Absolutely brilliant app! I've been using it since December & only wish I'd known about it sooner. I use it for everyday purchases where you literally get free money towards paying off your mortgage.... See more
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I'm loving Sprive! I've paid off £400+ on my mortgage in the first 4 months - not only because of the shopping percentage, but also because it has hugely motivated me to pay off little bits whenever... See more
Company replied
Love this app! OK, it's small amounts at a time for me, but it all adds up. Better being paid off my mortgage, than doing nothing. Also, large range of participating retailers and travel companies.
Company replied
Absolutely loving sprive - I’ve never used cash back and this really appealed to me because it was paying off my mortgage. It’s so simple to use and it’s making such a difference without changing my s... See more
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Company details
Written by the company
Sprive is the free app that helps UK homeowners become mortgage-free faster and save thousands in interest. By doing your everyday shopping through the app, you earn money within minutes to pay towards your mortgage in one tap. There are over 95+ brands available such as ASDA, Tesco, Sainsbury’s, M&S, Costa Coffee, ASOS, IKEA and many more. You can choose to turbocharge your savings by using the AI enabled auto-saving feature. The app will automatically set aside spare cash within your set saving limits,so you can pay your lender in one tap, and track your progress toward mortgage freedom
Contact info
78 Cannon Street, EC4n 6AF, London, United Kingdom
- hello@sprive.com
- sprive.com
4.6
Excellent
1K reviews
Replied to 98% of negative reviews
Typically replies within 1 week
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Very easy to use
April 19, 2026
Unprompted review
Reply from sprive.com
Hi Lisa,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
What a brilliant idea - free money!
What a brilliant idea! I’m loving paying off the mortgage with everyday purchases and spending the same amount as usual. Free money!!
April 19, 2026
Unprompted review
Reply from sprive.com
Hi Alison,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
Absolutely amazing ..
Absolutely amazing ... if you can make the gift card purchase quicker and also make the auto payment not take three days that would be amazing
April 19, 2026
Unprompted review
Reply from sprive.com
Hi Becky,
Thanks for taking the time to leave feedback and for your great suggestion! We’ve shared this with our product team.
We’re always looking for ways to improve, so if there’s anything else we can do better, feel free to drop us a line at hello@sprive.com.
Best,
Team Sprive
0.60 pound save on 20 pound gift card
0.60 pound save on 20 pound gift card. Realistically You loose more then You gain. Misleading information says that You will save 6-22 % then You get 3 % really. You spend time and on top of that You actually spend more money because of t'n'c s of the gift cards. Pointless app.
April 19, 2026
Unprompted review
Reply from sprive.com
Hi there,
Thanks for your feedback. We appreciate you sharing this.
Just to clarify, “supercharged rewards” combine the reward you earn on each purchase with the mortgage interest savings from applying it to your mortgage, giving you a more complete view of your total benefit. The percentage shown is personalised based on your mortgage.
If you prefer, you can toggle this off at any time to see just the baseline reward.
If you ever run into any questions or need help with anything at all, don’t hesitate to contact us at hello@sprive.com - we’re here to help!
Best,
Team Sprive
Easy to use - great rewards!
Been using the app just over a month now and managed to pay around £100 extra off my mortgage. Easy to use and great rewards. Would like to see more lenders on the list, seeing family unable to use the app due to some lenders not eligible.
April 19, 2026
Unprompted review
Reply from sprive.com
Hi John,
Thanks for taking the time to leave feedback and for your great suggestion! We’ve shared this with our product team.
We’re always looking for ways to improve, so if there’s anything else we can do better, feel free to drop us a line at hello@sprive.com.
Best,
Team Sprive
Great idea to start shaving a few quid…
Great idea to start shaving a few quid off your mortgage. Once you’ve got the hang of it’s quite easy to use. Lots of types of retailers on the app. For big purchases like Airbnb or even jet2holidays you can save a decent amount.
April 19, 2026
Unprompted review
Reply from sprive.com
Hi Nathan,
Thanks for your review! We're glad you're enjoying the app. If you ever run into any questions or need help with anything at all, don’t hesitate to contact us at hello@sprive.com - we’re here to help!
Best,
Team Sprive
So far so good - Y8RENN5B
So far so good. I’ve used cashback websites before and they tend to be hard work. But the Sprive app is simple and straightforward. Vouchers can be bought in about a minute at the till or can be bought in advance. It
Also has a good referral system with a guarantee cashback reward and boosts the cashback on purchases.
April 19, 2026
Unprompted review
Reply from sprive.com
Hi Andreas,
We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.
Best,
Team Sprive
I absolutely love using Sprive!
I absolutely love using Sprive, have been using it since December and just wish I’d started sooner!
Theres a really good variety of shops, unlike some of the other cashback apps which is really appealing, and I love the referral bonuses too 🙌🏼
April 18, 2026
Unprompted review
Reply from sprive.com
Hi Becky,
We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.
Best,
Team Sprive
Genuine cashback put to good use
Came across this company by accident, signed up and immediately started paying towards my mortgage. The app is easy to use and when I started a few months ago, there were plenty of retailers to gain cashback with. My biggest disappointment though is the removal of Amazon. There are still plenty of retailers though, and lots for supermarket shopping, which i do make good use of.
I tend to download vouchers before heading to the shop, so haven't really experienced delays at the till.
Most retailers I use get immediate cashback, but some are delayed for at least a month to actually make the payment.
