Rates.ca Reviews 6,637

TrustScore 4 out of 5

4.2

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness, patience, and professional approach, often noting their ability to clarify information and provide excellent service. Many people found the prices to be very competitive, with some saving significant amounts on their insurance. The website is frequently highlighted for its ease of use, allowing consumers to quickly compare multiple quotes and find suitable options. The prompt response times from the company and its representatives are also greatly appreciated. However, some customers experienced issues with price accuracy, reporting that initial online quotes differed significantly from final offers. A few other people also felt that the rates provided were not always better than their existing insurance, and some mentioned delays in follow-up communication after submitting requests.

What people talk about most

Price

Clients share positive opinions on price, with many finding the new offerings considerably more affordable... See more

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and... See more

Service

Users describe positive interactions with service, highlighting its speed, efficiency, and professionalism.... See more

Response time

Reviewers mention positive feedback about response times. Many customers experienced immediate callbacks,... See more

Website

Customers had positive experiences with the website, finding it easy to use for comparing multiple quotes and... See more

Based on these reviews

Rated 4 out of 5 stars

Very detailed. Any questions were answered promptly. Just waiting for confirmation from Manulife as per notes on confirmation from rates.ca mentioned

Company replied

Rated 4 out of 5 stars

help was great ---as it turned out our present rate was below the rate provided by a very small amount so we chose of course to remain with the provider of 15 years thank you

Company replied

Rated 5 out of 5 stars

I was searching for a new insurance provider and used rates.ca to get a rough estimate within minutes. I even was able to get a quote for the 5 drivers in my house using their online form. Then today,... See more

Company replied

Rated 5 out of 5 stars

Dan, my broker, took the time to understand my needs. We compared equivalent policies to get the best rates. He offered creative solutions to bundling policies since they were on different renewal da... See more

Company replied


Company details

  1. #6 of 7 best companies in Insurance Agency
  2. #2 of 6 best companies in Auto Insurance Agency
  3. #3 of 3 best companies in Business Insurance Company
  4. #2 of 6 best companies in Home Insurance Agency
  5. #2 of 4 best companies in Price Comparison Site
  6. #1 of 2 best companies in Renter's Insurance Agency

About Rates.ca

Written by the company

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RATESDOTCA helps Canadians make informed financial decisions. We've been helping people find the best rates for insurance, mortgages, credit cards and personal banking product for more than 20 years.

Shopping for insurance or other financial products may not be fun, but by making the experience quick and simple, RATESDOTCA makes it easy. And because people who shop with us save an average of $800 on car insurance,* we make it easy.

Compare rates on financial products:

Car Insurance
Home Insurance
Travel Insurance
Mortgage Rates
Credit Cards

In just a few clicks, you’ll be matched with a range of quotes from Canada’s top providers – the brands you know and trust – so you get the best rate for your insurance and money products.


Contact info

4.2

Great

TrustScore 4 out of 5

7K reviews

5-star
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Rated 5 out of 5 stars

Good, Pretty fast

Pretty fast

March 27, 2026
Rates.ca logo

Reply from Rates.ca

Hello Edgar,

We're glad you found our service good and fast. We appreciate your positive feedback and thank you for taking the time to share.

All the best,
Rates.ca

Rated 5 out of 5 stars

good and fast service

March 26, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Paul,

We're glad you found our service good and fast. We appreciate your positive feedback and thank you for taking the time to share.

All the best,
Rates.ca

Rated 4 out of 5 stars

help was great ---as it turned out…

help was great ---as it turned out our present rate was below the rate provided by a very small amount so we chose of course to remain with the provider of 15 years thank you

March 26, 2026
Rates.ca logo

Reply from Rates.ca

Hello Gary,

We're glad our help was beneficial. We appreciate you taking the time to share your experience. We're happy you found the best rate for your needs and that you've been with your provider for so long.

All the best,
Rates.ca

Rated 5 out of 5 stars

Quick Response time

I've got a response immediately, and multiple companies have reached out to provide their quotes for my car insurance. It was an easy and smooth transaction, and I did not need to redo the application multiple times for different insurance companies.

March 10, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello John,

We're happy to hear that you promptly received quotes from multiple companies for your car insurance. We're glad the process was easy and smooth, and that you didn't have to repeat your application. Thank you for your positive feedback!

All the best,
Rates.ca

Rated 4 out of 5 stars

Good options and prices

Was relatively quick and though I didn't go with a company they found they gave me lots of options and good prices

March 12, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Conner,

We appreciate you taking the time to share your feedback. We're glad you found our service quick and that we provided you with many options and good prices, even though you didn't choose a company we found.

