You are amazing! You helped ease my financial worries exactly when I needed support the most. The process was quick, and I received the loan much faster than expected. I truly appreciate the patience,... See more
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Review summary
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Spring Financial is a great option if you're dealing with financial challenges, even if your credit score isn’t perfect. They focus on helping you find the best possible approval options and treat yo... See more
Company replied
From the start they were helpful, answered all my questions, patient and understanding. Able to help me out with what was needed and explained everything without confusion, will work with them in the... See more
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Company details
- #9 of 21 best companies in Non-Bank Financial Service
- #14 of 19 best companies in Financial Consultant
- #9 of 15 best companies in Financial Institution
- #9 of 17 best companies in Loan Agency
- #2 of 2 best companies in Mortgage Lender
About Spring Financial
Written by the company
Spring Financial brings a new season of fair financial growth to all Canadians.
With millions of Canadians locked out of the financial system and stuck in a payday cycle of high-interest debt without any opportunity to improve their situation, Spring Financial has democratized access to better credit with smart-and-simple money solutions. All of our financial services and products are available online from anywhere, so you can get the financing you need in a few clicks.
Launched in 2014, Spring has helped over one million applicants and is the only provider in Canada that lets anyone build credit and save money with guaranteed success!
The Foundation, our signature savings and credit-building product, puts your financial progress on autopilot. We believe that all Canadians should have better opportunities to attain good credit and access fair financial products. That’s why we approve 100% of applicants for The Foundation, regardless of credit history, current debts, or income. With The Foundation, not only do we help you build credit, we help you automatically save money.
After twelve months of timely payments with The Foundation, any customer is guaranteed to get approved for our Evergreen Loan, which is an up-front cash loan at 18.99% annual interest.
Our convenient online platform makes getting a personal loan simple and straightforward, whether you want to make a specific purchase or consolidate your existing debt. Our application process includes fast approvals, tailored products to suit your specific financial needs, and loan amounts deposited to your bank account in as little as 24 hours.
Spring also works with many happy homeowners by making it easy to refinance, renew, or consolidate debt — all 100% online and from the comfort of your own home!
Contact info
505-555 Burrard Street, V7X 1M8, Vancouver, Canada
- contact@springfinancial.ca
- springfinancial.ca
4.6
Excellent
21K reviews
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Excellent customer service
Excellent customer service. I feel like I am getting on the right track.
May 11, 2026
Reply from Spring Financial
Thank you so much for your support!
Great assist from the team
May 10, 2026
Reply from Spring Financial
Thanks for sharing your experience — we’re thrilled you’re happy!
Reply from Spring Financial
So glad you had a great experience — thank you!
Went out of their way to assist me…
Went out of their way to assist me during a difficult time.
May 8, 2026
Reply from Spring Financial
Thanks for choosing us and leaving such a positive review!
**Title:** Great service and very fast approval
**Review:**
I recently spoke with an advisor from Spring Financial and I was very happy with the service. The advisor was very easy to talk to, explained everything clearly, and was very nice and respectful. The customer service team was also helpful, and my application was approved quickly. Overall I felt the process was smooth and I would recommend Spring Financial to others.
May 8, 2026
Reply from Spring Financial
Thanks for sharing your experience — we’re thrilled you’re happy!
It was so fast and easy
It was so fast and easy. Daniel, Dylan and Christian were exceptionally informative and helpful.
May 8, 2026
Reply from Spring Financial
Awesome to hear — thanks for the 5 stars!
Reply from Spring Financial
We appreciate your trust in us. Thank you!
Reply from Spring Financial
Awesome to hear — thanks for the 5 stars!
Reply from Spring Financial
We appreciate your feedback and are glad it was efficient.
It was fast
It was fast. Easy to process. While they tried to upset more. Did not push once a number was identified.
May 5, 2026
Reply from Spring Financial
We appreciate your feedback and are glad the process was fast and easy. We'll review how options are presented to ensure a better experience.
Did as requested and fairly transparent.
May 6, 2026
Reply from Spring Financial
We are happy to know that we fulfilled your request and provided clarity. Thank you for your feedback.
Reply from Spring Financial
We're glad you had a good experience. We'll look into any confusion and work to improve clarity for everyone.
Reply from Spring Financial
We're so glad our help was beneficial! Thanks for your feedback; it means a lot to us and our team.
Reply from Spring Financial
We're glad you found the loan information helpful and comprehensive. Thank you for your positive feedback; we appreciate it.
No respect for my time representatives…
No respect for my time representatives seemed to not care about how long they kept me on the phone for always trying to get me to stay on to talk to more people. Even after i spent 45 minutes signing documents listening to agreements the rep wanted to transfer for me to ANOTHER person at the end of the call, excuse me I have a job too.
May 6, 2026
Reply from Spring Financial
Hi Aladdin. Thanks for speaking with us on May 7 . We appreciate the feedback and glad we were able to discuss the matter above. If you have any further concerns, please feel free to start a chat with us on our website at www.springfinancial.ca
Real Options, Real Support—No Matter Your Credit Score
Spring Financial is a great option if you're dealing with financial challenges, even if your credit score isn’t perfect. They focus on helping you find the best possible approval options and treat you with respect throughout the process. Unlike some companies that may deny you immediately based on your credit, Spring Financial takes a more understanding approach. Their service is not only fast and friendly, but also reliable and trustworthy.
May 4, 2026
Reply from Spring Financial
We're happy to hear that our team was able to provide you with a fast, friendly, and reliable experience. We appreciate you highlighting our understanding approach to financial challenges. Thank you for your positive feedback!
They are excellent for helping…
They are excellent for helping customers with options when you have not been able to get money, they lead you to other suggestions for helping me.
May 6, 2026
Reply from Spring Financial
We're happy to hear that our team provided helpful suggestions when you encountered financial challenges. Thank you for sharing your positive experience with us.
Reply from Spring Financial
We appreciate you taking the time to share your positive experience with our service; we are so glad you enjoyed it!
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