Qonto Reviews 56,216

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

The registration was very efficient, the different topics you have to fullfill are structured in such a way that they are easy to follow without harming the intregity which is needed to open an acco... See more

Rated 4 out of 5 stars

The product is great for whom need to spend money, manage invoices and optimize finances operations. Big problem unfortunately : Support service is terrible, it's been 2 days I m wait... See more

Company replied

Rated 5 out of 5 stars

My experience with Qonto was seamless all the way along from the company creation to the closure of the account for personal reasons. The support service is excellent. People are reactive and really... See more

Company replied

Rated 5 out of 5 stars

I liked how clearly laid out the step by step process was. Timeframes given were often very conservative and actual accomplishment times were much less.

Company details

  1. Financial Institution
  2. Bank
  3. Bookkeeping Service
  4. Business to Business Service
  5. Payment Service
  6. Private Sector Bank

About Qonto

Written by the company

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 7/7 customer service and clear pricing, Qonto has become the European leader in its category.

Get started with a powerful Business Account for all your everyday banking needs.

  • Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
  • Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
  • Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
  • Transactions: unlimited history and real-time notifications.
  • Financing: easy access to integrated financing options.

Then, leverage our Financial tools to keep track of your money and help you grow your business.

  • Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments
  • Spend management: control team spending with budgets, automatic receipt collection & tailored access.
  • Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.

Follow Qonto for news and company updates (LinkedIn, Instagram, YouTube, Medium).

Read more

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Qonto simplifie le quotidien bancaire des PME et des indépendants, en offrant un compte pro 100 % en ligne, des outils de facturation, de comptabilité et de gestion des dépenses. Avec un produit innovant, un service client ultra réactif 24h/24 et 7j/7, et des tarifs transparents, Qonto est devenu le leader européen de sa catégorie.

Gérez tout votre quotidien bancaire depuis votre compte pro.

  • IBAN français.
  • Cartes de paiement : dépensez jusqu'à 200 000 € par mois avec nos cartes Mastercard Business. Sans frais cachés. Que ce soit pour vos achats en ligne ou en magasin, en France ou à l'étranger, nos cartes gratuites ou premium répondent à tous vos besoins.
  • Virements : payez en 10 secondes chrono avec les virements SEPA instantanés gratuits et boostez votre activité à l’international avec les virements SWIFT, disponibles dans plus de 25 devises.
  • Transactions : gagnez en visibilité avec un historique de vos transactions illimité et mis à jour en temps réel.
  • Financement : accédez à nos offres de financement partenaires pour développer votre projet professionnel et recevez les fonds directement sur votre compte pro.
  • Chèques : déposez vos chèques par voie postale et recevez votre argent sur votre compte pro sous 7 à 15 jours ouvrés selon le montant.

Profitez des outils intégrés à votre compte pro pour booster votre activité. 100 % ligne. Au même endroit. Que vous soyez indépendant(e) ou à la tête d’une équipe.

  • Facturation : gérez vos devis et vos factures clients et fournisseurs, au même endroit. Anticipez la transition vers la facture électronique obligatoire avec notre outil 100 % conforme à la réforme dès son application.
  • Gestion des dépenses : gardez le contrôle sur vos dépenses d’équipe. Personnalisez les plafonds de paiement et les catégories de dépenses autorisées puis validez les demandes de vos collaborateurs en temps réel et en quelques clics.
  • Comptabilité : connectez votre compte à +80 outils partenaires et simplifiez la collaboration avec votre comptable en lui donnant un accès dédié pour récupérer les justificatifs en totale autonomie.

Suivez nos dernières actualités (LinkedIn, Instagram, YouTube, Medium).

En savoir plus


Contact info

4.8

Excellent

TrustScore 5 out of 5

56K reviews

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Rated 1 out of 5 stars

Qonto has suspended our account due to…

Qonto has suspended our account due to us not being able to verify from the UAE. After contacting support they just ignore me even if funds are still in the account. They are a good bank but only if you are in their fold otherwise they just ignore you. Be aware!

February 4, 2026
Unprompted review
Qonto logo

Reply from Qonto

Hello, we would like to confirm that all of our teams are working to resolve this situation as soon as possible.

A member of our team will contact you to provide an update on the situation.

Rated 5 out of 5 stars

Excellent Support and Valuable Information

I wanted to take a moment to share how impressed I was with the recent call I received from your team.

The representative I spoke with was not only polite and attentive but also took the time to answer every question thoroughly. Her professionalism made the conversation smooth and productive. I especially appreciated the helpful information that was shared afterward-it was relevant, clear, and addressed exactly what I needed.

Please pass along my thanks to the team member involved. Their support made a strong, positive impression.

January 29, 2026
Rated 5 out of 5 stars

They go starlight to the point

They go starlight to the point. They are very responsive to the point that I thought the chat was some kind of bot/AI, but it's an actual agent. If they need someone else to respond, they get back to you quickly.

January 27, 2026
Rated 1 out of 5 stars

no customer service available.

no customer service available.

i needed help with my account and can't get in touch with the team.

i've tried for two weeks, but always get the stupid chatbot.

fix your customer service!

they also try to upgrade your plan all the time, so they make more money of you. most annoying.

January 24, 2026
Unprompted review
Qonto logo

Reply from Qonto

Dear Max,
Thank you for reaching out, and I sincerely apologize for the frustration you've experienced.
I understand how important it is to receive timely assistance, and I'm sorry that you haven't been able to connect with our team as quickly as expected. This is not the level of service we strive to provide.
A member of our team will contact you shortly to address your concerns and ensure you receive the support you need. We value your feedback and will use it to improve our service.
Thank you for your patience and for bringing this to our attention.
Best regards

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