Racheltalksmoney Reviews 19

Do this program! Rachel and her team are incredible. It only took a few months for me to see that this investment is paying off for me and my family’s future. The guidance and patience I received while working through my own issues with finances was very supportive and has changed my entire outlook on money. You will not regret following this program. I tailored it to my needs and goals and have not looked back.

Working with Rachel has been one of the best decisions I’ve made for my financial health. She helped me create a plan tailored to my situation based on small changes and habits as well as mindset shifts to help me continue to reach toward my financial goals. I really appreciate that she offers a kind and nonjudgmental space, but that’s she is also very direct and honest. She has not only helped me get on track financially, but continue to build my net worth. No matter where someone is in their financial journey- from paying off debt and building savings to investing, she is a wealth of knowledge. I ran across her content on social media and reached out to see if she could help and while trusting an internet stranger isn’t easy, I took a leap of faith and it worked out better than I could have imagined.

When I initially engaged with Rachel Talks Money, I was a little wary -- after all, I found her on Instagram! But what she was saying resonated with me so I reached out. I'm so glad I did. While there was an initial hesitation, I trusted my instincts and with the tools of the program was able to transform my mindset, spending, and overall net worth in a short amount of time. It was the kick in the butt I needed to get things moving in the right direction. It's not a magic wand though - it required time and work on my end to get the results. It also can feel slow at first, but the continual coaching is extremely helpful to keep you on track.

I cannot recommend Rachel’s program more highly. Growing up, my parents were frugal and we never talked about money. As an adult, I had developed patterns of overspending and learned about the negative consequences of credit card debt the hard way. Rachel’s approach is to teach money skills - things I simply never learned - and she also incorporates things that really matter when we are trying to change and changing, such as nervous system regulation and money mindset.

I’ve been working with Rachel for several years now, and she’s been with me through it all. During that time, I navigated multiple major life events and professional changes that required me to pivot, rethink priorities, and grow—and Rachel was a steady, trusted guide throughout the process.

Because of our work together, I’m not only far more organized and confident in my financial decision-making, but I’ve also experienced significant professional growth. My income more than doubled, and I ultimately felt empowered enough to start my own business - one that is already on track to exceed my income expectations while allowing me to work fewer hours and focus on what actually matters in my life.

Rachel has a rare gift for making money conversations feel approachable and empowering. From the very beginning, she created a completely judgment-free space where I felt comfortable discussing debt, spending habits, and long-term goals. She leads a program with no judgement or shame, just clear guidance and practical strategies. I’ve seen real improvements in my spending habits without ever feeling deprived, while also making progress on savings, retirement, and emergency funds.

If you’re looking for a financial coach – and frankly a professional coach – Rachel and the ElectrifiWealth program is it. Rachel and the team will help you feel confident, capable, and in control of your money and your future. I cannot recommend Rachel enough! Working with her has been one of the best investments in myself and has been worth every penny!

Rachel has been an amazing coach on this journey, and the community that she has developed has helped me change my mindset with money and truly start creating the life I want to live! The community aspect alone is phenomenal, and add in the personalized coaching makes this a great investment!

Rachel has completely changed my life for the better. I truly don't know where I'd be if I hadn't joined this program. It has enabled me to do so many things, like moving into a newer, more spacious apartment, and just generally getting really good at managing my finances. I feel so much more confident in myself, as someone who didn't grow up with much money at all and never learned good spending habits. I cannot recommend this program enough - it will change your life in the best way.

I can't recommend Rachel enough. Money conversations are inherently stressful and overwhelming for most of us, but Rachel has this rare gift for making complex financial concepts actually digestible. She breaks everything down in a way that just makes sense, without any of the jargon or condescension you often get in the financial world.

What really sets Rachel apart is her approach—she's incredibly patient and creates a completely judgment-free space. There's no shame, no "you should have done this differently," just clear guidance and genuine support. Plus, she's extremely smart and really knows her stuff. If you're looking for someone to help you navigate your finances who will actually make you feel empowered rather than intimidated, Rachel is your person.

