups? screaming like spoilt kids is horrible Not even children get their own way from a tantrum
What a ridiculous concept these adverts are Who wants to watch adults throwing tantrums
Ocean definitely lost a prospective customer who is so annoyed by an advert designed to encourage who? Today in one hour I’ve turned off 5 times !!
April 29, 2026
Unprompted review
Reply from Ocean Finance
Thank you for sharing your review, although we are sorry to hear about your experience with our new advert.
We appreciate that our adverts might not be to everyone's liking.
Regardless, we appreciate your words and I'll pass them over to our marketing team for their awareness.
Kind regards,
The Ocean Customer Contact Team
Easy to understand get alerts when…
Easy to understand get alerts when spending, application was quick and simple
April 1, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for taking your time to leave us a review! We are glad you are enjoying the service and will strive to continue to meet expectations.
The Ocean Customer Contact Team
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