Simply Business US Reviews 

1,902
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 417 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for being extremely straightforward, making it very simple to shop for insurance and instantly receive helpful quotes without complications. People also highlight the affordable pricing and note that staff members are exceptionally helpful, patient, and knowledgeable when guiding them through various policy choices. However, some customers also noted that communicating with the company by phone can sometimes be quite challenging. Reviewers mentioned experiencing exceptionally long waiting times on hold or having difficulty reaching a live agent when they needed immediate assistance with their accounts.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, frequently noting that the sign up process is super... See more

Customer service

Customers consistently note ambiguous experiences with customer service, as some reviewers describe agents as... See more

Price

Reviewers mention positive feedback about price, highlighting competitive rates and affordable quotes that... See more

Service

Consumers find service to be positive, highlighting how trained staff patiently guide them through selecting... See more

Staff

People report positive experiences with staff, frequently highlighting their helpful, patient, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Getting an insurance policy through Simply Business was a pretty easy process. I honestly had been wanting to get business insurance for a couple years but never took the time to sit down and do the r... See more

Rated 5 out of 5 stars

Simply Business is very helpful in finding the right E&O insurance policy for my business. I was informed that my previous insurer would not be offering the policy I had after the term expired, so I l... See more

Rated 5 out of 5 stars

Quick easy and a price that was less then half of other companies. I had insurance in 20min and never received any type of spam calls or emails thats just as important to me as saving money.

Rated 5 out of 5 stars

The Simply Business Process took all of the work out of "shopping for insurance." I basically filled in the blanks, and instantly had 4 solid quotes. I followed up with a phone call to the company to... See more


Company details

  1. Insurance Broker
  2. also in
  3. Business Insurance Company

Written by the company

Simply Business makes it easy to shop for the insurance that small businesses need. With our online quote form, you can get expert policy recommendations, browse coverage options from trusted insurers, and buy your policy online, all in just a few minutes. We have nearly 20 years of experience supporting small businesses, with over 1 million customers worldwide. Founded in the UK in 2005, Simply Business launched its US operations in 2017 and today employs over 1,000 people across offices in London and Northampton in the UK, and Boston and Atlanta in the US. Learn more at SimplyBusiness.com.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 1 week

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4.3

All reviews

(1,902)

422 reviews in the last 12 months

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Rated 1 out of 5 stars

I was actually very happy with Simply…

I was actually very happy with Simply Business overall. The customer service was excellent when I updated my business name, changed my account information, and switched my automatic payments to my new bank account. That entire process was easy, and the representatives were helpful and professional.

Unfortunately, the refund process has been the complete opposite.

After canceling my policy, I was told my $92 refund would be sent to my original bank account, even though I had already updated my banking information and that account had been closed. I specifically asked the representative if the refund would go to my new account since that's where my payments were being taken from. I was assured, "Don't worry about it."

That turned out to be incorrect.

For the past four weeks, I've called multiple times trying to resolve this. One representative was particularly rude and told me it was company policy that refunds must go back to the original account, even if that account is closed. That policy makes no sense when you've already verified a customer's identity, updated their banking information, and are successfully withdrawing payments from the new account.

The company continues to insist that Chase Bank received the refund. I contacted Chase directly, and they reviewed my closed account. They told me there were no transactions or attempted deposits from Simply Business and confirmed they did not receive any refund related to this policy.

If this is how Simply Business handles customers' money and refunds, I want no part of this company. I started as a promoter because my initial experience was excellent. After spending four weeks trying to recover a $92 refund and getting conflicting information, I have become a detractor instead. Until this issue is resolved, I cannot recommend doing business with Simply Business.

June 11, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We sincerely apologize for the frustration you’ve experienced. To help us investigate this further and provide the assistance you need, we’ll require some additional information from you. We have requested information, however to ensure your privacy please call us directly at (855) 869-5183 or email us including your Trust Pilot review at service@simplybusiness.com so we can locate your account.

Rated 1 out of 5 stars

Been on hold for 45mins trying to…

Been on hold for 45mins trying to cancel my account, as that is the ONLY way you can cancel.

June 30, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We sincerely apologize for the frustration you’ve experienced. To help us investigate this further and provide assistance, we’ll require some additional information from you. Can you please email us at service@simplybusiness.com so we can locate your account? Please include your account information and review.

Rated 1 out of 5 stars

they took my money and give me a pdf

they took my money and give me a pdf, who knows if a problem happens will they do the right thing or no, i guess they wouldn't

Edit: they replied saying they contacted me, this is completly a lie i didn't recieve anything

June 30, 2026
Simply Business US logo

Reply from Simply Business US

**We just sent another email, or we can chat by phone. Please give us a call and/or check your spam folder.**

We appreciate you taking the time to share your feedback with us and we apologize for any frustration you may have experienced.

It appears our customer service team has contacted you to resolve the matter and have not heard back. Please at your earliest convenience see our response. If you have any further questions or concerns, please don't hesitate to reach out.

Rated 1 out of 5 stars

I tried to take out insurance again…

I tried to take out insurance again because I canceled my original policy two weeks ago because somehow my friend‘s name got on the account so I made a whole new account. I paid almost $100 and I went to get my certificate and all of a sudden, my friend’s name shows back up. Now I am really screwed. I paid money and I can’t get my certificate. I can’t even clear my first account out and I talk to you guys two weeks ago about it.

June 28, 2026
Simply Business US logo

Reply from Simply Business US

We know your time is valuable, and we appreciate your feedback. We're committed to providing excellent service, and we're taking steps to address the delay you experienced. We appreciate your patience, at this time I see we have reached out to you to provide policy support. Simply Business is committed to helping small business owners find the right insurance solutions. If you have any additional questions or need further clarification, please don't hesitate to reach out to us at service@simplybusiness.com please include your account information and Trust Pilot review.

