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SoLo Funds Reviews 2,504

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 1,396 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the app's ease of use and the straightforward process for obtaining funds, often within minutes or hours of their request. Many appreciate the quick access to emergency financial assistance and the supportive community aspect, where people help each other. The service is consistently described as helpful and efficient, providing a valuable resource for those in need. However, some people mentioned issues with customer service, citing unresponsiveness and problems with card verification or payment processing. A few other people also felt that the payment structure could be confusing, with concerns about fees and how they are applied to lenders and borrowers.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the app's ease of use and straightforward... See more

Payment

Users describe ambiguous interactions with payment, with some reviewers reporting quick funding and an easy... See more

Service

People report positive experiences with the service, highlighting its efficiency and ease of use for securing... See more

Application

Customers had positive experiences with the app, describing it as helpful, fast, and easy to use for both... See more

Customer service

Clients share positive opinions on customer service, with many reviewers finding the support to be very... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more

Company replied

Rated 5 out of 5 stars

As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple pro... See more

Company replied

Rated 5 out of 5 stars

Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more

Company replied

Rated 5 out of 5 stars

Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.5

Excellent

TrustScore 4.5 out of 5

3K reviews

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Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Robert,

We're glad to hear that your experience matched your expectations. At SoLo, we're committed to providing a reliable and transparent way for members to access the support they need.
We appreciate you being part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

So far So Good!,I’m loving the whole…

So far So Good!,I’m loving the whole setup and the guaranteed return protection in case of a delinquency

June 16, 2026
Unprompted review
SoLo Funds logo

Reply from SoLo Funds

Dear Wayne,

We're thrilled to hear you're enjoying the platform and finding value in the lender protections available.
Our goal is to create a trusted community where members can support one another with confidence.
We appreciate your participation in the SoLo community and look forward to continuing to serve you

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This is a great way to assist people…

This is a great way to assist people that are in need. It was easy and quick. Thanks to all the lenders.

June 17, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Michelle,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Everything went super eas

Everything went super eas. No sorry we can not help you. Just here's your money .

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We're glad to hear the process was smooth and straightforward when you needed support.
Providing a simple and accessible way for our community to help one another is what SoLo is all about.
We appreciate you being part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Quickest loan I’ve ever applied for

Quickest loan I’ve ever applied for

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Sabrina,

We're happy to hear that your experience was fast and efficient.
We know that when you need financial support, speed matters, and we're glad SoLo was able to help.
Thank you for being part of the SoLo community

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

An amazing app

An amazing app! I was funded within 2 minutes of submitting my request. And after I paid the first loan back my limit was increased. Definitely great to have when your funds are low and you need a little extra help when you’re unable to get a loan anywhere else.

June 17, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tiffany,

We're thrilled to hear you were funded so quickly and that your borrowing limit increased after successfully repaying your first loan.
It's great to know SoLo was there to provide a helping hand when you needed it most.
We appreciate you being part of the SoLo community and thank you for sharing your experience.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

SoLo came through when nobody else did

SoLo came through when nobody else did. The process was quick, simple and hassle free!!

June 17, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Erika,

We're delighted to hear that SoLo was able to help when you needed support.
Providing a quick, simple, and hassle-free experience is exactly what we strive for.
We appreciate you being part of the SoLo community and thank you for sharing your experience.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Dear Jammelle,

We're glad to hear that you found the process easy and straightforward. Making financial support accessible and simple for our members is a top priority.
We appreciate you being part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The access of funds on a timely manner

The access of funds on a timely manner

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We're glad to hear that you were able to access funds in a timely manner. Providing fast and reliable support when our members need it most is important to us.
Thank you for being part of the SoLo community

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I'm grateful and a little lucky I came…

I'm grateful and a little lucky I came across SoLo Funds. I've recommended it to many friends and look forward to helping others in the future! It's a nice kick to organizations that love to charge exorbitant fees that clearly are one track minded in their lending. Hopefully this is a trend that grows and assists more people. Straightforward and easy!

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear S. Moore,

We're honored to hear that SoLo Funds has made a positive impact on your financial journey. It's especially meaningful to know you've recommended SoLo to friends and are interested in helping others through the community.

Our mission is to create a more accessible and transparent way for people to support one another, and we're grateful to have members like you helping that vision grow.

Thank you for being part of the SoLo community.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Very easy process

Very easy process. Thankful that there are people out there that will help one another.

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of trans­parency, simplicity, and unfair terms.

Thank You for being part of our community where people support each other.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

All-around good experiences!

This app & the community behind it came through in several ways. I appreciate the tips and opportunities to learn & thrive. And it couldn’t be more simpler

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Kara,

We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It felt like a respectful and fair…

It felt like a respectful and fair process.

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Andrew,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your continued support. We're incredibly grateful that you've chosen to share your positive experience with Solo.

Being part of our community inspires us to constantly strive for excellence. If there's anything else we can do to assist you, please let us know.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Love love love above & beyond

Love love love above & beyond

June 15, 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Excelente love it

Excelente love it . Thank you

June 16, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Alma,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Solo is one of the good app companies…

Solo is one of the good app companies who don't make it hard to lend you money as well as for benefits it's building credit process is easy and understandable recommend 100 percent

March 17, 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Jose,

We’re happy to hear that Solo made the lending process easy, understandable, and helpful for building credit.
We’re committed to keeping the experience simple and supportive for our customers.
We truly appreciate your trust and feedback.

Thank You,
SoLo Community Manager

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