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Review summary

Created with AI, based on recent reviews

Evaluating 95 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their professionalism and helpfulness, noting that interactions are pleasant and efficient. The service is frequently highlighted as exceptional, with many people appreciating the quick and easy process for obtaining funds. Reviewers are particularly impressed with the speed of service and the overall positive customer support. However, some people were dissatisfied with the response time, mentioning delays in communication and receiving funds. A few other people also felt that the payment terms, including high interest rates and immediate repayment schedules, were a concern.

What people talk about most

Response time

People report ambiguous experiences with response times. While some customers praise quick responses, stating... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the fast, friendly, and... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers praised the ease of application, quick... See more

Staff

Clients share positive opinions on staff. Customers consistently praise the team for being quick, friendly,... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers praise the quick,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Four stars. Reason being is there's no phone number to contact the company.....which is as to why I thought it was a scam at first. But of course after receiving the funds I thought differently.... See more

Rated 4 out of 5 stars

Smooth transaction.Interest is high but that's what happens when your credit isnt the best.Love that its all done online and was quick to receive money.Great if you need cash ASAP.

Rated 4 out of 5 stars

Everything went very smooth. Could be a little quicker, but money was sent right away once approved.


Company details

  1. Alternative Financial Service

Written by the company

Prestocash offers short term loans that are alternative to payday loans. It offers 24/7 online loans across Canada with no credit checks and same day funding depending on your application time.


Contact info

4.2

Great

TrustScore 4 out of 5

218 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 52% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 1 out of 5 stars

A company that legally exploits the financially vulnerable

I don't know how they are able to sleep at night. The entire business is not based on "helping people out". They lend you something like 400$ and require a repayment of 840$ overall. You are required to start repaying immediately after receiving the money. In my case, I received it on a Tuesday. My first payment of 97.96 was two days later, on Thursday. I requested 3 times to have my payment schedule bumped by one week, so that it could be on my actual payday. But they never responded. The only time they reach out to you is when a payment doesn't go through. If this happens twice, then they threaten to take you straight to small claims and add on extra fees.

But all of these terms are written in the contact. And when you are desperate and need the cash, and have no other options, you sign in. I had started a new job with a great salary--so all will be fine. The fact that they provide 0 flexibility, offer such small amounts, no credit checks, etc. They are literally praying on the financially vulnerable, and figured out a way to legally turn 400$ into 1000$... by ruining the lives of Canadians one by one. Please do yourself a favour and find another option.

April 15, 2025
Unprompted review
Rated 5 out of 5 stars

In terms of quickness they are one of…

In terms of quickness they are one of the fastest ones i tried. The amount they give is a little low but I just went through consumer proposal so not many other options for me

July 8, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thank you for sharing your experience, Evelyn. We're glad we could help when options were limited. Our goal is to support clients like you with quick service and flexible solutions — and over time, we may be able to offer higher amounts. Don’t hesitate to reach out if you need anything!

Rated 5 out of 5 stars

Took a few hours but got the money…

Took a few hours but got the money directly in my bank

July 2, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thanks, Victor! We're happy to hear the funds arrived smoothly. If there’s anything we can do to improve your experience even more next time, just let us know. We appreciate your trust!

Rated 5 out of 5 stars

Amazing customer service

Amazing customer service, even made me realise my driving license was expired

July 7, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

That made us smile, Julie — we’re happy to help in more ways than one! 😄 Thank you for your kind words. We're always here to assist, and we’re glad everything went well with your application

Rated 5 out of 5 stars

I have been using them for a while and…

I have been using them for a while and cant complain. They are fair and fast.

July 1, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thanks so much for your continued trust, L. Rice! We're happy to hear you’ve had a consistently good experience with us. Being fair and fast is exactly what we strive for!

Rated 5 out of 5 stars

Very fast in sending money and reliable…

Very fast in sending money and reliable and had helped me with these hard times needing cash for food and bills to be able to figure things out you know.

July 4, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thank you for your heartfelt review, Scott. We’re truly glad we could be there for you during a difficult time. That’s what PrestoCash is here for — to offer support when it’s needed most. Wishing you better days ahead!

