I had a very disappointing experience with this company during a commercial home equity loan process. Key information and terms were misleading and misrepresented statements that later proved to be i... See more
Company replied
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I had a very disappointing experience with this company during a commercial home equity loan process. Key information and terms were misleading and misrepresented statements that later proved to be i... See more
Company replied
I was asked for my personal medical history, which is against HIPA Laws and I supplied them and this is their response. "I apologize you feel that way and to protect myself and my comp... See more
Company replied
Shameful and dishonest! I approached Rain City for a fix and flip loan and made it abundantly clear I had a bankruptcy from early 2023. I was assured that my bankruptcy was not an issue as they are... See more
Ryan is an amazingly friendly and knowledgeable partner who treats you like a real human being whatever experience level you have. I trust him and will refer him to anyone needing Rain City products.... See more
Rain City Capital is a hard money lender serving real estate investors and professionals throughout the Pacific Northwest. Rain City takes a different approach to hard money lending—we put the interest of our borrowers first, and prioritize smart decision-making for long term. Since 2009, we have funded over $1 billion in loans for rehabs, short sales, escrow and auction purchases, in over 4,500 transactions. We partner closely with each of our borrowers to ensure success. Unlike the industry in 2007—and for some lenders today—for us, it’s not about a quick buck. It’s about keeping it simple and lending with integrity.
12131 113th Ave NE Suite 201, 98034, Kirkland, United States
Replied to 100% of negative reviews
Typically replies within 1 week
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this team is absolutely professional to the max. They know what they are doing and execute loans with precision. They are a little bit more expensive than other hard money lenders, but you definitely get what you pay for!
I got a home under contract on a Thursday afternoon. I immediately reached out to the Rain City Team in Portland and they got on my loan ASAP. I told them I wanted to close in a week and they said that shouldn't be a problem. After providing them a few documents needed to initiate the loan, they got to work and a week later we are ready to close! Their speed was impressive and they communicated with me all the way through the process. I'm ready to get my next deal under contract so we can breeze through this process again! Thanks Ryan and team! Job well done!
Outstanding organization run by even more outstanding people. Helpful to us, particularly in times of need caused by the economy and Covid-19. We had to face two significant, unplanned and costly medical events. They were very flexible with us. Their philosophy appears to be "We are only successful if you are successful." I would recommend them to everyone.
I received timely information that helped me make my decision, and was supported thru my closing process. Rain City is part of the solution, part of the team. Can't say enough.
My husband, Steve, and I, go through Rain City Capital, (Jeff and his team), every time now for hard money loans! He is very knowledgeable, patient, and easy to work with!
Everyone at Rain City is super pleasant and easy to work with. True professionals!
Easy to work with and they get things closed!

Reply from Rain City Capital
I like working with Jeff K. because it seems he looks out for interests.
Chris and Nicole were excellent at navigating me through the process and customer service. Hopefully this the first of many more loans.
CKIB Investments LLC
Charlie Irish-Borrego
Rain City has been flexible and truly helpful with our deals. I want to give a shout out to Jeff Kalmbach who has been very diligent and a true professional in assisting us and providing us options. Their services are highly reccommended. Thanks Rain City! Annabel of Home Creator Solutions LLC
I have done many deals using Rain City Capital. Jeff and his team have always made the transaction smooth and effortless. I highly recommend them to anybody who needs lending.
love rain city and the service they provide
The leadership and sales team at RCC is incredible to work with. When I had an issue with my loan during the construction, I had direct conversation with Fred who helped put me at ease. Jeff K has been an invaluable asset and partner in this business.
Great service and attention to details . We are currently working with Lesa Say
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