All the best,
Rates.ca

Rated 5 out of 5 stars

Very simple to start online

Very simple to start online. Very caring and professional agent. Very thorough, took the time to explain everything. I felt the agent went over and above.

March 12, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Roland,

We're happy to hear that your online experience was simple to navigate. It's great to know that the agent was caring, professional, and thorough in their explanations. We appreciate your positive feedback.

All the best,
Rates.ca

Rated 2 out of 5 stars

Person I spoke to couldn't even take my…

Person I spoke to couldn't even take my vehicle information correctly. Which messed up the quote by hundreds of dollars.

March 18, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello John,

We regret that the information we collected led to an inaccurate quote. We appreciate your feedback and will review our processes to prevent this in the future.

All the best,
Rates.ca

Rated 4 out of 5 stars

Good service

Good service

March 11, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello HA,

We are happy to hear that you received good service. We appreciate you taking the time to leave us a review.

All the best,
Rates.ca

Rated 5 out of 5 stars

Agent was professional

Agent was professional, knowledgeable and most of all very caring. The service was quick and available when needed and everything was completed with ease.

March 6, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Roxanne,

We are happy to hear that the agent was professional, knowledgeable, and caring. We're also glad the service was quick and easy for you. Thank you for your positive feedback!

All the best,
Rates.ca

Rated 5 out of 5 stars

Website is easy to use

Website is easy to use, quick response, saves time in calling around, Always ends with lower offers and premium.

March 6, 2026
Unprompted review
Rates.ca logo

Reply from Rates.ca

Hello Philip,

We're happy to hear that our website is easy to use and saves you time. We appreciate you mentioning our quick response and lower offers! Thanks for your feedback.

All the best,
Rates.ca

Rated 1 out of 5 stars

They never called me back was supposed…

They never called me back was supposed to call me back noon the following day 2 days later and still nothing after spending time on phone with my information, do not have time to waste.

March 18, 2026
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Reply from Rates.ca

Hello Murray,

We apologize that Scoop Insurance did not follow up with you as promised. We appreciate you bringing this to our attention, and we will review our procedures to ensure this does not happen again. Thank you for your feedback.

All the best,
Rates.ca

Rated 5 out of 5 stars

Very personable and took time to…

Very personable and took time to explain products offered.

March 20, 2026
Rates.ca logo

Reply from Rates.ca

Hello Rodney,

We're glad you enjoyed learning about our products and appreciate your positive feedback regarding the service you received. Thank you!

All the best,
Rates.ca

Rated 5 out of 5 stars

Prompt, professional in acquiring quotes & confirmation.

Customer service was great, prompt, they checked with the broker for the quote follow-up right away, although it didn't work out because the quotes weren't matched or better than what I already had. The whole experience was actually very quick and I had confirmation within the hour. So all in all, great service if you're looking for professionalism, promptness, and just getting the information you need.

March 17, 2026
Rates.ca logo

Reply from Rates.ca

Hello Adrian,

We appreciate you taking the time to share your feedback. We're glad you found our service professional and prompt. We're happy to hear that you received the information you needed quickly, even though our quotes didn't quite meet your needs this time.

All the best,
Rates.ca

Rated 5 out of 5 stars

very prompt

very prompt

March 18, 2026
Rates.ca logo

Reply from Rates.ca

Hello Mildred,

We're happy to hear that the service was prompt. Thank you for your positive feedback.

All the best,
Rates.ca

Rated 5 out of 5 stars

Easy app to use

Easy app to use. Cheapest insurance quote for the same coverage.

March 16, 2026
Rates.ca logo

Reply from Rates.ca

Hello Alison,

We're happy to hear that our app is easy to use and that you found an affordable insurance quote with the coverage you need. Thank for the review.

All the best,
Rates.ca

Rated 5 out of 5 stars

Very easy to apply.

Very easy to apply.

March 18, 2026
Rates.ca logo

Reply from Rates.ca

Hello Evelin,

We're happy to hear that the application was easy for you. Thank you for your positive feedback; we appreciate it!

All the best,
Rates.ca

Rated 5 out of 5 stars

Fast reply, good rate, clear communication

I appreciated the prompt follow up as agreed, got the rate in minutes and email confirmation.

March 13, 2026
Rates.ca logo

Reply from Rates.ca

Hello Sorin,

We're happy to hear that you found our follow-up prompt and efficient. It's great to know you received the rate and confirmation quickly. Thank you for your feedback!

All the best,
Rates.ca

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