T4Trade 

I've been here before but agreed to withdraw my comments as I believed T4Trade were going to settle my complaint. That hasn't happened so I'm back with a brief history and WARNING to others.
HOWEVER IF YOU ARE READING THESE REVIEWS IT'S PROBABLY TOO LATE AND YOUR MONEY HAS DISAPPEARED INTO THE ETHER

Like many commentators here I was caught by adverts from a number of prominent, wealthy individuals. I'm a complete novice as far as stocks, shares and commodities are concerned. I was contacted by two people from this firm, Katie Mathews & Adam Jones. (No idea if these are real names or not). I had decided to invest a modest £300 to test the water. Bombarded with calls from Adam who demonstrated what a wonderful job he was doing and showing me a profit. He called a couple of times when I was driving so unable to be in front of a screen.
There were inconsistencies in his phone calls so I started looking and found all these negative comments on Trust Pilot and decided to get out. When I tried to withdraw my money I was fobbed off with excuses I didn't understand. In a final phone call from Adam I told him I was unhappy and wanted to close my account. He insisted his firm & bank were operating legitimately and lost his rag when I disputed this. He told me to close my account and take my money, which was then showing almost £500 in credit. Believe me when I tell you my attempts to do this achieved nothing. Like many I found my balance disappearing at a great rate of knots... I contacted the firm to complain and received the very smooth answer like so many. I was finally offered a payment of £100, as a gesture of goodwill, providing I signed what I can only describe as an NDA. I refused and their offer was increased to £200 under the same condition. I refused again and told them their NDA was onerous. Much to my surprise they came back saying after further review they would pay me £300 if I signed a Settlement Agreement. I sent the agreement to my lawyer for comment but unfortunately she had just taken maternity leave so I was stranded.
Fortunately for me I have a son who is a civil litigator, and a brother who is a police officer. Unfortunately neither can do anything for me because of conflict of interest. However I did receive some advice and wrote a revised Settlement Agreement and sent it to T4Trade. They came back asking for a point by point response to the clauses I didn't like or agree with and some b/s about their legal department had to approve everything. So stalemate. I've been in touch with my bank to seek assistance & contacted the police and can now go to Action Fraud.
My research shows different addresses for this firm in the Seychelles but no direct details. Likewise T4Trade provide no details of the offices from which they operate in London. As a retiree I have all the time in the world to chase these people down and expose them for their sharp practises.
I fail to understand why the FCA have issued alerts about T4Trade but they don't appear to have done anything to shut them down.
I have a file of screenshots and a pile of email exchanges to keep the pressure on and I hope others will do likewise and not give up.

UPDATE JANUARY 15th 2026
T4Trade tried to have this review withdrawn by claiming it was defamatory. The good folk of TRUST PILOT disagreed and my review remains. It seems to be evident T4Trade are concerned about the truth of their questionable business and tactics being exposed.
January 26th
Analysing several pages of the reviews here one has to question the legitimacy of many 5 star ratings. Out of 10 pages I found an average of 12.5% wewree 5 star. Digging a little I found several reviewers had posted more than one review about T4Trade. It is also noticeable that nearly all the positive reviews don't originate in the UK whereas a majority of the negative reviews do.
In addition to a police investigation I'm surprised none of the media companies have picked up complaints about this firm. Maybe time to make a few calls and write some emails. !!!!!

This company is a total scam company i started of giving the £350 they said would open my account after a week or so they asked me to put more money in as I could see my account was going up maybe they can do this on there side so I invested another £1000 my investment was looking very healthy on some i wouldn't get any updates it would stay stagment i said i wanted to pull out in order to do this i was told i had to pay another £1300 this is when I thought scam said i wasn't giving anymore money the £9000 + i built up with a manager had gone they said the investments i did took all my money but I didn't do the investments i told them I had a manager that's the last i heard from them so don't be dragged in by these scammers because they will push and push till you have no money left i consider myself lucky I only lost £1300 i will get a reply from them that's just to make people think that the company has compassion please don't fall for it i will let you all know the outcome ?????

I went into this with my eyes open and prepared to loose my £1k deposit utilising their AI dealing/betting service. Needless to say lost it all 3 months.

Quite amazing that when I submitted this review they said they could not find an account and so for the record it was 11222146 ... which is now disabled and closed. Also had lots of emails from a G.....N@ who was quite happy to assist me with my deposit at the time.

I started with T4Trade and AI was plugged in, then I quickly realised the user has no control then I was being hounded to add more money. Finally I seeked help and the Police had lots of scam reports as its not FCA protected. I was advised to remove my money and the trades all went wrong and £1K turned into 1p and support were really rubbish. I then get another scammer claiming to be from their recovery department and when asked they cannot even answer whether they have a recovery department, they are not interested at all.

