I was issued a credit card which I never used with this fraudelent company and now you are reporting me as delinquent. Unbelieveable.
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See what reviewers are saying
I honestly can’t believe how quickly my score has gone up from using StellarFi. I went from 640 to 745 and my high credit limit goes up every time I pay a bill. It’s so nice to be able to build credit... See more
Stellarfi has been a significant asset for me along my credit journey. It's not only the credit boost for my credit score it's the extras Stellarfi offers. Stellarfi has great educational resources th... See more
I've been using Stellar to help get my credit back into shape for close to a year now.. and let me tell you, I couldn't believe my eyes when I saw my credit increase so significantly (+112!!!!) from p... See more
Company details
About StellarFi
Written by the company
StellarFi is the first and only credit builder that reports all bill payments as credit directly to the three major credit bureaus: Experian® and Equifax®. As a public benefit corporation, StellarFi sets out to close the wealth gap by making credit universally accessible.
Contact info
1700 S Lamar #338, 78704, Austin, United States
- support@stellarfi.com
- stellarfi.com
3.7
Average
176 reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Hasn’t replied to negative reviews
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I love everything about it
I love everything about it, I have no complaints & have found no cons!
August 21, 2023
T was very useful
August 21, 2023
Very likely item
August 21, 2023
A+ Highly Recommended Service
A+ Highly Recommended Service
StellarFi is helping to boost my credit score. Their customer service reps are extremely knowledgeable and helpful.
August 21, 2023
I cannot recommend StellarFi highly…
I cannot recommend StellarFi highly enough for a reliable and great way to rebuild your credit!
August 21, 2023
Stella is the best ever, I mean the BEST
This is one of the best option I have seen to boost your credit score, yes with all 3. Actually I'm going to say this is the best one yet.
August 21, 2023
This stupid thing stopped paying my…
This stupid thing stopped paying my bills automatically and I was late on my gas bill..
August 1, 2023
Reply from StellarFi
Hi Dennis,
We value your feedback and we're sorry to learn that you’re encountering problems with your automatic bill payments. At StellarFi, your connected bill(s) will be paid automatically as long as autopay is activated with your biller and there are sufficient funds in your checking account on the day your bill is due.
To ensure the activation of autopay for your Gas bill, simply access their website and verify that you have turned on the autopay feature. If you need further help with this process, feel free to reach out to us at support@stellarfi.com.
I would tell all my friends and…
I would tell all my friends and family's to sign up at stellarfi.
August 21, 2023
The versatility of the card is excellent
July 1, 2023
The unicorn card is the only credit builder worthy of 5 stars
Worthy of my 5 star review for making the transition of eliminating my secured credit cards and their fees extremely easy. The credit building game has an overload of information offered by a lot of different companies out there. All of them claiming to be the best. I concluded after countless hours of research and hundreds of dollars in subscription fees that only one credit builder company that truly does it all on one site. That company is StellarFi with the unicorn card. I couldn’t be any happier.
August 21, 2023
It had me put in ALL of my personal…
It had me put in ALL of my personal information and THEN said I had to pay a subscription to continue. Misleading and annoying. And all the other reviews were written on basically the same day so they're probably all fake.
August 21, 2023
Unprompted review
Reply from StellarFi
Hi Chainey,
Thanks for writing in and we appreciate your feedback!
StellarFi request for our member’s information to ensure our member’s identity. This is extremely important because we want to report positive credit history to the credit report of the person tied to the account.
As you’re currently in the midst of our onboarding process, you have the option to opt for our “Prime” plan. This selection grants you a free 30-day trial period. Following this trial, your subsequent billing cycle will commence one month later. If you require additional assistance in finalizing your application, please don’t hesitate to contact us at support@stellarfi.com.
Very misleading
Very misleading. This company is quick to advertise.. watch your credit score Increase tremendously within 30 days by simply allowing this company to pay your bill. The more bills you add, the better your score increase. Not only did I add bills consistently, I stayed with this company almost a year paying for services and in result my credit score literally stayed the same or got worst. After months of waiting to see the score Increase, I finally reached out to the company inquiring why? There excuse after the fact is this.. other factors determine if your score increases that they don’t have control of. My response was.. but that isn’t what is stated or advertised. Your company doesn’t not say or state in the intro.. that other factors etc.. will determine if your score increase. Your company clear states.. and you continue to advertise all of social media etc.. that ALL is require from members is to simply add your bills, allow your company to pay your bills, and watch your credit score increase! You never meantion or state any others factor determine that. I have paid monthly almost now for an entire year to see no results! A waist of my money, with absolutely no results
January 21, 2023
Reply from StellarFi
Hi Harry,
Thank you for sharing your experience with us.
When the average StellarFi member pays their recurring bills through our platform, that positive payment history will likely increase your credit score. Results may vary depending on activity happening with other accounts outside of StellarFi.
Some examples of those outside factors may include:
Used credit vs. your available credit
Payment history of bills not paid through StellarFi
New activity (new accounts or closed accounts outside of StellarFi)
If you haven't had new activity hit your credit report other than joining StellarFi and have made on-time payments with all of your accounts (including StellarFi!) and are still seeing a discrepancy - we'd love the opportunity to look into this further. Please reach out to our team so that we can help. Support@stellarfi.com.
Thank you!
Easy to navigate in adding and deleting…
Easy to navigate in adding and deleting accounts. Support help chat is available when needed.
August 16, 2023
StellarFi is amazing
StellarFi is amazing! Super easy to use and has helped improved my credit
August 16, 2023
StellarFi is great!
StellarFi is great! The whole process has been very easy and the communication is top notch! Highly recommend this service.
August 1, 2023
Excellent no frills credit reporting
Excellent no frills credit reporting. Additionally assists with keeping information safe.
August 15, 2023
The app is easy to use and they…
The app is easy to use and they actually report on your credit report. I would recommend this service to anyone.
August 14, 2023
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