Sagicor Life Insurance Company-USA Reviews 

206
TrustScore 2 out of 5

2.0

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Rated 1 out of 5 stars

I was trick into an investment, I was told it's a compulsory savings, I decided to closed one of my policy. I was told I would have the funds in my account the following monday. I waited until the fol... See more

Rated 2 out of 5 stars

With something as important as life insurance I feel that a hard copy should be mailed to the insured and not have to be printed out. And as for their only through the us postal service change of bene... See more

Rated 2 out of 5 stars

I TOLD THE AGENT THAT I WANTED TO APPLY FOR SUPER PREFFERED AND HE INSISTED I NOT APPLY THAT WAY. I GOT APPROVED FROM THREE OTHER COMPANIES SUPER PREFFERED BUT SAGICOR ONLY APPROVED ME PREFFERED. TH... See more

Rated 3 out of 5 stars

Customer service was OK even though she wasn't able to help me. I don't have access to print out a form without going to library just to change which account my automatic payment comes from. It's a... See more

Company details

  1. Insurance Agency
  2. Financial Consultant

Written by the company

Sagicor Life Insurance Company (“Sagicor”), a full-service life insurance and annuity carrier, is a wholly owned subsidiary of Sagicor Financial Company Ltd., one of the oldest insurance groups in the Americas, with operations in 19 countries and a growing presence in North America. Sagicor is rated A (Excellent) by A.M. Best Company (3rd best out of 16 possible ratings). Rating and guarantees are based on the claims-paying ability of Sagicor Life Insurance Company.


Contact info

2.0

Poor

TrustScore 2 out of 5

206 reviews

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2.0

All reviews

(206)

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Rated 5 out of 5 stars

Sagicor is awesome.

At first, I was skeptical about everything, especially when it came to life insurance. My agent was very helpful, thorough, and very nice. He helped me decide what was best for my family and situation. The prices are affordable and you could definitely be covered right away. As long as you are honest with your answers and medical questions, that’s all that matters! Think future. Think Sagicor! I have 30 days to try the policy out and I can change my mind which is good. Thanks again Sagicor!

May 9, 2018
Unprompted review
Rated 1 out of 5 stars

Inept underwriters

Inept underwriters. Customer service reps who speak no English and they have a very negative outlook. Run far away.

May 8, 2018
Unprompted review
Sagicor Life Insurance Company-USA logo

Reply from Sagicor Life Insurance Company-USA

Hello Mr. Wilson. I have tried to contact you for additional details on your concerns without success. Please feel free to reach out to me at your first convenience.

Kind regards,

Tom Groves
Senior Client Services Manager

Rated 5 out of 5 stars

great

I like the online features to process. very convenient.

February 22, 2018
Unprompted review
Rated 5 out of 5 stars

Wonderful service

My representative was able to answer all of my questions and was readily available whenever I had a concern.

January 23, 2018
Unprompted review
Rated 5 out of 5 stars

Sagicor Life Ins. Co.

Misty was extremely knowledgeable, efficient and I always looked forward to talking with her about policy or anything else. Plus Sagicor is very competitive on rates and should be considered by everyone.

January 23, 2018
Unprompted review
Rated 1 out of 5 stars

I invested a lot of money with you

I invested a lot of money with you. You were told not to deposit the check until three or four days after you got it you didn't listen the money had to clear a certain account to be good the bank bounce the check and it cost me $35.00. The point is you didn't listen that ticked me off got it!!!!!!!

January 20, 2018
Unprompted review
Rated 2 out of 5 stars

With something as important as life …

With something as important as life insurance I feel that a hard copy should be mailed to the insured and not have to be printed out. And as for their only through the us postal service change of beneficiary WTHO. Everything else like payments and policy copies are handled online. Now I must download and print a form to mail. Talk about oxymorons.I promise you when I find another policy in my price range Sagicor will be history.

January 20, 2018
Unprompted review
Rated 2 out of 5 stars

I TOLD THE AGENT THAT I WANTED TO APPLY …

I TOLD THE AGENT THAT I WANTED TO APPLY FOR SUPER PREFFERED AND HE INSISTED I NOT APPLY THAT WAY. I GOT APPROVED FROM THREE OTHER COMPANIES SUPER PREFFERED BUT SAGICOR ONLY APPROVED ME PREFFERED. THE UNDERWRITERS SHOULD HAVE GIVEN ME THE SUPER PREFFERED RATE INSTEAD OF THE AGENT AND THE COMPANY TRYING TO MAKE MORE MONEY FROM ME.

January 12, 2018
Unprompted review
Rated 5 out of 5 stars

Well it was super easy to qualify for …

Well it was super easy to qualify for this life insurance and I'm on it automatic draft so they take it out the same day every month really simple and I don't have to remember to send them the payment.

January 11, 2018
Unprompted review
Rated 2 out of 5 stars

I took out this policy in October

I took out this policy in October, 2017. I have had 2 drafts taken out of my Checking account in October, 1 in November and 1 in December and I still have not received a policy or any paperwork and have no idea what is in the policy

January 4, 2018
Unprompted review
Rated 1 out of 5 stars

Dishonest Company

The company approved me at a favorable rate. Then, because of an error on their end, they were attempting to draft from the wrong account. They had transposed 2 numbers from my written application.

Long story short my coverage was terminated, without them contacting me. When I was finally notified and I requested that we re-open the account, they completely redid the underwriting process even thought it had been less than 60 days from the first one.

Nothing on my health had changed, but the new underwriter rated my policy because of a medication I am prescribed to help with fear of flying. The prior underwriter had that information as well and had given me favorable terms.

My new premium is $50/mo higher than they originally said it would be. I took the new coverage even though I believe I was scammed by them because I am too busy to redo underwriting with a different company. I will eventually get around to getting a replacement policy from a more honest company and, at that rime, I’ll drop this coverage.

January 4, 2018
Unprompted review

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