StellarFi Reviews 176

TrustScore 3.5 out of 5

3.7

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Rated 1 out of 5 stars

I was issued a credit card which I never used with this fraudelent company and now you are reporting me as delinquent. Unbelieveable.

Rated 5 out of 5 stars

I honestly can’t believe how quickly my score has gone up from using StellarFi. I went from 640 to 745 and my high credit limit goes up every time I pay a bill. It’s so nice to be able to build credit... See more

Rated 5 out of 5 stars

Stellarfi has been a significant asset for me along my credit journey. It's not only the credit boost for my credit score it's the extras Stellarfi offers. Stellarfi has great educational resources th... See more

Rated 5 out of 5 stars

I've been using Stellar to help get my credit back into shape for close to a year now.. and let me tell you, I couldn't believe my eyes when I saw my credit increase so significantly (+112!!!!) from p... See more

Company details

  1. Financial Institution
  2. Credit Reporting Agency
  3. Non-Bank Financial Service

About StellarFi

Written by the company

StellarFi is the first and only credit builder that reports all bill payments as credit directly to the three major credit bureaus: Experian® and Equifax®. As a public benefit corporation, StellarFi sets out to close the wealth gap by making credit universally accessible.

Contact info

3.7

Average

TrustScore 3.5 out of 5

176 reviews

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No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

The results of this service have me…

The results of this service have me ecstatic. My credit score has increased to heights I've never had before because to their expertise and dedication. I wholeheartedly endorse using their services to anyone attempting to improve their services to anyone in timely and efficient manner.

April 2, 2024
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Reply from StellarFi

Awesome news about your credit score increase! Thanks for the shoutout. We're commented to delivering quick and smooth process for all our members.

Rated 5 out of 5 stars

Top notch builder

Stellarfi is a great way to build your credit for the long run. I'm currently in my rebuilding stage and having this tradeline on my credit does wonders for me. I have to pay bills anyway, so why not use this and get rewarded?

April 12, 2024
Unprompted review
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Reply from StellarFi

Thank you for sharing your experience! We're thrilled to hear that StellarFi is helping you rebuild your credit!

Rated 5 out of 5 stars

Great app thanks team stellar keep up…

Great app thanks team stellar keep up the great work 👍🏻👍🏻

April 10, 2024
Unprompted review
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Reply from StellarFi

Thank you for your glowing review!

We're thrilled to hear that you're enjoying our app and finding it useful. Your feedback motivates us to keep improving and delivering a top-notch experience!

Rated 5 out of 5 stars

My credit score went up a lot in a…

My credit score went up a lot in a matter of months! With their fast credit development program, I was able to achieve a higher credit score than I ever would have thought possible.

March 16, 2024
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Reply from StellarFi

Great to hear your credit score skyrocketed! We appreciate your feedback!

Rated 5 out of 5 stars

Stellarfi is peace of mind

Stellarfi is easy to sign up for , easy to use . And it's does what it advertises . Link your bills and they pay it a days before the due date (Never a late payment ) . Then a few days later they withdraw from your bank account to cover it . I recommend it if you're looking to help your credit score or if you want to have peace of mind. Making sure your bills are paid on time .Every time .

March 21, 2024
Unprompted review
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Reply from StellarFi


Thank you for your feedback!

We're delighted that StellarFi has made bill payments hassle-free for you while helping to boost your credit score. Your recommendation is greatly appreciated.

Rated 5 out of 5 stars

Fantastic and Reliable Credit Builder

Fantastic tool, helped me improve my credit and get to the next level - I got a quote for new home insurance recently and saved $800, I think hitting a new milestone with my credit score helped. The bill pay is really easy to use and I love that every time I pay my phone, internet, netflix bill its improving my credit score.

March 15, 2024
Unprompted review
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Reply from StellarFi

We're thrilled to have played a part in helping you reach new milestones with your credit score. Saving $800 on home insurance is no small feat, and we're delighted that our bill pay feature is not only easy to use but also contributing to your credit improvement.

Thank you for sharing your success story with us!

Rated 5 out of 5 stars

I love StellarFi! Best credit score builder out there

I love StellarFi! The product is so simple to use. I linked a bunch my bills to the StellarFi card and now it's actually helping me improve my credit score. Plus I like being able to see all of my bills in one place.

March 18, 2024
Unprompted review
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Reply from StellarFi

Thank you for your kind words! We're thrilled to hear that StellarFi has been simplifying your bill management and contributing to the enhancement of your credit score.

If you ever need assistance or have any questions, feel free to reach out to our Member Success team at support@stellarfi.com

Rated 5 out of 5 stars

Good so far

Awesome app.

March 18, 2024
Unprompted review
StellarFi logo

Reply from StellarFi

Thank you! We're delighted to hear that you're enjoying our app.

Rated 5 out of 5 stars

I was able to continuously raise my…

I was able to continuously raise my credit score by paying my payments on time. It is quite admirable how committed they are to assisting their clients in achieving financial success.

March 4, 2024
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Reply from StellarFi

Thank you for sharing your experience!

We're committed to assisting our clients in achieving financial goals.

Rated 5 out of 5 stars

Gaining points & rewards through StellarFi ...

Im learning how to gain points to my credit that I didn't know I could, now I have a purpose to want to see my credit score all the time and I sometimes just bring it up in conversations to my friends and family members whenever I get the chance. ...it's a major deal now especially with the StellarFi Card....

March 16, 2024
Unprompted review
Rated 5 out of 5 stars

They helped me reach my financial goals…

They helped me reach my financial goals faster than I ever thought possible! Their credit building program is excellent and their customer service is unparalleled. I highly recommend them to anyone looking to improve their credit score.

February 26, 2024
Rated 2 out of 5 stars

To report to Trans Union

They do not report to Trans Union

August 14, 2023
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Reply from StellarFi

Hi Diego,

Thank you for your feedback.

Currently, StellarFi accounts are not reporting to TransUnion. However, we are actively working with the TransUnion team to restore our partnership and are confident that we will be able to resume reporting soon. Once we are able to report again, our members will be the first to be informed.

Please note that we're still reporting to Equifax and Experian on a monthly basis.

Should you have any further questions or concerns, please don't hesitate to contact us at support@stellarfi.com.

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