Sunny Reviews 7,443

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, highlighting the ease and speed of the application process. Many people received funds in their accounts within minutes of applying, often citing the straightforward nature of the questions and clear instructions. The service is frequently described as fast, efficient, and helpful, with consumers appreciating the quick access to needed funds and reasonable repayment options. However, some customers encountered difficulties with the verification process, specifically mentioning issues with card verification. A few other people also felt that the process wasn't entirely easy to follow, particularly for those with dyslexia, and some expressed a desire for more feedback during their experience.

What people talk about most

User experience

Customers had positive experiences with the user experience. Reviewers consistently found the application... See more

Service

Consumers find the service to be positive, highlighting its speed and efficiency. Many reviewers praise the... See more

Payment

People report positive experiences with payment. Customers praise the very easy application process and the... See more

Based on these reviews

Rated 5 out of 5 stars

First time using this service and cannot tell you how easy it was. I have started applications before and given up after being passed from company to company and repeating the same things over and ov... See more

Company replied

Rated 5 out of 5 stars

Absolutely amazing company found me a loan straight away. I was accepted for the loan within minutes. The money was within my bank account within minutes of applying. I highly recommend using sunny. W... See more

Company replied

Rated 5 out of 5 stars

I had a great experience with Sunny. The application process was fast and easy, and the money was in my account within minutes. Everything was clear, and there were no hidden fees. I would definitely... See more

Company replied

Rated 5 out of 5 stars

Thank you so much. No one would lend to me as my credit rating was low despite being able to afford repayments. I just had an emergency repair to deal with and needed a sub quickly. Thanks to sunny I... See more

Company replied

Rated 5 out of 5 stars

Very fast service, easy form to fill out and the money was into my account within minutes, from form fill to money in account took around 20-30mins

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Rated 5 out of 5 stars

This service was easy to navigate, fast with the process and fair with the payments while also giving me peace of mind if my situation changes that they will support me.

Company replied

Rated 5 out of 5 stars

Amazing service! I needed some emergency money I dint expect to get it with in seconds with my bad credit! I got accepted and fund was in my account with in minutes thank you.

Company replied

Rated 5 out of 5 stars

Straight forward in the amount of questions. Clear instructions and easily readable. Quick and simple to use, why use anyone else!

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Rated 5 out of 5 stars

Just so simple to sign up excepted straight away and money was in account all within the space of 10 mins

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Rated 5 out of 5 stars

What a straightforward process! No messing around. Job done in minutes and just a few minutes into your bank account ✔️ 💯

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Rated 5 out of 5 stars

I went on the website asked for X amount of money. Sunny then added more fave me a breakdown I was happy with an instantly transferred my money

Company replied

Rated 5 out of 5 stars

Application very simple and money was deposited in a couple of hours. Really good experience!

Rated 5 out of 5 stars

Very quick and easy, and the response was instant aswell would definetely recommend using these

Company replied

Rated 5 out of 5 stars

It was simple easy and fast and it was easy to understand. Will definitely use again in the future.

Rated 5 out of 5 stars

Amazing easy way to find a loan that suited me and really quick doing it. Would highly recommend

Company replied

Rated 5 out of 5 stars

Sunny was the first lender that sprung to mind when I got an unexpected repair needed for my car, applying was quick, painless and straightforward with everything clearly explained, I highly recommend... See more

Company replied

Rated 1 out of 5 stars

Made an application was re directed to credit engine just went off page, as that is a subscription service. If anybody experience anything similar just remember to just leave the page as you will be... See more

Company replied

Rated 5 out of 5 stars

Sunny was great, really easy and simple to use. They explain everything in depth, they also found me the best deal promptly. Highly recommend.

Company replied

Rated 1 out of 5 stars

They found me a loan based on my details and circumstances....with a 300% APR. Yes 300%, ie, worse rates than a mobster would offer you, but I wanted to do it anyway. I applied and got a call the next... See more

Company replied

Rated 3 out of 5 stars

Process through the web site was easy, but to get verification for card was impossible

Company replied

Rated 5 out of 5 stars

Very helpful an easy process so makes things a lot simpler.

Company replied

Rated 4 out of 5 stars

Good but wasnt completely easily to follow for someone whose dyslexic

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Rated 5 out of 5 stars

You made the experience very well for me, and I hope we stick to the guidelines

Company replied

Rated 5 out of 5 stars

really easy and quick to use would definitely recomend

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Rated 5 out of 5 stars

It was so easy to apply and the processing was very fast...had the funds in 15 minutes..amazing

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Rated 5 out of 5 stars

A very smooth experience, easy to understand when reading the agreement.

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Rated 5 out of 5 stars

Simple and easy to use, helped me out when I needed it most and nowhere else could help. Can't thank them enough.

Company replied

Rated 5 out of 5 stars

Sunny for me are a top tier broker. They found the exact loan and time period I wanted in seconds. 5/5

Company replied

Rated 5 out of 5 stars

Made decision very quickly and money was in account in 10 minutes.

Company replied

Rated 5 out of 5 stars

Very straightforward and simple process

Company replied


Company details

  1. Loan Agency
  2. Non-Bank Financial Service

Written by the company

Sunny provides a more flexible and transparent alternative to payday loans. Apply for a loan at Sunny, and once approved, receive cash within 15 minutes.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

5-star
4-star
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2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Easy to use

Easy to use, minimal hassle.

February 8, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Quick

Quick and easy to apply

February 3, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Sunny was great

Sunny was great, really easy and simple to use. They explain everything in depth, they also found me the best deal promptly. Highly recommend.

February 3, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Excellent service

First time using this service and cannot tell you how easy it was. I have started applications before and given up after being passed from company to company and repeating the same things over and over.
With Sunny, I completed the application in less than 2 minutes, Iwas accepted and had the money in my bank in 5 minutes. Super fast service, absolutely no messing, and affordable repayments that suit me. Highly recommended

February 2, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Happy consumer

Apparently treeemendas really helpful and fast 🏃‍♀️ 🙄 ====!?☆? And gotta say really happy 😊

January 31, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 3 out of 5 stars

Process through the web site was easy

Process through the web site was easy, but to get verification for card was impossible

January 22, 2026
Sunny logo

Reply from Sunny

Thank you for taking the time to leave a review. If we can offer any further assistance, please email customerservice@paydayuk.co.uk

Rated 5 out of 5 stars

10/10 great

January 19, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Straight-forward and quick process

Sunny helped me to find a short-time loan within minutes, when I needed it to cover an unexpected vet bill! The process was straight forward and quick. Thank you so, so much! ☺️🙏🏻

January 15, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very easy and no hassle

Very easy and no hassle. Saved the day!!

January 12, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Quick easy and sorted my problems…

Quick easy and sorted my problems before they even became problems ! Thank you

January 10, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great and easy

Great and easy

January 4, 2026
Sunny logo

Reply from Sunny

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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