OppLoans Reviews 5,572

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its fast and easy service, with many highlighting the quick deposit of funds and the straightforward application process. The customer service is frequently described as excellent, with representatives being helpful, polite, and professional. Many consumers appreciate the company's reliability and the stress-free experience they provide, especially when in urgent need of financial assistance. However, some customers expressed dissatisfaction with the interest rates, describing them as high. A few people also mentioned issues with payment schedules and the allocation of payments, noting that a significant portion goes towards interest. There were also occasional reports of delayed deposits and difficulties with refinancing or receiving refunds for overpayments.

What people talk about most

Payment

Users describe ambiguous interactions with payment. Many customers praise the easy and fast application... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the fast, efficient, and... See more

User experience

Clients share positive opinions on user experience, consistently highlighting the ease and speed of the... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and professionalism of... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed frustration with high interest... See more

Reviews shaping this summary

Rated 4 out of 5 stars

OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have w... See more

Rated 5 out of 5 stars

Best loan company makes it happens quick! Understandable and realistic reliable! Best option is fully payoff the loan asap as anyone can or stay with a installment payment plan that helps keep ur loan... See more

Rated 5 out of 5 stars

The whole entire process was very quick, yet they still made sure they did their due diligence to make sure I was eligible to receive a loan and they even offered me a loan for twice as much as what I... See more

Rated 5 out of 5 stars

Fast service with funds deposited quickly with no extra fee. Reasonable interest rates especially since my credit score is so low right now. Opploans made it possible for my stage 4 mbc wife to finish... See more


Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Hasn’t replied to negative reviews

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Rated 4 out of 5 stars

The experience was overall good

The experience was overall good. The 2nd part of my ID was a bit tricky. Wirking with OPP has been good. They make sure I know when it's refinancing time. I do appreciate this company's help with helping me get my finances together.

April 17, 2026
Unprompted review
Rated 5 out of 5 stars

Great so far

So far so good. The note from the founder hit home for me because I genuinely needed help and no other company would help. I was a liability. But OppLoans gave me a chance. Kept me in my home and for that I am forever grateful

April 15, 2026
Unprompted review
Rated 2 out of 5 stars

I’ve been working on expanding my…

I’ve been working on expanding my business and went through a long stretch of loan rejections and confusing offers. It was a stressful process, especially after running into a few lenders who didn’t feel legitimate. Eventually, I found a financing option that actually worked for me and helped me consolidate debt and move forward. If anyone else is navigating the same challenges, I’m happy to share what I learned about spotting trustworthy lenders, avoiding scams, and understanding what to look for in a legitimate loan offer. consider contacting them just send me an inbox for more information

April 17, 2026
Unprompted review
Rated 1 out of 5 stars

This company is RIDUCULOUS!!!

This company is RIDUCULOUS!!!!
I called in to pay off my loan. Loan interest is $2.29 per day- they were UNWILLING to waive the $2.29 since the payment wouldn’t go through until the next day! Really? Like you haven’t made ENOUGH off the interest you have already charged??? Don’t use this company!!!!? Spoke with supervisor Uquitta- very unfriendly!!!

April 16, 2026
Unprompted review
Rated 5 out of 5 stars

They have been there for me a few times…

They have been there for me a few times and the refinancing came just when I needed it I find have no problems with this company none at all I think people should yes try them out yes their aprs are high but and it is a weekly loan but when you're in a pinch they're there to help

April 10, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service! Quick and easy approval. I received the funds the next day. I am very happy with Opploans. I would recommend them to anyone in need of a loan.

April 11, 2026
Unprompted review

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