Rapid Loans Reviews 

72
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 60 reviews, reviewers had a great experience with this company. Customers consistently praise the dedicated staff members for being exceptionally helpful, polite, and responsive throughout the entire application journey. Consumers genuinely appreciate the remarkably fast loan approvals, alongside the exceptionally smooth, clear, and stress-free communication delivered by the professional team. Many buyers mention that finding reliable financial support was remarkably straightforward thanks to the careful guidance provided. However, some customers also noted significant challenges when attempting to manage their ongoing loan payments. A few reviewers experienced frustrating difficulties during financial hardship circumstances, or faced severe communication hurdles when trying to close their accounts.

What people talk about most

Customer service

Customers had positive experiences with customer service, noting that the team was supportive, responsive,... See more

Service

People report positive experiences with service, highlighting professional and friendly staff who make the... See more

Staff

Consumers find staff to be positive, helpful, and professional throughout the loan process. Reviewers... See more

Response time

Reviewers highlight positive aspects of response time, noting that the team is quick to answer questions and... See more

Payment

Clients share ambiguous opinions on payment, reporting both positive and frustrating experiences. Some... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I found Rapid loans through Driva. They havnt been anything but amazing. From the get go they answered all of my questions no matter how tedious they were. It took me a few weeks to find a car I want... See more

Company replied

Rated 5 out of 5 stars

Would recommend Rapid Loans. Rang me back after my initial enquire really quickly which I didn’t get with 2 other companies I tried to engage with. Professional and friendly first point of contact in... See more

Company replied

Rated 5 out of 5 stars

I was a rapid loan customer since start of 2023 just finished my loan in June 2026. Really supportive and easy to deal with. They never penalised me by hitting me up with more payment after i finished... See more

Company replied

Rated 5 out of 5 stars

Great service, Assisted me when no one else would. Greatly appreciated. Was given a follow up call before first payments were due, making sure I was happy with dates etc. The lady was very frien... See more

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

At Rapid, we’re here to help you ‘Unlock the Road Ahead’ with personal and auto loan options that feel straightforward, supportive and designed for real life. Since 2003, we’ve helped more than 50,000 Australians fund what matters most — whether that’s upgrading the car, refreshing the home or planning that dream holiday. Our focus is on flexibility and reliability. We understand that everyone’s circumstances are different, so our auto and personal loan products are built to give you options that fit your needs. Our secure online portal allows you to upload your essential application documents quickly and conveniently, and our team is here to guide you at every step. As a trusted lender with over two decades of experience, we’re proud to support Australians in moving forward with confidence. At Rapid, we make borrowing feel easier and more transparent, so you can focus on the next chapter — wherever the road is taking you.


Contact info

4.1

Great

TrustScore 4 out of 5

72 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 87% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(72)

64 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Unresponsive from documentation collection

Went through the whole process and supplied all documentation. No response from them.

October 10, 2025
Unprompted review
Rapid Loans logo

Reply from Rapid Loans

Hi Elaine, sorry you’re still waiting to hear from us. If you are still waiting for a response, please call 1300 727 431 or email customerservice@rapidloans.com.au and we can take a closer look at where your documentation is at in the process or put you in touch with one of our sales agents.

Rated 1 out of 5 stars

Stay away

Do not go with rapid loans.they sold me junk insurance,which they refunded but now I have to pay an invoice of $649 which I don't mind playing,ive emailed them about a refund on the 22% interest I've been paying on a $15500 instead of the $13500 loan which totals nearly $1000 over 22 months, but they won't reply I will be advising my solicitor if they don't get back to me.please stay away from this mob.also they lie, and this I have proof of.

August 14, 2025
Unprompted review
Rated 5 out of 5 stars

The Best, Give them a GO !

The Best. Can’t fault them. I was referred to Rapid Loans through Driva and I was blown away at how quick they approved my loan when others said NO.
Highly Recommend.

March 25, 2025
Unprompted review
Rated 1 out of 5 stars

DO NOT GO WITH THEM

DO NOT GO WITH THEM! DO YOUR RESEARCH! The absolute worst experience. I am trying to lower my costs by buying a new car, so i am trying to sell my car, but rapid loans won’t release my car so i can sell it. which now i’m stuck with paying high debt with the current cost of living crisis. If you want to be able to move money around in your day to day life. DO NOT GO WITH RAPID LOANS, they will absolutely ream you until you are in a financial distress. they are the worst company i have ever had to deal with when it comes to finance!
if i could rate negative stars, i absolutely would. and their team just degrades you when you talk to them, they act like their superior and talk down to you like you know nothing.

Unprofessional and worst service ever!

March 17, 2025
Unprompted review
Rated 5 out of 5 stars

I found the whole process easy

I found the whole process easy, fast and efficient. Carmen my case manager was amazing. Professional and very helpful.
Highly recommend talking to Carmen if you’re contemplating taking out a loan with Rapid.

February 12, 2025
Unprompted review
Rated 5 out of 5 stars

Sarah D is absolutely fantastic

Sarah D is absolutely fantastic, her communication, information and commitment to help those in need is something special. I couldn't of asked anything else from Sarah. She was amazing from start to finish. Thank you again!

January 17, 2025
Unprompted review
Show reviews in all languages. (72 reviews)

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look