What I like about your service is the flexibility on being able to change or choose your payment date instead of it just being set in stone for your next payday. Even though unexpected things can happ... See more
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I was really interested in allotment loans, but it's been almost a month and can't seem to get past the application process. The website hangs and throws errors. Contacted support multiple times via e... See more
Company replied
One Blinc's Refinace options and criteria have changed. That being said, I was in an emergency situation and had to plead for help and a refinance, one blinc came through finanally. They gave me a ma... See more
Company replied
Absolutely love Sheila that assisted me throughout the process. She was very welcoming and anytime she said she would contact me as we were awaiting answers for things she couldn't handle...she kept h... See more
Company replied
Company details
Written by the company
We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.
Contact info
1111 Brickell Ave, 33131, Miami, United States
- +1855449-0078
- customer@oneblinc.com
- oneblinc.com
4.5
Excellent
5K reviews
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I’d give -100 if I could!!
I’d give -100 if I could!!! These people keep stealing my money EVERY SINGLE MONTH!!!! I have to get made to get the 8.99 they steal from my account back!!! I cannot use the crappy app and yet they keep taking a membership fee for something that I cancelled 6 months ago!!!!!!
October 2, 2025
Unprompted review
Scam
Weekly paycheck it sees for well over 500 and then it Denys me for 50! What a scam.
August 13, 2025
Unprompted review
Went settlement on my house
Went to settlement on my house on 1/22/25 Title company sent them a check to cover pay off remaining allotment loan then took additional allotment of $170 contact them since 1/31 keep telling me they didnt receive the check then when someone finally said they receive check it would take 60 days to clear even after all of that cancelled allotment really check covered the entire loan but yet they insist that it didnt reasoning for taking the additional money this company is horrible told several different versions of stories really glad i have no dealing with them wouldnt recommend them to anyone absolutely horrible company
January 30, 2025
Unprompted review
Everything was going great until.....
Everything was going great with one blinc but ever since the update it says I'm no longer eligible what's up with that?? I'll be paying back my last advance and deleting my account!!!
March 20, 2025
Unprompted review
Everything worked out I my behalf your…
Everything worked out I my behalf your advance might be different. Mine was exactly what I needed. The process was pretty simple. Just be patient. I’m really happy I was able to get an advance.
March 1, 2025
Unprompted review
DON'T GET THIS THEY DON'T LET YOU…
DON'T GET THIS THEY DON'T LET YOU REFINANCE NO MORE BUT TAKE THAT MONEY EVERY TWO WEEKS WILL NOT REDUCE YOUR PAYMENT SINCE THEY CAN'T DO REFINANCE NO MORE
February 3, 2025
Unprompted review
It's a scam to get your information…
It's a scam to get your information they have four questions at the end they'll make up why one of them doesn't fit their criteria now they have your banking information your social everything they need and they deny the cash advance for $50. SCAM
January 13, 2025
Unprompted review
Reply from OneBlinc
Hi John,
We take allegations like these extremely seriously and want to make it clear that we refute your claims.
OneBlinc operates under strict data privacy and security regulations to ensure that any information provided by our users is safeguarded and used solely for the purpose of determining eligibility for our services.
Our eligibility process is transparent and designed to protect both our users and their financial well-being.
We understand how frustrating it can be to face a denial, but this is never done arbitrarily.
If you’d like further clarification or assistance, please reach out to us directly—we’re here to help and ensure no questions are left unanswered.
Thank you, and we appreciate your feedback.
The OneBlinc Team
Nice Company with a perfect Support
Nice Company with a perfect Support. Fast and easy!
January 2, 2025
Unprompted review
Reply from OneBlinc
Hi Rachael,
Thank you for the kind words! We're thrilled to hear that you found our service fast, easy, and supported by our dedicated team.
Your feedback means a lot to us, and we’re committed to keeping things smooth and efficient for you. 😊
Feel free to follow us on social media for updates and tips:
Instagram: https://www.instagram.com/oneblinc_usa
Facebook: https://www.facebook.com/OneBlinc
Twitter: https://x.com/OneBlinc
LinkedIn: https://www.linkedin.com/company/oneblinc1
Cheers,
The OneBlinc Team 🌟
Horrible experience denied me for bank…
Horrible experience denied me for bank not supported but connected my bank account anyway. Then today it says my income is why I’m denied or not enough direct deposit history . Weekly paycheck over $600 and years with company. They are very misleading about the company qualification .They Deny middle class and tell you to wait 30 to reapply with the same exact salary and banking information.. so why should anyone try again to be rejected ..
