Southdownsinsurance Reviews 

5,599
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 268 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the competitive pricing, often finding it very reasonable even for those with pre-existing medical conditions. Many highlight the excellent service and the professional, friendly staff who are helpful and knowledgeable. People appreciate the ease of obtaining quotes and managing policies, often finding the process straightforward and efficient. However, some customers also noted significant dissatisfaction with the claims process, citing issues such as prolonged delays and repeated requests for the same documentation. A few other people also felt that claims were sometimes declined due to complex policy clauses, leading to frustration.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers highlighting competitive and reasonable pricing... See more

Service

Reviewers mention positive feedback about service, highlighting helpful, professional, and efficient... See more

Customer service

People report positive experiences with customer service, highlighting helpful, professional, and... See more

Staff

Consumers generally report positive experiences with staff, highlighting their professionalism, efficiency,... See more

Claim

Users describe negative interactions with claim, with many reviewers reporting significant difficulties and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Friendly,helpful service and very reasonable price. Never claimed so couldn't give top rating as not experienced what claims would be like but overall happy with company.

Rated 4 out of 5 stars

Third time I’ve taken out their cover and luckily didn’t have to use it! They consistently come out near the top for value and cover. Great price for someone who has pre-existing medical conditions to... See more

Rated 5 out of 5 stars

Very simple to organise travel Insurance via a telephone call. Matt the member of staff that assisted me was excellent. He was professional and courteous and was able to explain the whole process to m... See more

Rated 5 out of 5 stars

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management inter... See more


Company details

  1. Money & Insurance

Information provided by various external sources

Southdowns Insurance services Ltd is a General Insurance Intermediary located in West Sussex. We are licensed and regulated by the Financial Conduct Authority. Our authorisation allows us to arrange and assist in the administration of non-investment insurance contracts. You can check our entry on the FCA website at www.fca.org.uk. We currently provide sales and service support for an International General Insurance Intermediary but also offer our own products underwritten by within the AXA group. Our sales and service agents are experienced, knowledgeable and efficient, dedicating equal time and attention to service and query calls as they do to quotations and sales opportunities. We aim to provide a service that we can be proud of and one that we would wish to receive if calling or e-mailing into the office ourselves.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Asks customers to review

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Replied to 96% of negative reviews

Typically replies within 2 weeks

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4.4

All reviews

(5,599)

265 reviews in the last 12 months

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Rated 5 out of 5 stars

Personalised and professional

The customer service was excellent, Bethany was very helpful, pleasant and understanding of my needs , would highly recommend and will definitely be returning for future requirements in holiday insurance

February 24, 2026
Rated 5 out of 5 stars

Purchased from them twiceGood

Purchased from them twice, once directly and once through money supermarket or some such. Haven't had to claim but seems good to me, and I believe they also have the option to have certain extra things covered (such as 'extreme sports') and adding this was made easy and clear.

February 6, 2026
Rated 1 out of 5 stars

they got a very clever solicitor who did their terms and conditions

I wanted to write a long review but I will make it very short Imy sister lost her glasses. we called to see what we get covered and to buy new one, on the spot but the guy speaking on the other line explain me a part of their terms that says, (something like) if you lose an item that you lost sight of then they don't cover. it's a bit hard to explain exactly what they wrote But in short They will never cover you for any lost property Because they have very clever terms that if you lost sight of the item Then they don't cover

How could you lose an item without losing sight of it??????

February 18, 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you feel that your claim has been assessed or declined incorrectly, please consider discussing your situation with the claims team.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 3 out of 5 stars

Slow, Impersonal and Inadequate Claims Service- Don't Plan to Renew

Great coverage and price. However claims are handled by a third party. As a result the claims experience is slow, impersonal, and has you dealing with systems that aren't really catered to Southdowns insurance claims. For example, my first claim was closed automatically because the agent mistyped my policy number, and there was no way to reopen it other than me manually creating a whole new claim and going through the trouble of re-entering all the information and documents, and then having to wait weeks for them to even look at it.

As a result most of my claim had to be handled by back and forths over email. With some of my queries being ghosted and having to be repeated.

The only saving grace is that my claim amount was small, otherwise I would be furious. In total, it took over 2 months just to resolve a £150 claim, I can't imagine if it was for thousands of pounds how most people would manage, let alone have the patience to deal with such poor service. Safe to say I'm not planning to renew.

October 4, 2025
Rated 1 out of 5 stars

Ridiculous time wasting to pay a very small claim travel insurance

I bought travel insurance for a recent holiday as it seemed reasonable and straightforward. I have medical conditions and declared them all. On holiday I had a minor accident to a finger, totally unrelated to any of my medical conditions, and had to see an urgent care centra, get an xray and get a couple of medications. That's it. (I jammed my finger in a car door by mistake) I came back before last xmas. I provided a very comprehensive set of documents, receipts for everything, medical reports etc. it consisted of 8 files in total. Each time they ask for some petty little point, which it is impossible to receive. I rang up and even the person in customer service said it was unusual to request so much information. This is through AXA, but I am totally disgusted by the ridiculous questions on such a small claim. I will never buy insurance from southdowns again.

December 28, 2025
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 5 out of 5 stars

International travel cover

It is now three years that I have been insured with them. I only ever had to put one claim through and have to say it was not handled well to start with. However, customer service and management intervened and turned things around showing understanding and a willingness to make things better. I am happy to know they can be trusted to recognise a shortfall and fix it.

January 31, 2026
Rated 2 out of 5 stars

No hope if you need to claim

Looking over some of the good reviews, these seem to be written from people who haven’t made a claim. The process was easy to buy the insurance, I’ve phoned them a couple of times and got through straight away. However, I want to make a claim. And this is where it starts going down hill. You are sent through to an AXA portal. I have entered my details and they cannot verify them. So I phoned AXA, all details correct. They are not sure why I cannot access the AXA portal. So I phoned Southdowns and they confirmed all details are correct. While I was on the phone I asked them where is the AXA call centre based. Mexico!!! There’s the problem, the line is not great, hard to understand. I had to phone them back in the hope to get someone else because I couldn't tell what he was saying. My annual insurance is due and I’m not renewing it. I have no hope for my claim after reading over reviews. I will take out my next insurance where there claims call centre is in the UK

February 2, 2026
Unprompted review
Southdownsinsurance logo

Reply from Southdownsinsurance

Dear Customer,

We are very sorry to learn of your experience and appreciate the time you have taken to provide your feedback.

Your feedback is very valuable to both Southdowns and AXA Partners and will be used to help improve our service and product to ensure we can continue to meet the high standard we strive to deliver.

If you have not registered a complaint and would like to discuss your concerns in further detail, please do use the below contact methods in order to speak with the relevant Complaints Team.
Email: claimcomplaints@axa-travel-insurance.com

Phone: 01737 815227

Once again, we thank you for sharing your feedback.

Kind Regards Southdowns/AXA Partners

Rated 5 out of 5 stars

Great customer service

Great customer service, Southdown are very reasonable with there prices, im happy with them, they helped me when I had to claim whilst I was abroad, helped me step by step. I recommend southdown and I will continue being a customer. Thanx again southdown.

January 19, 2026

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