revvi.creditcard Reviews 

105
•
TrustScore 1.5 out of 5

1.3

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Review summary

Created with AI, based on recent reviews

Looking at 46 reviews, most reviewers were let down by their experience overall. Consumers frequently struggle with excessive, unexpected fees, high interest rates, and extra charges that quickly drain their small credit limits. People also heavily complain about terrible customer support, finding representatives exceptionally rude and completely unhelpful when trying to resolve payment and account issues. Though some customers initially appreciated getting approved quickly to help rebuild their credit score, they quickly encountered frustrating card restrictions and payment processing delays. Reviewers ultimately advise future applicants to be mindful of these unexpected costs, sudden account blocks, and overall poor service.

What people talk about most

Payment

Reviewers highlight negative aspects of payment experiences, noting that despite making timely payments,... See more

Customer service

People report negative experiences with customer service, highlighting that representatives are frequently... See more

Price

Reviewers express deep dissatisfaction regarding price, frequently citing unexpected monthly, annual, and... See more

Product

Consumers find product to be a frustrating experience, with some using it regularly to help manage balances... See more

Service

Clients share negative opinions on service, expressing frustration over locked accounts, unreasonable fees,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I been battling cancer never missed payments until January 2026 when I was diagnosed with breast cancer.. Revvi charged late fees of 41.00 2 times...I called explained my situation been paying many... See more

Rated 1 out of 5 stars

Applied in September and got approved for $300. I debated actually paying the "program fee" but I decided to go ahead because I needed to build my credit back up after a rough year. When I went to a... See more

Rated 1 out of 5 stars

I would highly recommend avoiding this company at all costs. Everything seems to be going fine I pay my bill on time but I misplaced my card so I requested a new one and they closed my account which c... See more

Rated 1 out of 5 stars

I got this credit card about a year ago. They lie about fees. They charge monthly fees they dont advertise. They automatically sign you up for payment gauard plus even if you deny it. The interest is... See more


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1.3

Bad

TrustScore 1.5 out of 5

105 reviews

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1.3

All reviews

(105)

46 reviews in the last 12 months

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Rated 1 out of 5 stars

False information for payment card payment

This card is awful they made up something saying can not validate payment when l called customer service they said insufficient funds.. so then l made another payment which paid off card but Revvi put a restriction on my account because they claim my payment came back from my bank but they could not show me proof.. the bank had no proof of insufficient funds my advise Do not get this card!!!!!!!

December 6, 2024
Unprompted review
Rated 1 out of 5 stars

I made two payments within a 30 day…

I made two payments within a 30 day period. They blocked my card without telling me and when I went out of town, I could not use it because they said no one makes two payments within 30 days. It must be fraud. I would never use this card again and I hope they go out of business soon!

November 25, 2024
Unprompted review
Rated 1 out of 5 stars

Not there when you need him!

I had this card going on 3 months. I pay my bill on time and early. Today when I use my card, it declined my transaction. Also I don't even have a balance on my account. I am a African American male with a big family living in Caucasian area where this happen. I feel insulted. I feel upset and embarrassed. In front of my family? Because I wasn't able to get the things we needed. I called them and talked to them while I was in line holding up the lines and the representative from the company told me that I need to swipe my card again on top of it. They will not give me no cash advantage because they said my account have not been open for ninety days. A strongly do not recommend this credit card company.

July 24, 2024
Unprompted review
Rated 1 out of 5 stars

Don't get this card.

There should be a 0 star option. I place a transaction dispute with this card company and they denied my dispute because the company that I was disputing had my full address and the transaction was online, they actually put the above statement in writing, I AM STUNNED. I will report them to the BBB

May 21, 2024
Unprompted review
Rated 1 out of 5 stars

Why so many forms

Was sent a pre-approval letter so I went online and filled out the application, I entered everything it asked then submitted.
Checked email for an hour for a response and nothing, so I called and they told me I needed to give them 10 forms of identification from mail with address to bank statements.

