Omega Home & Auto Care Reviews 

1,543
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 138 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that the staff is exceptionally kind, patient, and helpful when explaining policies and answering various questions during calls. Many potential customers truly appreciate the remarkably smooth process when filing claims and dealing with supportive representatives over the phone. Some reviewers were not happy with their overall experience regarding this company. Customers encountered frustrating claim denials, extended waiting times, and unhelpful representatives who abruptly hung up or argued during phone interactions. Additionally, several people noted unexpected coverage limitations and significant difficulties regarding their vehicle repair processes.

What people talk about most

Staff

Consumers find staff to be deeply helpful and professional, frequently praising representatives who provide... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many consumers praising specific... See more

Warranty

Customers had ambiguous experiences with warranty services, with some reviewers praising the smooth and... See more

Service

Clients share ambiguous opinions on service, with some reviewers praising the fast turnaround times, amazing... See more

Claim

People report ambiguous experiences with claim, as opinions on the process are sharply divided. While some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Only problem is the debit card you issue for the clam. It is difficult to use at some merchants. Orders on line usually work. But box stores is not as easy.

Company replied

Rated 5 out of 5 stars

The service and timely repairs are outstanding. You made it easy to file my claims when needed. This is what made me get another extended warranty with the company I have used this company since 2017.... See more

Company replied

Rated 5 out of 5 stars

FANISHA MADE MY EXPERIENCE SOOOO PAINLESS ! she was kind, patient and went over my policy in details to where I really understand ! Thank you Fanisha

Rated 5 out of 5 stars

When getting an oil change, I've never had a problem getting paid. I do however have a problem work the virtual deposit but other than that the company have been ok!

Company replied


Company details

  1. Car Service

Written by the company

Omega Auto Care pays the bill when your vehicle’s covered parts and systems break down. Keeping your car beyond its factory warranty makes good financial sense, unless expensive repair bills end up being more than your monthly car payment. That’s where we can help, picking up where your factory warranty leaves off. Our Vehicle Service Contract pays for the repair bills outlined in the coverage level you select. You already have insurance if someone or something damages your car. Omega offers insurance when your car is damaged due to mechanical failure. It’s Protection and Financial Security for you! Omega Auto Care is insured by Lyndon Southern Insurance Company, a Fortegra company. We are members of the Vehicle Protection Association, and also of the Jacksonville Chamber of Commerce.


Contact info

3.6

Average

TrustScore 3.5 out of 5

2K reviews

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Replied to 44% of negative reviews

Typically replies within 2 weeks

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3.6

All reviews

(1,543)

139 reviews in the last 12 months

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Rated 5 out of 5 stars

It was fairly easy to make a claim

It was fairly easy to make a claim. When I got a reimbursement check, I didn't know where it came from at first. I wasn't sure where it came from. But there were no problems at all making a claim.

November 3, 2025
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your feedback. We’re glad to hear the claim process was straightforward and that there were no issues with reimbursement. We appreciate you sharing your experience and are happy the claim was resolved smoothly.

Rated 5 out of 5 stars

The service and timely repairs are…

The service and timely repairs are outstanding. You made it easy to file my claims when needed. This is what made me get another extended warranty with the company I have used this company since 2017. If you go elsewhere to get an extended warranty you are making a mistake. Omega Car Care is where it’s at!!!!

January 20, 2026
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Reply from Omega Home & Auto Care

Thank you for your kind words and continued trust since 2017. We’re pleased to hear that the service, timely repairs, and ease of filing claims met your expectations. Your loyalty means a great deal to us, and we truly appreciate your recommendation.

Rated 1 out of 5 stars

Omega denied my claim

Omega denied my claim. They said all lubricated parts was covered. We had to take them to court and was awarded $7,000 in damages. If they would have approved it woud have save them $2,000. The judge said they are getting a large amount of claims for warranty companies.

October 7, 2025
Unprompted review
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Reply from Omega Home & Auto Care

Thank you for your message. We respectfully note that claims are only denied when the repair or component is not covered under the terms of the contract. Coverage determinations are based strictly on the written agreement, not on general descriptions.

Because this matter has escalated to litigation, we are limited in what we can discuss publicly or in detail. Any further clarification regarding the claim or allegations would need to be addressed through the appropriate legal channels.

We remain committed to administering claims in accordance with the contract terms and applicable law.

