Four stars. Reason being is there's no phone number to contact the company.....which is as to why I thought it was a scam at first. But of course after receiving the funds I thought differently.... See more
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Company details
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Prestocash offers short term loans that are alternative to payday loans. It offers 24/7 online loans across Canada with no credit checks and same day funding depending on your application time.
Contact info
205-3221 Highway 440 West, Quebec, Laval, Canada
- billing@prestocash.ca
- prestocash.ca
Replied to 52% of negative reviews
Typically replies within 1 week
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A company that legally exploits the financially vulnerable
I don't know how they are able to sleep at night. The entire business is not based on "helping people out". They lend you something like 400$ and require a repayment of 840$ overall. You are required to start repaying immediately after receiving the money. In my case, I received it on a Tuesday. My first payment of 97.96 was two days later, on Thursday. I requested 3 times to have my payment schedule bumped by one week, so that it could be on my actual payday. But they never responded. The only time they reach out to you is when a payment doesn't go through. If this happens twice, then they threaten to take you straight to small claims and add on extra fees.
But all of these terms are written in the contact. And when you are desperate and need the cash, and have no other options, you sign in. I had started a new job with a great salary--so all will be fine. The fact that they provide 0 flexibility, offer such small amounts, no credit checks, etc. They are literally praying on the financially vulnerable, and figured out a way to legally turn 400$ into 1000$... by ruining the lives of Canadians one by one. Please do yourself a favour and find another option.
In terms of quickness they are one of…
In terms of quickness they are one of the fastest ones i tried. The amount they give is a little low but I just went through consumer proposal so not many other options for me

Reply from prestocash.ca
Took a few hours but got the money…
Took a few hours but got the money directly in my bank

Reply from prestocash.ca
Amazing customer service
Amazing customer service, even made me realise my driving license was expired

Reply from prestocash.ca
I have been using them for a while and…
I have been using them for a while and cant complain. They are fair and fast.

Reply from prestocash.ca
Very fast in sending money and reliable…
Very fast in sending money and reliable and had helped me with these hard times needing cash for food and bills to be able to figure things out you know.

Reply from prestocash.ca
I applied with prestocash and got an…
I applied with prestocash and got an email after a few minutes saying i was approved and needed to sign some contract. Ended up getting less then i expected but at least i was approved. I got my funds a few hours later.

Reply from prestocash.ca
Don't bother - they won't respond
Sent an email about a renewal 3 days ago no response. Figured I'd fill in an application to get the process going, no response after almost 48 hours. Sent 4 follow up emails since yesterday no response. These guys are just farming for your information. Don't borrow from them they're just scammers apparently. Lots of other companies out there. Don't be fooled by the fake reviews!!! Total garbage lender

Reply from prestocash.ca
Still waiting for my application to be…
Still waiting for my application to be processed......almost 2 weeks later. No follow up to emails sent requesting status. Take your business elsewhere. Seems sketchy.

Reply from prestocash.ca
No response...scam?
Completed an application and got a auto email stating my application would be processed in 1 hour. It's been a day and no response. I've sent follow-up emails, still no response. There's no phone number to contact anyone. Getting worried it's a scam.

Reply from prestocash.ca
It says they do no credit check on…
It says they do no credit check on their homepage almost everybody is approved I tried to apply for the lowest amount possible I work full-time and they denied me cuz I have bad credit wouldn't recommend this company to anyone complete garbage

Reply from prestocash.ca
Four stars.
Four stars.
Reason being is there's no phone number to contact the company.....which is as to why I thought it was a scam at first. But of course after receiving the funds I thought differently.
Response time could be a wee bit quicker, but over all the first time experience was ok.
SLOW and no customer service
applied 4 days ago and still pending. no phone number to contact.
submitted requested doc yesterday and still no response, even tho i’ve emailed 3x
website claims loans are processed within 4 hours…HAHA
Prest-NO
Needed to change my bank info so my payment can go through and I don't get late fees. But apparently prestocash doesn't answer its ONLY means of contact. I emailed 5 times throughout a week and no response. Doesnt seem like asking for much to answer an email..
Quick & Easy
I was unsure about if my bank was eligible for a loan with them, they were quick to respond & the application was quick & easy to follow. Got the approval, provided them with the ID & references, and got the money sent to me within 2-3 hours! Will be using again!
Very slow progress says same day funding not true …
It takes to long I’m a return customer they send email after email said my loan was funded and will receive in 2-4 hours it’s the next day no funds no one responds to my emails….considering how much they charge you would think the service would be better.
Nothing but good service with…
Nothing but good service with prestocash.
Quick way to borrow they send e transfer
They came through for me when no on…
They came through for me when no on else could. Thank you!
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