Premium Mortgage Reviews 804

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Extremely unprofessional. Lost some of my paperwork, kept telling me different things every other day. The underwriter I worked with was useless. If they needed something of mine from loan officer wou... See more

Rated 5 out of 5 stars

We worked with Donna Maxwell, and she was terrific. In particular, when our contingent offer was "bumped" by the Seller, she and her team were extremely responsive in helping speed things along so th... See more

Rated 5 out of 5 stars

I worked with Frank Sardina at the Buffalo office and I couldn’t be happier with his expertise and experience. Although I have purchased a home before it was not in NY. Frank was able to walk me throu... See more

Rated 5 out of 5 stars

We came to Premium Mortgage on a rec from our RE agent since an established bank with offices in Buffalo could not clear us for a loan even though they pre-qualified us three months earlier. Time... See more

Company details


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

804 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Knowledgeable and efficient

Jerry Frate is very knowledgeable and made this process very easy for me. Kim Evert did an excellent job in letting me know what I needed to do to keep the mortgage process on time to close when scheduled. Both are excellent

November 2, 2017
Unprompted review
Rated 5 out of 5 stars

Highly recommend Premium to any …

Highly recommend Premium to any potential home buyer. This was my first experience in purchasing a home and they communicated effectively and efficiently, made me feel at ease and made the process simple.

November 2, 2017
Unprompted review
Rated 3 out of 5 stars

I understand the need for documentation …

I understand the need for documentation as my mortgage was to be resold on the secondary market, but even after providing said documentation I was told to provide it again - after saying that I had already submitted the documentation, it was found in my file. Caused some worry and delay...

November 2, 2017
Unprompted review
Rated 5 out of 5 stars

Premium service, Competitive cost

Donna Maxwell was fantastic to work with. She is Knowledgable, professional and thorough. I couldn’t have asked for a better home buying experience. From start to finish, premium was top notch.

November 2, 2017
Unprompted review
Rated 5 out of 5 stars

everything went smoothly

everything went smoothly right up until the end. why is there always some last minute item that is needed that was not asked for weeks earlier?

November 2, 2017
Unprompted review
Rated 3 out of 5 stars

We had no idea what to expect …

We had no idea what to expect throughout our mortgage experience. If communication had been better and a clear cut timeline of when deadlines had to be met was better explained at the onset of the process, we would have had a lot less stress and a better experience. We ended up having to constantly email and call to make sure the process was moving along since no one communicated with us.

November 2, 2017
Unprompted review
Rated 5 out of 5 stars

This is the second time we have worked …

This is the second time we have worked with this company and both times has been as good as it gets !!! Very efficient helps in way they can and do not waste your time. Both times we have worked with Amy Bell and her staff, they are all EXCELENT We actually enjoyed the experience

November 2, 2017
Unprompted review
Rated 5 out of 5 stars

Sayuko Oishi and Rebecca App

Sayuko Oishi and Rebecca App were WONDERFUL to work with during what can be such a stressful process. Sayuko actually spent a considerable amount of time coaching me for months prior to my home purchase. She helped me with SO many things in order to qualify for my dream home. Sayuko also went above and beyond by answering questions about the home buying process; ones that had nothing to do with the mortgage. She answered my calls and/or emails at all hours of the day and night, and even on weekends. Rebecca was super responsive as to where I was in the process of the application approval process, and made my life much easier! Thank you, thank you, thank you!

November 2, 2017
Unprompted review
Rated 2 out of 5 stars

This was one of the worst experiences …

This was one of the worst experiences of my life! We have a perfect credit score of 820 and were pre-approved quickly. That's why we went with this company. In the long run, we had to jump through so many hoops to get this mortgage it was just ridiculous. It took forever. We were promised a date that the seller insisted on, but they were late. The person handling our case was out of the country for three weeks and the people who were suppose to filling in for her never got back to us. We could of lost the deal because of the extended period we had to wait to get approved over trivial matters with the underwriters.

October 28, 2017
Unprompted review
Rated 5 out of 5 stars

Highly knowledgable and experienced

Very knowledgable, experienced loan officers and application processors, who, despite the natural stress over making sure they had all income verification documents for a self-employed individual (typically a more rigorous verification process), never waivered from offering high levels of guidance and support

October 23, 2017
Unprompted review
Rated 5 out of 5 stars

Premium Mortgage is Amazing!!!

Everyone from Premium Mortgage was AMAZING!!! Thank you Lisa and Sylvia for all your assistance! No question was left unanswered. I always received a quick response with exceptional knowledge.

October 20, 2017
Unprompted review
Rated 5 out of 5 stars

Great Mortgage Company

Premium was very friendly, fast, and thorough. They worked to get us a great rate, and they are exceptionally helpful for veterans. I would highly recommend them.

October 18, 2017
Unprompted review
Rated 5 out of 5 stars

Quick and Efficient service!

The team at Premium Mortgage (namely Jolene & Rebecca) were wonderful to work with. From offer made to clear to close was only 28 days! They were extremely responsive and tolerated our many questions as first time homebuyers. We highly recommend!

October 17, 2017
Unprompted review
Rated 4 out of 5 stars

Great Experience

I had a great experience working with Premium Mortgage until the day of closing. The loan officer, Julie S., and Mortgage Processor, Theresa P., from the Williamsville office did an excellent job keeping me up to date on the process and kept everything moving so we could close in 60 days. Both explained things very well and were always available when needed.

Only hiccup was on the day of closing, unbeknownst to Julie and Theresa, bridge loan paperwork and funds were not properly transferred by other parties within Premium which delayed filing and caused a few inconveniences for all parties involved.

Overall, even with closing day issues, I would definitely suggest Premium Mortgage to others.

October 17, 2017
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look