Rachel and her ElectrifiWealth community are amazing. Within the first few months of participating in her program, I noticed significant improvements in my spending habits, and I don't feel that I'm depriving myself. From the moment I met her, she put me at ease, and I felt comfortable discussing my debt and spending habits with her. She works with you to find ways to prioritize what's most important, while paying off debt, saving for retirement, and other goals, such as emergency funds.

As part of the program, you gain access to Rachel's Electrifi community. Everyone in this group is working towards the same goals of improving our finances. It's super supportive as the group cheers each other on.

I highly recommend this program. It is an investment in your future and is worth every penny.

I’ve been working with Rachel for a little over a year and with her guidance, I’ve paid 150k of debt off. I’m 55 years old and my money mindset has never been positive and my neural pathways related to my spending are well established. Rachel is not only helping me tackle my debt, she is strategically reshaping how I approach and think about money. I highly recommend Rachel to anyone that wants to change their trajectory with money.

Great lifestyle advice focused around re-training your relationship with income, savings and debt. Consistent anecdotal evidence and encouragement of self-exploration for deeper understanding of financial self-sabotage.

I am glad my wife and I met Rachel and our coach Katie. We are on track to control our spending, get out debt and think like investors as we grow our wealth

Rachel teaches and explains things in a way that is so easy to understand and follow. When she speaks, you do not have to Google what the words or terms she is saying mean in order to follow along.

I do not know all the fancy terms or understand the flow of investing or managing money. And to be honest, managing and understanding money used to scare me.

Working with Rachel has not only set up my financial future, understanding how stocks and investing work, but it has also given me the confidence to manage it all on my own, saving so much in broker fees. She has also given me a new way to look at or think about money that empowers me to keep growing it without fear.

No words can express how much I appreciate her and how she has helped me. She has made a massive impact on my financial future!

Rachel is no-nonsense, practical tools for ending debt cycles and building wealth. The program is foolproof IF you use it. In 3 months my financials changed, but more importantly, my outlook and habits changed. I believe permanently.

Joining the Electrifi Wealth program has been truly transformational for us. My husband and I were both teachers for over a decade, and during that time, we lived paycheck to paycheck, often carrying some consumer debt. When we both shifted careers and started earning more, we realized we needed a real strategy, not just to pay off debt, but to create a plan for long-term financial success.

This program gave us exactly that. For the first time, we feel confident and in control of our finances. We have a clear plan, we're making steady progress, and we finally feel hopeful about our financial future. Honestly, we just wish we had learned all of this sooner.

One of the most unexpected and powerful parts of the experience has been the community. It’s such a supportive and motivating space. Whether you're celebrating a big milestone or a small win, there’s always encouragement. It’s also a safe place to ask questions, learn from others, and pick up helpful tips and tricks to save more and spend wisely.

If you're on the fence, take the leap. The tools, mindset, and community you gain from Electrifi Wealth will benefit you for years to come, well beyond the initial investment.

I worked with Rachel to get a plan and system going. Sometimes it takes accountability and someone to really look at your situation from a third person perspective. Really appreciated it. I haven't needed to have further check ins, I just follow my plan and make tweaks as my life changes. The mindset is what is important too!

In the last six months, I’ve completely paid off my credit cards—over $7,000—and another $7,000 on my car. I built my emergency fund up to $10,000, contributed an extra $7,500 to my Roth IRA, and still had the flexibility to enjoy the holidays and take my family on a trip to Arizona. I’ve even been able to support my cousin during cancer treatments and donate to causes I care about—just because I wanted to.
Her and her team have been incredible to work with and I highly recommend this program to everyone!!

Rachel gave me the guidance and tools to change my life for the better. I’ve been with her almost two years and I still attend all coaching sessions and participate in talks and modules. This is a no judgement zone and she and the others in the group help each other out. I’ve increased my credit score by more than 100 points and net worth increase by $250k.