Rated 5 out of 5 stars

I applied with prestocash and got an…

I applied with prestocash and got an email after a few minutes saying i was approved and needed to sign some contract. Ended up getting less then i expected but at least i was approved. I got my funds a few hours later.

July 2, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thank you for the honest feedback, L. Oliver! We're glad the process was smooth and quick, even if the approved amount was lower than expected. As you build your history with us, you may qualify for more in the future. We're always here to help!

Rated 1 out of 5 stars

Don't bother - they won't respond

Sent an email about a renewal 3 days ago no response. Figured I'd fill in an application to get the process going, no response after almost 48 hours. Sent 4 follow up emails since yesterday no response. These guys are just farming for your information. Don't borrow from them they're just scammers apparently. Lots of other companies out there. Don't be fooled by the fake reviews!!! Total garbage lender

June 23, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Good morning, and thank you for your feedback. We want to assure you that it is not possible for us to ignore an application — our team responds to every request. In many cases, delays happen if documentation is incomplete or if our emails are filtered into junk/spam folders.

We encourage you to review your inbox and ensure all requested documents were submitted. If you still believe there has been a miscommunication, please reach out to us and we will gladly review your file again.

Rated 1 out of 5 stars

Still waiting for my application to be…

Still waiting for my application to be processed......almost 2 weeks later. No follow up to emails sent requesting status. Take your business elsewhere. Seems sketchy.

June 10, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Thank you for sharing your experience. Please note that we always reply to applications, and any delay typically results from missing documentation or an email delivery issue. Our system requires all information to be completed before an application can move forward.

We invite you to double-check your inbox (including spam/junk) and confirm all documents were provided. If anything was overlooked, resubmitting will help us finalize your request more quickly. For further assistance, please contact us for more info.

Rated 1 out of 5 stars

No response...scam?

Completed an application and got a auto email stating my application would be processed in 1 hour. It's been a day and no response. I've sent follow-up emails, still no response. There's no phone number to contact anyone. Getting worried it's a scam.

June 16, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

Can you please share your information ? We do not see any of your follow up e-mail and cannot identify your request.

Rated 1 out of 5 stars

It says they do no credit check on…

It says they do no credit check on their homepage almost everybody is approved I tried to apply for the lowest amount possible I work full-time and they denied me cuz I have bad credit wouldn't recommend this company to anyone complete garbage

June 7, 2025
Unprompted review
prestocash.ca logo

Reply from prestocash.ca

The approval conditions are listed on the website. If you were denied you most probably did not meet conditions.

Rated 4 out of 5 stars

Four stars.

Four stars.

Reason being is there's no phone number to contact the company.....which is as to why I thought it was a scam at first. But of course after receiving the funds I thought differently.

Response time could be a wee bit quicker, but over all the first time experience was ok.

May 26, 2025
Unprompted review
Rated 2 out of 5 stars

SLOW and no customer service

applied 4 days ago and still pending. no phone number to contact.
submitted requested doc yesterday and still no response, even tho i’ve emailed 3x
website claims loans are processed within 4 hours…HAHA

May 23, 2025
Unprompted review
Rated 1 out of 5 stars

Prest-NO

Needed to change my bank info so my payment can go through and I don't get late fees. But apparently prestocash doesn't answer its ONLY means of contact. I emailed 5 times throughout a week and no response. Doesnt seem like asking for much to answer an email..

March 31, 2025
Unprompted review
Rated 5 out of 5 stars

Quick & Easy

I was unsure about if my bank was eligible for a loan with them, they were quick to respond & the application was quick & easy to follow. Got the approval, provided them with the ID & references, and got the money sent to me within 2-3 hours! Will be using again!

April 1, 2025
Unprompted review
Rated 2 out of 5 stars

Very slow progress says same day funding not true …

It takes to long I’m a return customer they send email after email said my loan was funded and will receive in 2-4 hours it’s the next day no funds no one responds to my emails….considering how much they charge you would think the service would be better.

March 12, 2025
Unprompted review

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