Rated 4 out of 5 stars

Small issues

I tried to go back after putting in my credit card info as I needed to correct one item, but wasn't able to do so. Additionally, after putting in my credit card info, there was no confirmation that it had been successfully processed. It was only due to receiving a notice from the bank that I knew it had been actualized.

June 27, 2026
Rated 2 out of 5 stars

Way too much time on hold

I got what I wanted done with a couple of COI's. However, the time spent working with someone was 10 maybe 15 minutes and the whole time was 45 minutes. That's a lot of waste of time.

June 27, 2026
Simply Business US logo

Reply from Simply Business US

We know your time is valuable, and we appreciate your feedback. We're committed to providing excellent service, and we're taking steps to address the delay you experienced. We appreciate your patience, at this time I see we have connected with you to provide policy support. Simply Business is committed to helping small business owners find the right insurance solutions. If you have any additional questions or need further clarification, please don't hesitate to reach out to us at service@simplybusiness.com please include your account information and Trust Pilot review.

Rated 1 out of 5 stars

We opted for their inland marine…

We opted for their inland marine insurance policy to cover our drones back in July 2025 till now. We paid an upfront of $265 plus their $75/monthly fee. They advertised on their website that they covered drones along with other photography equipment, I even have proof of the wording they used on their website and that’s why we chose that specific policy (they’ve recently changed it). We filed a claim after our drone crashed and they denied our claim. This is after they’ve advertised covering drones on their website through the inland marine insurance policy. Imagine paying this company for almost a year thinking that your drones are covered and then when you file a claim they quickly deny it. They said they’re expediting my claim to a supervisor and should hear back within 24-48 hours but NOTHING. We feel like we’ve been scammed. False advertisement, they take your money and they don’t care.

June 23, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We know your time is valuable, and we appreciate your feedback. We're committed to providing excellent service, and we're taking steps to address the delay you experienced. We appreciate your patience. It looks as though one of our customer service agents resolved your issue if you have any additional questions or need further clarification, please don't hesitate to reach back out to us at service@simplybusiness.com, please include your policy information.

Rated 5 out of 5 stars

All-Star named Star

Star was exactly that. An All-Star! As a new business owner I was looking for insurance. Let me tell you... I spent almost 2 hours on the phone looking for a quote. All i got was tossed around to different broker firms that continually asked me the same questions with no answers and honestly causing more confusion... Finally, I found you on NY Times "Best" list and decided I'd give it one more shot. I was connected with Star and I immediately expressed my previous experiences and she assured me she would be all i needed.... and she was right.

As I stated above, my SIL and I are new and just starting a small business... So I wasnt sure how to answer some of the questions and honestly I had a ton of my own! Star very calmly explained it all to me over and over until I felt confident enough to answer the questions.

At the end of it she presented me with three options which were perfect to review and choose from. I needed to discuss things with my SIL and so Star and i scheduled for a call back. Not only was her call back timing perfect but she was able to get me set up.... and the entire thing between the initial call and the call back took about 30 minutes? I wouldve saved so much time if i had just called you all first... but i think the universe knew I needed Star's help!

She truly is a keeper and deserves a raise with how patient and kind she was. Star, if you see this. Thank you again for everything!

-Dandelion Health

June 17, 2026
Rated 5 out of 5 stars

The BEST customer Service from BRUCE

I had a question about cancelation procedures for moving states and the customer service was actually the best I have received in 10+ years. Bruce was extremely kind and beyond helpful. Not only did he answer the phone within 2 mins of calling but was honest and extremely knowledgable. Would recommend to anyone simply off of my interaction with Bruce.

June 18, 2026
Unprompted review
Rated 1 out of 5 stars

I absolutely do not recommend this…

I absolutely do not recommend this service; it's rubbish. When you try to cancel, they never answer the phone, and online cancellation simply doesn't work. It says there's an error and just shows a blank screen. This is terrible!

Of course you can't find my account because it's in my husband's name, and the matter is already being handled directly with the bank since you never responded and it was impossible to cancel online.

June 17, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We know your time is valuable, and we appreciate your feedback. We're committed to providing excellent service, and we're taking steps to address the delay you experienced. Simply Business is committed to helping small business owners find the right insurance solutions. To help us investigate this further and provide the assistance you need, we’ll require some additional information from you. Can you please give us a call directly at (855) 869-5183 so we can locate your account. We also have a virtual hold option that is available.

Rated 1 out of 5 stars

Never answer the phone 2 years in a row…

Never answer the phone 2 years in a row trying cancel, never answer

June 17, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We know your time is valuable, and we appreciate your feedback. We're committed to providing excellent service, and we're taking steps to address the delay you experienced. Simply Business is committed to helping small business owners find the right insurance solutions. To help us investigate this further and provide the assistance you need, we’ll require some additional information from you. Can you please give us a call directly at (855) 869-5183 so we can locate your account. We also have a virtual hold option that is available.

Rated 1 out of 5 stars

The worst insurance experience and…

The worst insurance experience and company I have been on hold for over a hour trying to cancel a policy and I still have yet to speak to live rep. I have tried to cancel online to and they want me to call for me to give up and not cancel fact remains I'm canceling this is insane worst service yet. Do not use this company for any needs you will never reach them.

June 16, 2026
Unprompted review
Simply Business US logo

Reply from Simply Business US

We sincerely apologize for the frustration you’ve experienced. To help us investigate this further and provide the assistance you need, we’ll require some additional information from you. Please call us directly at (855) 869-5183 or email us including your Trust Pilot review at service@simplybusiness.com so we can locate your account.

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