My T4Trade account number is 15171854, I have tried to get in touch with their customer support since they started trying to rubbish my review. I have an account that has 1p balance as I recently lost £1000 as stated, that is a fact and not an attempt to tarnish their names, I tried to send an emai to the address stated and it got rejected and I sent their customer support a message and they fail to reply and just critique my true experience.

I have invested initially £200.00 but before further investment everything gone while gold price has gone up nothing in my account

They just suspended my account and suddenly took all my earnings from these past months because, according to them, I am committing violations. I am extremely angry.

Ive set up a few accounts on trading platforms and i would say these are one of the best, the web site is easy to use, getting pay-outs pretty easy compared to some ive used. Contacting customer service very easy and they are quick to respond. Where they lost a star which in all fairness is also down to me for not reading. I signed up through an affiliate for his signals which to be honest were not that great, so i used this account for my own trading and signals from others i have signed up for. I made around 4500 in around 7 weeks which paid me back my deposits and they took back the bonus deposits. I took another grand out only to find they took a grand out, when i quizzed this they referred me to there terms, apparently the scheme i signed up for 100 percent deposit, any profits made they take 50 percent, which is very steep. I can get a 100k funded account with better terms 80 20 in my favour, so to take 50 percent is a bit of a sting in the tail. But end of day my fault i should have read the terms and conditions more thoroughly, with all other trading accounts ive never experienced this, ive never had one take this amount of commission, closest was a funded account who took 20 percent but the issue with funded is the swap fees etc are high. They do, do accounts that they dont take half your profits i may look into them based on there customer service being good. But yes if your new to trading read the small print, getting half your profits taken is a bit much, avoid the 100 percent deposit accounts.

Good morning. The company contacted me to give me an update on my review. The representative apologised for the way in which my situation was handled and give me back all that I have invested £200in a good will gesture. My complaint was handled in a timely manner and I am very pleased with the outcome

Please don't use this company

As soon as I attempted to get any money back from my trading account. Firstly the withdrawal was refused for no good reason. Secondly as soon as I complained my account was completely drained of equity. They have stolen what little money I have from me. My trading account now has less than £3 in it. Upset with these people is an understatement I have stronger language in my mouth. They have simply ripped off an old man with little income.

{Updated here}
Here is my story...

Although the money I have personally lost is the equivalent of a good meal in a fancy restaurant for many of the people in this organisation it actauly meant quite a lot to me.
I'm not a rich man and was in fact stashing away a small amount of money for a rainy day.
I followed a link at the side of a web page that I was looking at. Tempted by the idea of letting an AI do the investing for me. I left my details and was called back shortly later by an account manager. This was on the 18th June.
I was talked through setting up an account and putting in my personal details for account validation, I was told to use the default 500:1 leverage etc... All went ahead fine. I put in a small test amount of £250 and I could log in and see how my investment was doing from time to time.
A couple of weeks later I was called again by my account manager who said my meagre investment of £250 had made £35 he suggested I double my investment. Wow great... So I put in a little more on 6th July. After that point I saw no change in that profit of £35.
My problems came when I needed money. I closed all orders on my account and tried to take out my equity which had dropped to £488 due to fees etc... At the same time I changed my leverage from 500:1 to 1:1 to avoid being exposed as 500:1 trading is extremely risky to a little equity. I tried in fact to take £480 out. This was refused because apparently there wasn't enough equity in my account. Immediately after trying to withdraw any money my login to the system became locked in fact with a 401 "not found" error from the login server (I had to look at the web console for this). I questioned this in an email on 15th September but couldn't at the time talk to another account manager when one contacted me. He was going to "explain"? about things to me. I was pretty much guessing he'd be trying to talk me out of taking out my money or saying why I couldn't due to this that or the other financial mumbo jumbo.
When I could log again when I tried a few hours later on, all the figures on my trading view had completely changed. I smelt a rat at that point. I left this for a couple of days deciding what to do about it and it appears that overnight my equity was completely drained from my account. Despite my trading exposure of 1:1 and gold being on the up there should have been no losses on this account unless this whizzy fantastic AI trading bot is a completely pointless imbecile.
It seems that when I made an attempt to take out any money, my account was altered in some way that primed it for being sucked dry. Looking at my trading report which never made much sense to me anyway. There was this one entry that looked kind of odd and had a different name to it I hadn't seen before.
This is a story now that I have heard about your company many times. I've only lost £500. There are some who have lost thousands to this method of preventing withdrawal and then draining the account.
My terminology in referring to you stands. I don't want to see this happen to others hence the bad review on Trustpilot.
As an addendum I have very rapidly got a refund of all payments made to this company by my bank after reporting the fraud. They're aware of this company and didn't even ask me for further details.
In response to the chargeback request I got an email from t4trade saying they'd be taking £60 in chargeback fees. They can swivel for that. I got the whole lot back in three days.