May 4, 2024
Unprompted review
Rated 1 out of 5 stars

My experience with Revvi…

My experience with Revvi is very uncomfortable and it's this. My card was compromised all of sudden everyone turned dunce or oblivious to what happened. Had to settle with them due to someone using my card fraudulently in California yet I'm in the east coast and at the bottom. They're process to keep a client sucks in that reference. Seemingly did not care of the recent situation of mine. If asked I would tell people in general don't get it not a caring company to the clients/customers. Thank you for taking food off my table and also paying a late fee for something I didn't even do! Account closed! Bunch of thieves as well as the company that charged me! I'm a truthful man an honest one, so unfortunately I was not believed by this company.

March 23, 2024
Unprompted review
Rated 1 out of 5 stars

If Minus scores were available you would get -5 ☆s…

If you could give a minus score I would. They take your payment on your due date, then they say it wasn't paid before the cut off then they charge you 41 dollars late fees. This company is a complete scam. It's disturbing that these people go to work and "legally" rob you of your hard earned money. It's horrible. I just asked George in California the supervisor how he felt good about going to work when he is scamming people? He literally told me he wanted to keep the call professional. They are a scam Iwill get my account paid off and close it immediately!

March 2, 2024
Unprompted review
Rated 1 out of 5 stars

I’D give a bum on the street Money First!

RUN FOR THE HILLS away from this card. Had the card for about four months or so, couldn't use it for Uber, couldn't use it on Apple, couldn't use it with PayPal. Customer service is terrible, outsourced representatives who don't care about you... I’d give a person on the street 1000 dollars before I give Revvi another cent! The entire company doesn't care about you. Just closed the account today. Save yourself the headaches and money pit!!

February 1, 2024
Unprompted review
Rated 1 out of 5 stars

IF I could leave a 0 I would

If I could leave a 0 I would. I have waited over 30 days for my card yet it has not showed up yet each time I call I have no answer to where it may be so they order me a new card each time! The card est wait time is 30 days for delivery. If you have this option DONT DO IT YOU WILL HATE IT! Stay away!!!

January 31, 2024
Unprompted review
Rated 1 out of 5 stars

I just received an offer from Revvi for…

I just received an offer from Revvi for a credit card with outrageous fees $95.00 and $75.00 for the first year; and a ridiculous interest rate of 33.95%!
If you accept this offer you are not responsible enough to make the decision! This company is committing a legal form of Usury, compliments of the Republican Party. They have actively shut down efforts to curb just this kind of customer abuse. This is evil, abusive banking assholery!

October 16, 2023
Unprompted review
Rated 1 out of 5 stars

Highly disappointed in this company

Highly disappointed in this company. Credit limit $300. Balance was shy of that. Made a $295 payment . A few days later I notice that this payment attempted to come out of my account TWICE. I told my bank to stop the first payment, and had to wait till after the weekend to contact Revvi. Once I contacted them and let them know of the error, which took an extremely long time to explain to them. Unfortunately, they told me that they were putting a request to credit back the $35 return payment fee mind you I didn’t even trip on them about the fee that my bank charged me. As a week or two goes by I see that this fee is still not credited. I call Revvi, again and had to explain again smh, that this error was simply not my fault. The payment was submitted at the same time twice. They refused to refund it. And now my account is on hold. Great way to treat your clients. And what’s funny is my account damn near is paid off with the first payment

