RISEcredit.com Reviews 5,834

TrustScore 4.5 out of 5

4.3

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the speed and ease of the loan application process, often receiving funds in their bank accounts the very next business day. Many appreciate the excellent customer service, describing staff as polite, knowledgeable, and helpful, especially during emergencies. People also value the company's willingness to provide financial assistance even with less-than-perfect credit, offering a crucial second chance. However, some customers were not happy with the high interest rates, noting that the total repayment amount could be significantly higher than the initial loan. A few reviewers also mentioned issues with payment allocation, where extra payments or a significant portion of regular payments went towards interest rather than the principal, making it difficult to pay off the loan. There were also occasional reports of poor customer service experiences, with some individuals feeling misled or receiving inconsistent information.

What people talk about most

Payment

Consumers find payment to be ambiguous. Many reviewers appreciate the easy application process and quick... See more

Service

Customers had positive experiences with service, often praising the quick and efficient process for obtaining... See more

Price

Users describe negative interactions with price, consistently expressing dissatisfaction with extremely high... See more

User experience

Reviewers highlight positive aspects of user experience, consistently describing the process as quick, easy,... See more

Customer service

Customers consistently note positive experiences with customer service. Many reviewers express gratitude for... See more

Based on these reviews

Rated 4 out of 5 stars

I was very happy with the quick service I received. Answered some questions, verification was simple and fast. Applied and had my money the next day.

Company replied

Rated 5 out of 5 stars

As a new widow in my 50s trying to establish credit has been a roller coaster ride. Credit cards with high APR and annual fees wasn't a good choice and personal loans are hard to obtain with little to... See more

Company replied

Rated 5 out of 5 stars

What made my experience great it, was very fast coins in my bank account the next business day. Yes high interest, but when you have bad credit and no other company would come through you have to take... See more

Company replied

Rated 5 out of 5 stars

I'm grateful for the opportunity to receive my loan for which I applied. The quick decision I received and the offer, which was greater than what I initially qualified for was awesome, but the only th... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
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Rated 5 out of 5 stars

Outstanding

Totally happy with this company

April 8, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Hi Ronnie. Thanks for sharing your experience with us and choosing us for your lending needs!
Your RISE Team

Rated 5 out of 5 stars

Thank you very thankful for the support…

Thank you very thankful for the support help

April 10, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Thanks for the kind words Cynthia! Our customers are our top priority, and we’re always grateful to help customers like you.

Your RISE Team

Rated 5 out of 5 stars

knowledgeable staff and a company that…

knowledgeable staff and a company that does what they say they are going to do.

April 10, 2026
RISEcredit.com logo

Reply from RISEcredit.com

You definitely made our day, Donald We’re always working on providing great customer service. Thanks for the feedback about your experience.

Your RISE Team

Rated 5 out of 5 stars
RISEcredit.com logo

Reply from RISEcredit.com

Hi Jill. Thanks for sharing your experience with us and choosing us for your lending needs! Please let us know if you ever need assistance with your account.

Your RISE Team

Rated 5 out of 5 stars

Happy with my loan

April 9, 2026
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Reply from RISEcredit.com

Thanks for sharing your experience with us Stacey! We’re always grateful to help customers like you. Please let us know if there’s anything we can do to help with your account.

Your RISE Team

Rated 5 out of 5 stars

Excellent

Excellent
Great

April 9, 2026
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Reply from RISEcredit.com

Hi Grant. Thanks for sharing your experience with us and choosing us for your lending needs!

Your RISE Team

Rated 5 out of 5 stars

It was easy to apply and they approved…

It was easy to apply and they approved me right away and the money was in my account the next business day!

April 3, 2026
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Reply from RISEcredit.com

Janice, we’re so happy to hear that the process was easy and fast and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.

Your RISE Team

Rated 5 out of 5 stars

Real simple and easy at fast service…

Real simple and easy at fast service even on holidays

April 6, 2026
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Reply from RISEcredit.com

Hi Amado. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.

Your RISE Team

Rated 5 out of 5 stars

I love the amount they offered me…

I love the amount that they offered me and I was aloud to lower the amount and they deposited my money into my account the next day , thanks

April 3, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Hi Kaylin. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.

Your RISE Team

Rated 5 out of 5 stars

The best loan company

Great service

April 9, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Thanks for the kind words Mr. Nicholson! Our customers are our top priority, and we’re always grateful to help customers like you.

Your RISE Team

Rated 5 out of 5 stars
RISEcredit.com logo

Reply from RISEcredit.com

You definitely made our day, Hans! We’re always working on providing great customer service. Thanks for the feedback about your experience.

Your RISE Team

Rated 5 out of 5 stars

Excellent service

Excellent service, the whole process was quick and easy. God bless you

April 3, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Hi Leonardo. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.

Your RISE Team

Rated 5 out of 5 stars

Quick response

Quick response

March 30, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Thanks for sharing your experience with us! We’re always grateful to help customers like you. Thank you.

Your RISEcredit.com Team

Rated 5 out of 5 stars

Omg very helpful

Rise Credit was so helpful and made this process so easy

March 25, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Teresa, we’re so happy to hear that the process was easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us.

Your RISEcredit.com Team

Rated 5 out of 5 stars

Will recommend

Easy, quick and fast. I needed money quick and they made it happen. The loan was paid off within days. Thanks!

March 30, 2026
Unprompted review
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Reply from RISEcredit.com

Hi Rosie. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again.

Your RISEcredit.com Team

Rated 5 out of 5 stars

How fast I got a loan

March 28, 2026
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Reply from RISEcredit.com

Hi Betty! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account.

Your RISEcredit.com Team

Rated 5 out of 5 stars

Excellent service

Very good online service. Fast results
Thank you

March 27, 2026
RISEcredit.com logo

Reply from RISEcredit.com

Hi Roger. Thanks for sharing your experience with us and choosing us for your lending needs!

Your RISEcredit.com Team

Rated 5 out of 5 stars

I truly appreciate it...thank yall very…

I truly appreciate it...thank yall very much and continued success. Would recommend to friends and family.

March 30, 2026
RISEcredit.com logo

Reply from RISEcredit.com

We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being our customer.

Your RISEcredit.com Team

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