When i first spoke to James the manager of t4trade in London I knew I was speaking to the right person to listen to what I wanted and his confidence and the knowledge made me realised this was the company for me.
He phoned personally every Friday to let me know how I was doing and also asked if I wanted any money back.
He definitely runs a smooth operation. If James was unavailable KT or Mia would help me or take a message for him.
He also has a lovely Tech Lady who has the knowledge and patience to put up with me being do slow. I don't know what I would have done without her.
It was my lucky day contacting t4trade and speaking to James.
I was in hospital from 1st August to 28th August and James phoned a few times a week to see how I was feeling.

If you don't want to lose any money then keep away from this company. They pretend to be regulated by FCA but are based in Seychells so you can't touch them. They keep pushing you invest more money and offer you an equal amount of bonus. But when you want to withdraw profits, they prevent you from doing so based on your margins on the account. And if you try to withdraw money, thr manager steps in to pressurise you to invest more money to increase your margins so the trades placed doesn't close. You'd never with these guys. They are thieving bastards who are not regulated and are not answerable to any one. Do keep away from these lot. Find a legitimate company in UK regulated by FCA. Be warned ⚠️

Severely Misled – Lost £72,000 with T4Trade
Distressing Experience – Unable to Recover £72,000 from T4Trade

I’m an elderly widow who began looking for a trustworthy investment company shortly after losing my husband. T4Trade appeared reliable due to their excellent TrustPilot ratings at the time. I have difficulty with my vision and using technology, which made me particularly susceptible. When I reached out to T4Trade, a representative quickly took over, saying he would personally handle the entire process. I now believe he deliberately took advantage of my vulnerability.

What happened:
The representative made confident promises of high returns and persuaded me to invest what ended up being £71,650 starting in July 2024 — money I had set aside for vital building work.

I was clear that I needed the funds returned before Christmas 2024 to pay my builders. He agreed.

The account appeared to grow to almost £100,000 on their trading platform.

This "success" was then used to push me into investing more, using funds from a property I was renovating.

Once it became clear there was no additional money available, he began emptying the account.

My balance declined gradually over a few months, despite my repeated, urgent requests to withdraw my funds.

By September 2024, my funds were down to £3.09.

Then, another person contacted me claiming to be a manager. He said the original representative had been fired, and added £20,000 to the account as "compensation." This was likely just a tactic to buy time — the money was slowly drained again until only £76.26 remained.

Consequences:
I had to pause my renovation project and let my builders go. This ordeal has been emotionally and financially devastating, especially as I am dealing with the loss of my husband.

Ongoing actions:
I’ve submitted reports and evidence to the Seychelles FSA, CySEC in Cyprus, and local authorities.

Ongoing investigations by Action Fraud, and the NFIB, and a journalist.

I later discovered T4Trade is listed among companies unlawfully operating at: crypto legal uk.

Please be extremely cautious. I am sharing my experience in hopes of preventing this from happening to anyone else.

My experience was okay Many things that wasn’t suitable for me, like spreads and mt

Biggest fraud
Once you deposit the money it will not allow to withdraw money , once place withdrawal request then Auto trade generated at high multiplier to bring your capital to almost Zero so you left with nothing to withdraw.

Coincidentally after withdrawal I was checking my trading account and same time auto transaction started and same time i recorded video where within 2 min account capital completely wipedout

Same time my 2 more friends faced the same fraud.

Seychelles government should take strict action against t4trade as company registered there. And help everyone who lost money from this scam

Big time scammer

Still have gotten no where with these robbers. Do not use them please. They are scammers. The company doesn't exist at all. They are a bunch of scammers knowing a system inside and have created this network to defraud us. Please stay away. You will never get your money back. The whole network from this so called FCA Seychelles and other companies allegedly registered work together. Unbelievable that such people exist in the world and are able to digest their food and sleep through the night knowing how they are robbing people of their hard earned money. Shame on them. Don't bother emailing their fraudsters at client experience. They should change their email to scammers at scammers club dot com. Please do not use them. T4Trade doesn't exist at all. They are a bunch of scammers taking your money and sharing them between them.

There is not a negative star so that is why I used this one. They say you can invest but it’s not for the little man and if they can’t bully you to commit large sums they just leave you and empty out your account. Steal from the poor.