Prudent Financial Services Reviews 

169
TrustScore 2 out of 5

1.8

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Rated 1 out of 5 stars

Nothing but lying scammers. Attempting to claim I have over $43,000 in credit card debt. Do not give these creatures and ounce of your personal information

Company replied

Rated 1 out of 5 stars

The company sent the bailif to her house last night between 930 and 10 pm with the bailif asking her to pick up her phone during his visit to her house. She did not give consent to the bailif to come... See more

Company replied

Rated 1 out of 5 stars

Run and run fast Payday loans have more integrity and everyone who has mentioned the problem with payouts is accurate - they will jerk you around. Jordan - remember that name - worst person you will... See more

Rated 5 out of 5 stars

With all honesty, this finance company rocks. They have always met our financial needs each and every time. They are a very honest and trustworthy company, and you should definitely consider them for... See more

Company details

  1. Non-Bank Financial Service
  2. Car Accessories Store
  3. Car Dealer
  4. Financial Consultant
  5. Mortgage Broker

Information provided by various external sources

Since 1984 Prudent Financial has lent money to people with lower credit scores. And Prudent continues to do so today at one of the lowest lower credit score rates in the GTA. Not only that, a Prudent loan reports to the credit bureau as part of an over-all credit rebuilding program. This is often not the case with our competitors. Our loans are reasonable rates, and reasonable pay back times so you have the great opportunity to have a positive loan experience. Have a paid off car six years or newer? Equity in your home? Borrow up to $20,000. All our rates and fine print are prominently displayed on our website. We look forward to assisting you soon.


Contact info

1.8

Poor

TrustScore 2 out of 5

169 reviews

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No recent history of asking for reviews

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Replied to 50% of negative reviews

Typically replies within 24 hours

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1.8

All reviews

(169)

7 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

the best in the business!

I have used this companies services 2 times now and honestly they are so easy to get along with and they have very friendly staff. As long as you pay your bill on time each and every month they are willing to bend over backwards to help you out in any situation. I couldn't be happier with this company and their services. Highly recommend to anyone in need of really any amount of money when the banks say no. I would personally rather use these guys then a bank any day and the interest rates are more then fair. I will continue to use their services in the future as needed.

March 2, 2017
Unprompted review
Rated 5 out of 5 stars

Exceptional Service

My experience with Deborah at Prudent Financial has always been nothing short of exceptional. She is professional, caring and always go above and beyond to meet my requests. In cases where it is not possible, she also explains the why's and why not with such grace and respect; better helping me the client to understand the process and practice behind what they do.
Irena at reception is always so kind and willing to check my account status no matter how many times I call or pop in to the office.
As for Jill and Gary, they do what needs to be done to assist even in extenuating circumstances and for that I sing their praises!

Ms. Thompson

March 1, 2017
Unprompted review
Prudent Financial Services logo

Reply from Prudent Financial Services

Thank you for your kind words Ms. Thompson We are pleased to be of assistance. Do let us know if you have any questions about your loan - or if we can be of assistance in the future. And thank you for choosing Prudent Financial!

Rated 5 out of 5 stars

Excellent Quick Reliable

I was very satisfied

February 28, 2017
Unprompted review
Prudent Financial Services logo

Reply from Prudent Financial Services

We're always happy when we get such a positive rating. Thanks very much for choosing Prudent Financial !

Rated 1 out of 5 stars

Disorganized, confused, unprofessional

I went to this company looking for a title loan. I can say now I'm happy they didn't give me one because I don't want to be stuck with a loan like that or dealing with this company. I spoke with a woman named Jill, if I am remembering her name correctly, we spoke for almost 30 minutes going through all of my info and all seemed fine she said come in and it will take only a couple of minutes. I went into the office and was there for an hour. Jill was late for work so they said start with another gentleman and she will help when she arrives. 3 offices and 5 people late I walked out with no loan. There offices are weird, all open, no privacy, they don't know what's going on, at one point one of the guys who dealt with the insurance was drilling me about my company because it is similar work (insurance) and he said he was looking for something new as this place was "cheap" as he said. If you can help it please don't use a company like this or this one! At the end of the day the hassle you will get into paying off a very high interest loan that you'll end up paying back two or three times is not worth it. Stay away from this company.
I am no scorned due to not getting a loan. I choose to walk out with no loan. They tried to tell me my car was worth very little (they will repossess and sell your car if your payments are late). I have since sold the car and made 6X what they said my car was worth. Please stay away from this company. Don't let there 15-20 speech about how bad all the other loan companies are scare you into them... remember they are one of those loan companies they just don't include their own name in the speech.

February 28, 2017
Unprompted review
Prudent Financial Services logo

Reply from Prudent Financial Services

Hi K.E. We appreciate your taking the time to post your review. We're sorry you left feeling this way. You are accurate in saying that we do warn our customers about other lenders who deal with lower credit score lending. Payday loan style lenders do not take the time to review your credit history - They simply attach themselves to a percentage of your paycheque and ask you to pay back the loan in a very short period of time. It's worth noting Prudent prides ourselves on being one of the lowest code lenders for lower credit score loans in the GTA and all our loans report your positive credit history to the credit bureau as part of an over all credit rebuilding program.

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