Rated 2 out of 5 stars

Omega Auto Care offers commendable…

Omega Auto Care offers commendable customer service during business hours, and my claims were processed quickly. However, there are several areas where the consumer experience could be significantly improved.

1. Coverage Limits on Benefits

One major issue is the dollar value caps on benefits. For example, my oil change for my 2021 Kia Forte at a Kia dealer cost $112.74, while Omega Auto Care only covers up to $55. This disparity is frustrating and feels inadequate for customers who expect comprehensive support.

2. Limited Operating Hours

I scheduled my oil change on a weekend, only to discover that Omega Auto Care does not operate during those hours. This lack of weekend service forced me to pay upfront and later submit a claim for reimbursement. It would be beneficial for the company to consider offering weekend service or at least a way to pre-arrange claims for weekend appointments. Many customers, like myself, have busy schedules and would appreciate more flexible options.

3. Reimbursement Methods

While I appreciate the quick processing of my claim, I found the reimbursement method to be inconvenient. Receiving a prepaid Mastercard instead of a direct deposit or Zelle transfer adds an extra layer of complexity. Keeping track of a digital card and its balance can be cumbersome, and I believe that offering more straightforward reimbursement options would enhance the customer experience.

Suggestions for Improvement

To better serve customers, I suggest considering the following:

Higher Coverage Limits: Offering a plan with higher coverage limits for common services like oil changes would make the service more appealing.
Flexible Payment Options: Implementing a yearly entitlement for car maintenance funds would allow customers to allocate their coverage as needed, enhancing the overall value of the plan.
Expanded Service Hours: Providing weekend service or the ability to pre-arrange claims for weekend appointments would greatly improve accessibility for busy customers.
In conclusion, my experience with Omega Auto Care has been mixed. While the quick claims processing is a positive aspect, the low coverage limits, limited operating hours, and inconvenient reimbursement methods detract from the overall experience. I hope this feedback is helpful and leads to improvements that benefit all customers.

October 18, 2025
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for taking the time to provide detailed feedback. We appreciate the opportunity to clarify how your coverage is structured.

Omega Auto Care administers a Vehicle Service Contract (VSC), not a maintenance program. The primary purpose of a VSC is to provide protection against covered mechanical breakdowns.
As an added benefit, certain maintenance services (such as oil changes) are included at no additional cost. Because these are supplemental benefits and not the core function of the contract, each maintenance item is subject to clearly defined preset limits outlined in the policy. These limits are disclosed in advance and are designed to help offset routine costs, not fully replace out-of-pocket maintenance expenses.

Regarding operating hours, reimbursement options, and benefit structure, we appreciate your suggestions and understand how alternative options could be more convenient for some customers. While claims and reimbursements are processed in accordance with current policy terms and administrative procedures, your feedback is valuable and will be shared with the appropriate teams for consideration.

If you would like to review your contract benefits in more detail or need assistance with future claims, we are always happy to help.

Rated 5 out of 5 stars

When getting an oil change

When getting an oil change, I've never had a problem getting paid. I do however have a problem work the virtual deposit but other than that the company have been ok!

November 18, 2025
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Reply from Omega Home & Auto Care

Thank you for the kind words

Rated 3 out of 5 stars

Not computer smart

I received a $55 oil change from your company which I have not retrieved because I don't know how to transfer it over to my wallet I'm not computer savvy I'm up in age call then and no one sent me a check or anything

October 3, 2025
Rated 1 out of 5 stars

I got left stranded 268 miles from home…

I got left stranded 268 miles from home and Omega did not send anyone out to get me home safe. I had to pay for my own Tow service and did NOT even get reimbursed by them for the $100.00 even though I paid 1500.00. I can honestly state Do NOT Utilize Their Service.

October 24, 2025
Rated 1 out of 5 stars

Save yourself from dealing with this company who hired the rudest customer service representatives.

Save yourself from dealing with the worst and rudest customer service department I have ever experienced.
Called to cancel an extended service policy I had unfortunately agreed to, and had the biggest run around I have ever had, and I am very old! After calling the number for the advisor I had dealt with, I was told he was not available. I had not given him my VIN # or odometer number and that’s all the rude girl wanted from me! I asked to speak to him again and she put me on hold for a long time. Finally I talked to Samuel, who was polite, and told him to please cancel my extended warranty. He was polite and said he would take care of that and that I would receive an email with a confirmation number. However, after waiting for quite a long time; I never received an email.
So called back and spoke to the rude customer service girl who told me I could not speak to Samuel, that my money was refunded to my debit card and that I WOULD NOT BE RECEIVING AN EMAIL!!! I said Samuel told me that I WOULD BE RECEIVING AN EMAIL WITH A CONFIRMATION NUMBER.
She then said, “Not happening!”
I unfortunately forgot to ask to speak to her boss. So my advice: Save yourself the hassle of dealing with a company that hires such rude employees representing customer service!

