OnDeck Reviews 5,552

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 893 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their helpfulness, professionalism, and understanding approach, making the process smooth and pleasant. Many people highlight the exceptional customer service, noting quick responses and clear explanations that made them feel valued. The overall service is often described as fast, efficient, and easy, with many appreciating the streamlined process for obtaining funding. However, some customers were dissatisfied with the payment terms, mentioning that fees were not clearly explained upfront and that interest rates were very high. A few other people also felt that paying off loans was difficult and that customer service was unhelpful in these situations.

What people talk about most

Staff

Consumers consistently report positive experiences with staff. Many reviewers praise the staff for being... See more

Service

People report positive experiences with service. Customers consistently praise the professionalism,... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the entire online process... See more

Customer service

Users describe positive interactions with customer service. Many customers praise certain representatives for... See more

Payment

Reviewers mention ambiguous feedback about payment. Many customers appreciate the quick and efficient funding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Harrison went above and beyond to answer all of our questions, accommodate us with setting up times to talk, and overall made the line of credit process totally smooth. I was delighted to find out tha... See more

Company replied

Rated 5 out of 5 stars

Working with OnDeck, Is beena great experience and they have helping me growing my business, founds come fast and I most need them. Thank you OnDeck and Anastasia Petrovek (my agent) for all your he... See more

Company replied

Rated 5 out of 5 stars

Scott F. Was very helpful, respectful and responsive, he made sure I understood the terms fully and clear, I am still working with him since I have a loan with OnDeck, he always let me know when it’s... See more

Company replied

Rated 5 out of 5 stars

Scott F. made my experiences fabulous. Scott was so good that we came back to him a couple of times when we were in the midst of an absolute emergency. Scott was kind, understanding, non-judgemental... See more

Company replied


Company details

  1. Non-Bank Financial Service

Information provided by various external sources

Part high tech. Part human. All business.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Jon D'Amico was amazing in explaining…

Jon D'Amico was amazing in explaining the process to me and being patient with me as I read through the steps and pages. I truly appreciate this opportunity to experience On Deck, and I am confident that my experience will lead to more referrals to other businesses that may need the services.

Again, thank you so much, and I look forward to a great working relationship.

April 2, 2026
Unprompted review
Rated 5 out of 5 stars

My experience was great

My experience was great, Madison Simons was great! I will definitely work with her and on deck again!

March 31, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that you had a great experience! We appreciate your positive feedback and are glad that you enjoyed working with our team.

Rated 5 out of 5 stars

Jordan was great

Jordan was great. Entire process was fast and smooth with minimal documentation. Handled in just two days. Process was very smooth highly recommend.

March 30, 2026
Unprompted review
Rated 5 out of 5 stars

My experience was very good

My experience was very good. She worked within my time frames. She kept it short, professional, and pleasant. I couldn’t say I could’ve asked for a better experience on my end.

March 30, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that your experience was so positive! It's wonderful to know that we met your expectations regarding time, professionalism, and overall pleasantness. Thank you for your feedback!

Rated 5 out of 5 stars

Small business trying to secure funding

Im a small business who has had a difficult time finding funding from my own banks even though Ive been in business for over 17 years, but most of my vendors are small and do not report to D&B and I do not own a home to take incase I fail. Well, I thought I would see what sort of credit OnDeck had to offer , I figure if I could get some Credit maybe that would at least help me build my business credit. Jordan Bousman was able to get me $23,000. in a line of credit in the same day. Thanks Jordan

March 30, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy we could provide you with a line of credit to help build your business. We appreciate you sharing your experience and are glad we could assist you with your funding needs. Thank you!

Rated 1 out of 5 stars

Hidden fees took a large portion of my…

Hidden fees took a large portion of my funds , not transparent at all

I want to share my real experience so other business owners don’t go through what I did.

I applied for funding with OnDeck expecting to receive the full amount that was presented to me. However, when the funds were released, a large portion had already been taken out due to fees that were not clearly explained upfront.

What made this worse is that the structure of the deal was not transparent. The way the fees and payments were presented did not make it clear how much I was actually losing from the total amount. As a result, I ended up receiving significantly less capital than expected, which affected my business operations.

As a small business owner, every dollar matters. We rely on these funds to grow, sustain operations, and serve our clients. Instead of feeling supported, I felt blindsided and taken advantage of.

I also later realized that some of these charges may have involved third-party commissions or broker-related fees, which were never properly broken down or disclosed to me in a clear and honest way.

My advice to anyone considering OnDeck:
• Ask for a full breakdown of ALL fees before signing
• Confirm the exact net amount you will receive
• Be cautious of verbal explanations — get everything clearly in writing
• Understand if a broker is involved and how they are getting paid

Transparency is everything in business, and unfortunately, that was missing in my experience.

I hope this company improves how they communicate and disclose their terms so other entrepreneurs are not put in the same situation.

February 28, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

Hi Brenda, We’re sorry to hear about your experience, and we truly appreciate you sharing your valuable feedback. Our dedicated OnDeck Customer Service team will get in touch with you to better understand what happened. In the meantime, you can also call us at (888) 556-3483.

Rated 5 out of 5 stars

Harrison was professional and explained…

Harrison was professional and explained the process to me.

March 27, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that the process was thoroughly explained and that you had a positive and professional experience. Thank you!

Rated 5 out of 5 stars

Jordan was awesome

Jordan was awesome! He was quick, efficient, and knowledgeable.

February 27, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that you had such a positive experience! Thank you for letting us know about it; we appreciate your feedback.

Rated 5 out of 5 stars

I sent in one email and was contact…

I sent in one email and was contact shortly after. Daniel contact me rit away and took some info and help me get what was needed sent in. Jordan contact me after and confirmed details and we spoke some and I was approved for me then I was asking for. The process was easy and I had multiple options to chose from. They made things very easy for me and happy with all the support and information. I would highly recommend contact them for you needed.

March 26, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that the process was easy and you had multiple options. We appreciate you highlighting the support and information provided. Thank you for recommending our services!

Rated 5 out of 5 stars

Cole and Jordan were a pleasure to deal…

Cole and Jordan were a pleasure to deal with. They both were extremely helpful and knowledgeable in getting everything set up for me.

March 24, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that you had a great experience. We appreciate your positive feedback regarding the helpful and knowledgeable service you received. Thank you!

Rated 4 out of 5 stars

Great to Work With

Quick response, easy to work with.

March 16, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We appreciate your feedback and are glad you found our team easy to work with and responsive.

Rated 5 out of 5 stars

Fast

Fast, easy and convenient! Harrison was great to work with.

March 24, 2026
Unprompted review
OnDeck logo

Reply from OnDeck

We're happy to hear that you found our service fast, easy, and convenient. We appreciate you mentioning the great work!

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