Raize Reviews 61

I would rate the Platform with 3 stars because;
It is difficult to use compared to other P2P.
You can't just withdraw your own money whenever you want.
Thirdly, even though I have not signed or agreed to Reinvest the amount collected in Withdraw section they automatically are reinvesting...that should be illegal. If it persists I am going to draw them to court for sure.

Nice way to easily make some money, without trouble or timewaste.

I have to give 5 stars because, I have very low amounts of companies going bankrupt during the time I've invested so good returns! I've been able to deposit and withdrawal quickly, one time I had 50€ pending from an account and after they reviewed the company they sent me an email and informed me of this delay in the transaction, currently stopping investments due to the state of the economy, will invest on the next up cycle and switching portfolio percentages

Don't put your money in this money pit is what I recommend.
It was good but Raize does not care about its investors.. Since we're not investing directly into it, they're just and intermediate that will fall short if you need, in case the companies start defaulting.
Their statistics are fake, don't rely on them.
If you manage to find serious companies that will pay you're good but that if they start failing you will eventually get trouble.

I am invested in about 10 different p2p/p2B platforms. While Raize does have some positive aspects such as low default rate, the interest we are getting is far bellow average and does not seem to properly cover the risk of the projects. This could mean Raize's leverage is greater than average and that there should not be any reason for them not to have a Buyback guarantee! Please consider either adding the buyback guarantee or increasing the investors %. I will continue to be invested, and if Raize gets better I will update the rating.

EDIT:
Raize has introduced discounts to seeling loans. I believe they keep a share of the discount. While this is understanble, specialy since they are not funding new loans and they need to profit somewhere, I think their cut is too big. I think it would be better to just take a fee from all sold loans, but a lower fee.
Comunication with investors still needs to improve.
Great feature is the restructuring of some loans due to pandemic.

New EDIT:
Changing termos and increasing fees meant I Started withdrawing Everything i had on the account. Still exciting as I have a lot of long or late Loans. They ONLY allow withdraws of more than 20€, which is a negative

Works very good, but the lack of investments compared with other P2P militates the growth

It is ok, difficult to buy loans, lack of loans available, but works ok, a bit under other players like Mintos, Twino, Fast Invest and Grupeer… the best ones in the market from my personal experience.

This Project will be, for sure, part of the future of Financing.