September 3, 2023
Unprompted review
Rated 2 out of 5 stars

WORSE CARD YOU COULD POSSIBLY OWN…

This card is good only in an extreme bad credit situation . If you absolutely have to get a credit card and you have bead credit they will give it to you but in the end, it's not worth it. They give a 300 dollar limit that they will never raise. Even if you don't owe any money on your card and have all your credit available it's a gamble if it will even work or not. Revvi decides which merchants they will allow you to use your card at. Even though they say anywhere MC and Visa are accepted, well that is 100% NOT TRUE. If you use your card to rent a hotel room and the hotel room puts a deposit on your card until you check out, well be prepared to wait 2 whole weeks for REVVI to put the money back on your card. Even though the hotel released the funds, REVVI don't care...2 weeks. Forget getting anyone on the phone who understands any situation you may be having. The customer service is NON EXISTENT.THEY DONT CARE IF YOU HAVE A PROBLEM. I checked my balance saw how much I had went to the dentist and had my teeth cleaned and then my card got declined. DECLINED FOR NO REASON. I call them and they basically said they don't really care, it's up to them the merchants that they will accept. We'll funny because I have used the card at my dentist in the past so honestly it doesn't make any sense. They will pick and choose when and where your card will work. But you better believe they want the payment on time or you will get a 41 dollar late charge. I've never had one I just won't give them the satisfaction. I'm glad they accepted my credit but after 2 years of horrible service I'm closing this account. They are so unprofessional.

August 20, 2023
Unprompted review
Rated 1 out of 5 stars

I paid the $95 program fee

I paid the $95 program fee. They mailed me the card, but it won't activate. I don't think they even sent me a real credit card. I think it's just a scam to collect $95 from people.

August 7, 2023
Unprompted review
Rated 1 out of 5 stars

It's a trap

It's a trap. I signed up because it's advertised as a good way to rebuild credit. It is not. All of the fees they pile on you will never be able to pay it down & customer service is annoyed when you call on asking for help. Multiple times I've been told I would get a call back & I've never recieved one. The only goal they have is to bleed you dry. They don't want to help you or care about you. Don't fall victim like I did.

August 4, 2023
Unprompted review
Rated 1 out of 5 stars

This Revvi card is the worst

This Revvi card is the worst. I set up autopay with my debit card and revvi declined my card stating its a credit card twice. I tried explaining that m debit card is connected to my checking account. Nope, that wasn't good enough, revvi charge a late fee and didn't care that I gave my checking account info. There's was no way of getting rid of a late fee. I closed this account and REVVI reversed the payment. Never will I apply or recommend this card. You can't file a dispute online and the rep said I didn't qualify for a dispute because my account was new!!!

July 13, 2023
Unprompted review
Rated 1 out of 5 stars

these people are thieves

these people are thieves, dont use them. They wouldnt dispute a credit that was given to me by a company. They also said why dont you go to the police department and file a case and go to the place so they can provide you with a report.

June 20, 2023
Unprompted review
Rated 1 out of 5 stars

There are better offers out there, shop around before signing anything

Everyone, from finance guru's to my local sheriff's department, say not to pay money up front for any kind of loan or financial service. This card requires you to pay an upfront fee of 89.00. When I called about this fee, as to why I need to pay up front, I was told that it was a requirement, and in about ten minutes after I pay, the card would be turned on with a 225.00 balance, because of a yearly service fee is taken out off of the top of the card activation. I decided to follow the advice, and cut the card and will not be using it or responding to any call or email from this company. Too many red flags on this card. My advice is to use another card from a different company. No card or service should need to be paid upfront for you to use their service. Buyer be aware. Times aren't that bad that you should use a service like this one is offering.

May 15, 2023
Unprompted review
Rated 1 out of 5 stars

Worlds worst card.

I've not had the card even a year yet and I've already been charged two annual fees and I'm getting charged the monthly service fee even tho that's not suppose to start until year two. Loan sharks charge less fees and are more upfront than revvi. The worst card you could ever get. Taking advantage of the folks they know have few options. Well now that my credit has improved, I will be paying off all these fees and canceling it pronto. I advise the world to do the same.

April 7, 2023
Unprompted review
Rated 1 out of 5 stars

THIS IS THE WORST COMPANY TO DEAL WITH

THIS IS THE WORST COMPANY TO DEAL WITH. THEY STEAL MONEY FROM YOU. THEY SHUT YOUR CARD OFF FOR NO REASON AND CONTINUE TO CHARGE YOU. THEY RUIN YOUR CREDIT SCORE AND DONT CARE ONE BIT THIS IS THE WORST COMPANY. DO NOT SIGN UP WITH THEM......

March 23, 2023
Unprompted review

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