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Rated 5 out of 5 stars

We're very happy with Swan and would recommend them to others! Their product is still in development, for example, their ticket request process lacks clarity, and they do not offer payment acco... See more

Company replied

Rated 5 out of 5 stars

I was genuinely impressed by Swan's responsiveness. I got the answers I needed by email in under 5 minutes — that's almost unheard of these days. The team is both professional and friendly, which made... See more

Company replied

Rated 1 out of 5 stars

For no explainable reason I am locked out of my account . This bank froze my assets and has not responded to my emails or customer support line they offer. My money is essentially in my opinion stole... See more

Rated 5 out of 5 stars

Martin Clayton is our Swan Financial advisor, we find him extremely professional and is always reliable and on board to help us with his expertise and guides in the best way possible. We feel we have... See more

Company replied

Company details

  1. Financial Institution

Written by the company

If you're here, it’s likely because you use a software or app that has integrated Swan’s banking features. Companies like Pennylane, Indy, Agicap, and many more trust Swan to power their financial services, allowing them to focus on building the best user experience for you. Swan supports over 150 businesses, processes €1.5 billion in transactions monthly, and operates across 30 European countries. We're backed by top investors such as Lakestar, Accel, Creandum, and Bpifrance, and as a Mastercard principal member, we are a licensed financial institution regulated by the French banking authority (ACPR). We’re always grateful for your feedback, whether positive or negative, as it helps us improve. However, please note that as a regulated financial institution, our compliance with legal and regulatory standards is non-negotiable. Reviews will not impact decisions related to account approval, rejection, or closure, as these are strictly governed by regulations.


Contact info

3.6

Average

TrustScore 3.5 out of 5

170 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 59% of negative reviews

Typically takes over 1 month to reply

How this company uses Trustpilot

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Support for manual verification

I signed up for Accountable for my business, but I got stuck because of my nationality. I didn't have a valid passport for the requested country, so the normal verification process wouldn't work for me.

I was frustrated but, I reached out to support for manual verification, and the team guided me through the process base on my residency instead. They were very friendly, always in touch instantly, and supported me throughout several days until I finally got verified.

The entire support team was responsive, patient, and didn't give up on my case.

Now I am fully verified and able to use Accountable's services for my business. Thank you to the whole team for making it work.

April 2, 2026
Unprompted review
Rated 1 out of 5 stars

No customer support

They handle hundreds of millions of euros of their customers' money, yet they don't even offer a simple hotline for resolving issues. Due to their technical issues, it's not possible to update my phone number, and there is no way to talk to a support agent. I submitted two messages via their contact forms and received no response, not even a case number.

March 17, 2026
Unprompted review
Rated 5 out of 5 stars

Clean and intuitive API

As a developer, I really enjoy the GraphQL API I found on their website - looks really well thought out and smart. Hope to have to use it in one of my next projects!

March 12, 2026
Unprompted review
Swan logo

Reply from Swan

Thanks so much!

Rated 4 out of 5 stars

The response time was excellent BUT fee of 45€ excessive

The response time was excellent, and I appreciate the efficiency. However, the fee of 45€ for a standardized automated letter is excessive. Since this document is a mandatory regulatory requirement for my audit, charging such a high margin for an automated process lacks transparency and fairness. This is the reason for my rating.

February 12, 2026
Unprompted review
Rated 5 out of 5 stars

SWAN is a great partner!

Very happy with the services and customer support from SWAN. Especially Tanz was very helpful, and kindly solved my issue very quick!

February 12, 2026
Unprompted review
Swan logo

Reply from Swan

Thanks so much!

Rated 5 out of 5 stars

Excellent Support and Fast Resolution

I had a very positive experience with Swan’s support team. They were responsive, clear, and efficient in helping resolve an issue with activating a user account. The step-by-step guidance and prompt corrective actions made the process smooth and stress-free. I especially appreciated their communication and follow-up, which ensured the problem was fully resolved.

February 3, 2026
Unprompted review
Swan logo

Reply from Swan

Great to hear, thank you!

Rated 5 out of 5 stars

Very good support on credit card theft

I had an issue with my credit card being misused and rhe company support was fast, efficient and trustable to solve the problem.

January 21, 2026
Unprompted review
Swan logo

Reply from Swan

Glad you found our services efficient and helpful! We're always working hard to improve.

Rated 5 out of 5 stars

Very good

I had a great experience with their support. Mathilde Riou helped me resolve my problem in no time.

December 25, 2025
Unprompted review
Swan logo

Reply from Swan

So happy to read this, we'll pass the message to Mathilde! Thanks for taking the time to leave a review.

Rated 5 out of 5 stars

Pennylane x Swan = Dream Team

My company uses Swan through pennylane and I consistently have easy payments that never have issues! Thanks swan for making it easy to use :)

September 16, 2025
Unprompted review
Swan logo

Reply from Swan

Happy to hear it! We are very proud of what Pennylane offers to their clients. Great product.

Rated 5 out of 5 stars

Claudia is a Queen

Clear and fast answers, efficient and cool!
Swan Customer Service is great.

December 10, 2025
Unprompted review
Swan logo

Reply from Swan

Thank you so much, we will pass the message onto Claudia!!

Rated 5 out of 5 stars

Superb customer support

Superb customer support.
I reached out to the CS team quite panicked on a late Friday afternoon (fun for the support team, I'm sure). They helped me right away, with kindness and clarity, and solved my problem that same day. Shout out to Tom for the support!

December 5, 2025
Unprompted review
Swan logo

Reply from Swan

Thanks so much for taking the time to share this. We have shared your message with Tom. Have a great day!

Rated 5 out of 5 stars

Great team!

Earlier this year, I had the pleasure of working with the team as a freelancer, and the whole process was very smooth from beginning to end. Communication was clear, everything was well organised, and payments were handled promptly.

May 30, 2025
Unprompted review
Swan logo

Reply from Swan

Thank you, Kate. You were a pleasure to work with as well!

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