Reliable Credit Association - Spokane Valley Reviews 1

TrustScore 3 out of 5

3.2

14916 E Sprague Avenue, 99216 Spokane Valley, WA, US


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Company details

  1. Car Finance and Loan Company

Written by the company

Reliable Credit Association, Inc and Reliable Credit Association, Inc (WA) are independently owned consumer finance companies that help the residents of the Pacific Northwest meet their financial needs by providing direct loans and dealer sales financing. We have a 60 plus year history of financial success and never sacrifice our integrity for profit.


Contact info

  • 14916 E Sprague Avenue, 99216, Spokane Valley, WA, United States

  • +1-509-924-1114

3.2

Average

TrustScore 3 out of 5

1 review

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Rated 1 out of 5 stars

I would give negative stars if I could…

I would give negative stars if I could .. this company does not give a crap about its customers .. I had a car loan through them .. paid on time every month .. almost 400.00 a month .. then I was rear ended at a red light and my car totaled .. not only did they not even bother refinancing me .. they actually refused to.. for a new car .. but now they sent the 100 bucks or so that was left on the loan TO COLLECTIONS after less then 2 months of not being able to pay the 20.00 they basically forced me to agree to pay after the loss of my car caused me and MY CHILD to end up homeless in Seattle as my car was my income temporarily as I was between jobs .. I was doing Uber etc .. so I was left with zero income and no car to get back home with .. they got over 9,000.00 from insurance that paid off all but 100.00 of that loan and basically told me I had to pay at least 20.00 a month to keep them from sending that last 100.00 to collections .. I agreed hoping I’d have a job.soon .. but the only shelter me and my daughter could go to, as it wasn’t full was way out in the middle of no where near in Snohomish near no bus lines so I had no way to find or get to a job and was unable to pay the 20.00 a month they made me agree to. I just got a little money from a study I’d done before the accident and called to make a payment today come to find out they sent it to collections .. mind you the agreement was made end of Oct start of Nov so it hasn’t even been 2 months.. these people are predatory and will do anything to squeeze whatever they can out of you .. they could have just as easily forgiven that last 100 given my situation but no instead they basically said .. “screw you and what happened .. we do not care .. not only did we take your ENTIRE damages settlement.. but you best believe we will squeeze that last dime out of you if we can too.. and if you don’t pay.. we’ll send you to collections and ruin your credit.. OVER just 150.00 or so too.. WE DO NOT CARE!!!” This is their thanks to a good customer?? someone who paid on time always .. and who was put in circumstances not at all my fault???? Id hate to see what they do to not so good customers!!!! DO NOT USE THEM they are predatory and money hungry .. Also tell your friends , family and whoever else NOT TO USE THEM ., they are trying to DESTROY my credit over 150.00 or so AFTER GETTING OVER 9 GRAND in OCTOBER from insurance.. they still try to screw ME OVER ?? A good customer?? And now I’m homeless in an unfamiliar city WITH MY CHILD because of this accident.. I’m hoping we get an apartment soon but with them destroying my credit over 150 bucks, I’m not sure that will happen now . I just moved to a shelter closer to town and just got a small local part time job and called today to pay only to find out they decided to destroy my credit by sending me to collections over a measly 150.00 .. AND AFTER getting over 9 grand in October .. taking all of the money awarded to me in my damage claim .. this is what they do TO THEIR GOID CUSTOMERS .. and now me and my child may end up staying homeless cuz they ruined my credit by sending this to collections.. UNBELIEVABLE and THOROUGHLY DISGUSTING

December 7, 2024
Unprompted review
Reliable Credit Association - Spokane Valley logo

Reply from Reliable Credit Association - Spokane Valley

Hi Wendy - we tried calling you yesterday to discuss this matter. Your account was assigned to collection in error and has been recalled. Please contact the Spokane branch office at (509) 924-1114 and ask to speak with the manager for further information.

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