November 14, 2024
Unprompted review
Reply from OneBlinc
Hi Jennifer,
We’re sorry to hear about your experience, and we genuinely understand how frustrating this must be. Our goal is to support customers with financial solutions, not cause unnecessary inconvenience. Eligibility decisions are based on several factors designed to ensure that advances are manageable and beneficial, but we realise that this process can sometimes feel unclear.
We’d like to clarify that our reapplication process is meant to give customers the opportunity to qualify as their financial circumstances evolve. However, we take feedback like yours seriously and are committed to continually improving how we communicate eligibility criteria.
Please don’t hesitate to reach out to our support team via chat, email, or phone so we can review your specific case further. We’re here to help and ensure no questions are left unanswered.
The OneBlinc Team
I stayed on the phone for over an hour…
I stayed on the phone for over an hour regarding my Blinc advance not working and no one picked up, I sent 7 emails,and I tried chat. I am not getting anywhere.One Blinc expects to take off work for customer service.
November 14, 2024
Unprompted review
Reply from OneBlinc
Hey Joshua,
We sincerely apologise for the frustration you’ve experienced. This is certainly not the level of service we aim to provide, and we understand how important it is to have timely support, especially when you need assistance with BlincAdvance™.
We’ve flagged your concerns internally to ensure they’re addressed as a priority. Our team is committed to resolving this for you as quickly as possible. Please know you can also reach us directly via email at customer@oneblinc.com or by phone at 855-449-0078 if you still need assistance.
We’re here to help, and we’ll do everything we can to make this right. Thank you for sharing your experience—it helps us improve.
The OneBlinc Team
I’ve been with this company for around…
I’ve been with this company for around 4 years, held two loans with them. I believe they are probably crashing:going out of business. I originally got a loan, then was able to refinance it and was pleased. Now, they no longer refinance and I’ve heard they are not really giving out loans anymore, that the eligibility requirements have changed for their existing customers that have paid off loans and wanted to reapply for a new one.What they don’t realize is they are losing their loyal customers. The people paying down their loans are the people that will continue to pay. Be careful , as they may just put a ding on your credit score and refuse your loan anyways
September 11, 2024
Unprompted review
Reply from OneBlinc
Hi Dei,
Our company approach has just changed and I want to make sure all our current customers know we are still in business and looking to expand our services to a salary advance product. (BlincAdvance) We are just adjusting to the changing times and with the ongoing challenging economic environment for all we have shifted our focus to salary advance instead of our original loan product.
All the best,
The Blinc Team
My recent experience
I am a retired Federal employee, with 36 years of government service, and a current Oneblinc customer. I have had a few loans through oneblinc and am about to repay my current loan. I have had issues with my required allotment for over a year now, late posting to my account, always showing my payment past due, I was told in 2023 that it would be fixed but was told, by customer service, yesterday that they cannot fix it, and my 1st of September allotment wouldn't go into my account till the 13th of September. I was advised to cancel my allotment and pay online with my debit card, I explained that the allotment was my draw to Oneblinc, because I liked the convenience of knowing my payment would be there on time every month. I didnt know i could do that, but seems like a brilliant idea, so I will do that. I was also told that as of 1 Sept. 2024 Oneblinc will no longer accept new applications for loans or will not offer refinancing to current loans. I was told that this will be stated on oneblincs website, but it is not yet. We as consumers have a right to know we can trust companies and what they tell us. I encourage anyone reading this review to note the date posted and then look at any reviews posted after, to see if people post saying they are happy with they're new loan or refinanced loan that was approved. Then you, like me, Wil know if they are being truthful with they're communication with you. Because if not they will undoubtedly do that to you too. It may not happen but just see for yourself. This, unfortunately, has been my experience with Oneblinc. For a company that caters to Government employees, who just need a little help, now and then, it's so not right. Be very careful when deciding on Oneblinc for help. They were helpful in the past but not anymore.
September 9, 2024
Unprompted review
Reply from OneBlinc
Hi Charles,
We understand your frustration with our recent policy changes for our loan product. We are listening to you and all our customers when they express their frustration and we hope to be back to providing you with the services and products you have come to expect from OneBlinc.
All the best,
The Blinc Team
My first refinance process didn’t go…
My first refinance process didn’t go through and never head back on it on anything and I submitted necessary documents on time. Then I had to re apply to re finance after one 3 weeks and it was a long process and never heard anything back about for first refinance I did, was stressful enough waiting on a response and the call process is long wait times with no response on what happen to my refinance status. I was just told to wait and one Blinc didn’t know even when it was escalated for refinance completion.