December 2, 2025
Unprompted review
Rated 1 out of 5 stars

It’s not a good warranty

It’s not a good warranty. My sun roof on my 2020 palisade broke. I took it in to a dealership to get fixed. The dealership called me and advised that Omega would not cover it because a part that broke is part of the body and they don’t fix body. I wasn’t in a car accident. My sunroof didn’t close properly and something broke. I had to pay the diagnostic fee because this warranty didn’t cover the repair. This was my first claim and it was terrible. I bought this warranty on my F150 as well. I’m spent $7000 combine of warranty on both my cars from here. I am definitely going to cancel my warranty with them, I can’t even imagine the nightmare it will be when something bigger breaks on my cars. Please do not do business with them.

November 12, 2025
Unprompted review
Rated 1 out of 5 stars

They don't hold accountable for there faults

They were not getting payment since July that I was not aware of they contacted me in October and expected me to pay almost $600 to activate it again. I got a brand new transmission from them in not even 4 months and found out it was a bad transmission. They are saying now they are not responsible for it, because the policy is canceled ever though they are the ones that gave me a bad transmission.

November 24, 2025
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for sharing your concerns. We want to clarify that Omega Auto Care is the administrator, which means we process and pay approved claims. We do not handle or collect monthly payments, those are managed directly through your seller, and payment provider. When payments stop, the policy cancels through the provider, and we are no longer authorized to approve or warranty repairs.

Rated 1 out of 5 stars

Bad experience

Bought new truck and contract that covered engine transmission drivetrain and electrical systems. After 2 weeks have a cracked intake manifold and told it would not be covered due to a broken bolt. Bolts are not covered. Intake manifold bolts are part of the intake manifold and they are part of the engine. Now I have paid for a warranty and have a vehicle that is broke down due to a part covered by that warranty and being told I have to pay for it.

November 20, 2025
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

We’re truly sorry you’re dealing with this, and it’s never easy to face a repair so soon after purchasing a vehicle. To clarify, nuts, bolts, and fasteners are covered only when included in an approved repair, but they aren’t covered when they’re the cause of the failure. Because the broken bolt led to the intake manifold issue, the repair unfortunately falls outside the contract’s coverage.

Rated 1 out of 5 stars

Absolutely will not answer the phone or…

Absolutely will not answer the phone or call back

November 7, 2025
Unprompted review
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Reply from Omega Home & Auto Care

We’re very sorry to hear you’ve had trouble reaching us, as that’s not the experience we want for any of our customers. Our team works hard to return calls as quickly as possible, so you might have caught us on a day tat was busier than normal.

Rated 1 out of 5 stars

If I could give it NO stars I would

If I could give it NO stars I would. Worst customer service.
You cannot speak to a live person. You have to speak to an AI Bot. Do not waste your money.
I had my rack and pinion replaced the Car repair facility would not call in so I had to do it. They wouldn’t talk to me. They told me that the car repair facility had to do it. I filed the claim and then they denied it.
I’m serious go to another car warranty place. This company is horrible.

November 5, 2025
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

We’re sorry for your frustration. After reviewing all recorded calls and interactions with our AI and representatives, we want to clarify what happened.

In your first call, you explained that the "rack and pinion had already been replaced" and asked what would be covered. Our AI correctly advised that a "repair facility must diagnose the issue and call us before repairs begin" to determine eligibility. At no point were you told to complete repairs yourself or submit for reimbursement afterward.

In your follow-up calls, you attempted to start the claim personally, and the AI again correctly explained that "only the repair facility" can initiate a claim. Because the repairs were completed without prior authorization, the reimbursement request could not be approved.

The guidance provided was accurate and consistent, but if you have questions about your contract or need further assistance, our Customer Care Team is here to help.

Rated 1 out of 5 stars

Literally impossible to get ahold of…

Literally impossible to get ahold of the cancellation department.

October 8, 2025
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

We’re sorry for the frustration. Please note that Omega Auto Care is the "administrator" and does not handle cancellations directly, those must be managed through the seller of your contract. We recommend contacting them directly to complete your request.

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