It's good to see my cashback clearly on my mortgage account.
April 18, 2026
Unprompted review
Reply from sprive.com
Hi Ruthless,
Thanks for your honest feedback. We’re always working to improve and have passed your comments to our product team for review.
Amazon is currently unavailable. We’re in touch with the brand, however there’s no confirmed timeline for when it will be restored.
Additionally, certain transactions can take up to 10 working days to appear as ‘Pending’ in your account. Once tracked, the retailer then needs to confirm the purchase before the reward is approved, which can take up to 110 days from the date of purchase.
We understand that this is a long timeframe, and while these timelines are set by the retailer, we’ll absolutely pass your feedback on to them.
In case of any issues, please feel free to reach out to us at hello@sprive.com and we'll be happy to assist you.
Best,
Team Sprive
It's magic!
I'm loving Sprive! I've paid off £400+ on my mortgage in the first 4 months - not only because of the shopping percentage, but also because it has hugely motivated me to pay off little bits whenever I have a spare tenner, and Sprive makes it easy to do that too. Instead of saying "I must pay extra on my mortgage" I am not actually doing it.
No idea how it works for them but it's a real boon for us!
April 16, 2026
Unprompted review
Reply from sprive.com
Hi Darryn,
We’re so happy to hear Sprive is helping you make great progress on your mortgage!
If there’s anything more we can do to support your journey, don’t hesitate to let us know by reaching out to us at hello@sprive.com.
Best,
Team Sprive
Have paid off £60 in 6 months and…
Have paid off £60 in 6 months and discovering I can use Speive in so many retailers online and store. Am sure to pay off at least £250 minimum over the year - brilliant App!
April 17, 2026
Unprompted review
Reply from sprive.com
Hi Jacqueline,
We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.
Best,
Team Sprive
Working great so far
Working great so far. Would definitely recommend to anyone on the fence.
April 17, 2026
Unprompted review
Reply from sprive.com
Hi Laura,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
Great money saving app if you have a mortgage
Really easy to use and get cash back to pay off your mortgage earlier
April 17, 2026
Unprompted review
Reply from sprive.com
Hi there,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
Really easy to use and I am saving…
Really easy to use and I am saving money on the biggest outgoings I will ever have, my mortgage. No brainer for me!
April 17, 2026
Unprompted review
Reply from sprive.com
Hi Adam,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
Brilliant idea
Brilliant idea. Use it for everyday shopping and have also set up an auto save to pay extra on our mortgage each month. Please get Aldi on board as that’s where I do my supermarket shop!
April 17, 2026
Unprompted review
Reply from sprive.com
Hi Karen,
We are pleased to hear that you're enjoying using the app.We’ve shared this with our product team.
We’re always looking for ways to improve, so if there’s anything else we can do better, feel free to drop us a line at hello@sprive.com
Best,
Team Sprive
Any mortgage overpayment is good
The fact that I can see its works, I buy stuff via sprive or vouchers from sprive and then bank money to take off my mortgage, I see the money come off the balance. I use it for my grocery shopping and although its around £15 a month off my mortgage balance, its still a form of overpayment. Ive shared my code with friends and nobody's doing it. I think its brilliant.
You just have to be willing to be organised and make sure to get a voucher through sprive before making purchases.
April 15, 2026
Unprompted review
Reply from sprive.com
Hi Naomi,
We’re really glad to hear you're finding the app helpful and easy to use. Your support means a lot to us! If there’s anything else we can do for you, just reach out at hello@sprive.com.
Best,
Team Sprive
The app is easy to set up and use
The app is easy to set up and use. I have made monthly overpayments on my mortgage since using the app from Jan, having never made a single overpayment before this. The
April 15, 2026
Unprompted review
Reply from sprive.com
Hi Nikki,
Hi Nikki,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
Poor communication. Ive lost money.
Just poor communication. I spent £65 on a gift card in store to use as they normally appear straight away. The gift card wouldnt load. I waited about 20 mins before I eventually just had to leave the store empty handed and £65 down.
There is no way to ring them, only email but they take about 24 hours to reply. I sent an email explaining what happened they replied a day later saying the relevent team is looking into it. This was over 48 hours ago now. The gift card still isn't loading and they still have my £65.
April 13, 2026
Unprompted review
Reply from sprive.com
Hi there,
We apologise for the inconvenience caused. At the time, there was a wider issue affecting the brand’s systems, which impacted voucher loading.
If you’re still facing any issues, please feel free to reach out to us at hello@sprive.com and we’ll be happy to assist further.
Best,
Team Sprive
I am obsessed with using this app
I am obsessed with using this app! It's such a fantastic idea. Couldn't recommend it more highly. I'm on track to save £10k in interest!
April 15, 2026
Unprompted review
Reply from sprive.com
Hi Victoria,
Thanks so much for the kind words! We're thrilled you're enjoying the app. If you ever have suggestions or ideas on how we can improve your experience, feel free to drop us a message at hello@sprive.com.
Best,
Team Sprive
Love this app
Love this app! OK, it's small amounts at a time for me, but it all adds up. Better being paid off my mortgage, than doing nothing. Also, large range of participating retailers and travel companies.
April 14, 2026
Unprompted review
Reply from sprive.com
Hi Susan,
We are pleased to hear that you're enjoying using the app. If you have any suggestions for us to improve or need any assistance, simply contact us at hello@sprive.com.
Best,
Team Sprive
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