August 29, 2024
Reply from OneBlinc
Hi Acima,
Our refinance process has become more restrictive recently and we understand your frustration. Our mission is still to provide our customers with the highest level of service. We appreciate your time and thank you for sharing your concerns with us.
All the best,
The Blinc Team
I have been a customer for over 3 years…
I have been a customer for over 3 years and have never been late or missed payment. I always refinance after around 12 payments but this time I am 17 payments in and no one can tell me what the refinance qualifications that changed are or when I will be eligible. As a loyal customer this is frustrating especially when I have a great repayment history with this company . Also my daily balance is going up 3 or 4 dollars a day in between payments which doesnt seem right
August 26, 2024
Unprompted review
Reply from OneBlinc
Hi Terence,
We understand your frustration with our recent policy changes for our loan product. We are listening to you and all our customers when they express their frustration and we hope to be back to providing you with the services and products you have come to expect from OneBlinc.
All the best,
The Blinc Team
Reply from OneBlinc
Hi Alfred,
Short and sweet—just the way we like it! 😊 We're thrilled to hear that you had a great experience with OneBlinc. Thanks for taking a moment to share your feedback.
Don’t forget to follow us on social media for the latest updates and offers:
https://www.instagram.com/oneblinc_usa
https://www.facebook.com/OneBlinc
https://x.com/OneBlinc
https://www.linkedin.com/company/oneblinc1
We look forward to continuing to serve you!
The OneBlinc Team
I have been with this company for over…
I have been with this company for over 2 years. Never had an issue withe the refinance process ,now I made over 14 payments and I am unable to refinance. Never had a missed payment a it comes straight from my check. Not sure what is going on , but is not a help to the customers.
August 14, 2024
Unprompted review
Reply from OneBlinc
Hi Sofia,
Thank you for being with us for over two years and for your valuable feedback. We understand your frustration with the recent changes to our refinance process.
We have made adjustments based on broader economic conditions. While we aim to accommodate every request, our primary responsibility is to provide you with the best long-term financial solution.
We’re here to help clarify any concerns you have. Please reach out to us directly via chat, email, or phone so we can assist you further and ensure your questions are answered.
We truly appreciate your loyalty and hope to continue serving you in the best way possible.
The OneBlinc Team
Outstanding customer service
I’ve been a OneBlinc customer for a few years. The process is quick and easy and the terms are clear and easy to understand. I had to contact customer service through the online chat today and Sheila was able to quickly resolve my issue and provided the best customer service I’ve received in a long time. I recommend them to everyone.
August 14, 2024
Unprompted review
Reply from OneBlinc
Hi Anne,
Thank you so much for being a loyal OneBlinc customer for the past few years! 🌟 We're thrilled to hear that you find our process quick and easy, and we're especially glad that Sheila could assist you with top-notch service. We’ll be sure to pass along your kind words to her!
Your recommendation means the world to us. Don’t forget to follow us on social media for the latest updates and offers:
https://www.instagram.com/oneblinc
https://www.facebook.com/OneBlinc
https://x.com/OneBlinc
https://www.linkedin.com/company/oneblinc1
Thanks again for your support, Anne! We're here whenever you need us.
Reply from OneBlinc
Hi Eliyah! ⚡ Speed is our hallmark! We appreciate your 5-star review and are delighted our prompt response enhanced your experience. If you need anything else, we're here to help. Stay connected with us on social media:
Instagram: @Oneblinc_usa
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc
LinkedIn: www.linkedin.com/company/oneblinc1
Thanks for choosing OneBlinc!
Best Regards,
The OneBlinc Team
Give me a loan when I needed.
December 18, 2023
Reply from OneBlinc
Hi Michaelyn!
We're thrilled we could be there for you when you needed us. 😊 That's what we're all about! If you haven't already, follow us on social media to stay in the loop and keep the good vibes going:
Instagram: @Oneblinc_usa
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc
LinkedIn: www.linkedin.com/company/oneblinc1
We’re always here to help!
Best Regards,
The OneBlinc Team
Reply from OneBlinc
Hi Boydria! The pleasure is all ours! 😄 We're so happy to hear that you enjoy working with us. Don't forget to stay connected with us on social media:
Instagram: @Oneblinc_usa
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc
LinkedIn: www.linkedin.com/company/oneblinc1
We look forward to serving you again!
Best Regards,
The OneBlinc Team
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