The Credit Genius LLC Reviews 39

Chris is the real deal. Super experienced, well connected, and made the whole process of getting tapped into the U.S. banking and credit system way smoother than I expected.

He helped me get set up with my ITIN, Chase, Truist, and overall gave me a real banking network from the moment I got to Miami. I was even able to get set up with Chase Private Client right away and connected directly with the regional bank manager, which was a huge value add.

A couple weeks later, I got approved for the Chase Sapphire card, which is especially helpful when you’re spending heavily on ads.

Beyond that, Chris is just great to work with. Super chill, knows his stuff, and genuinely makes the whole process feel easy. Dope guy and someone I’d absolutely recommend if you’re trying to get your U.S. setup done properly.

I had been looking for a reliable consultant in this space for years. The Credit Genius delivered on every front.

Chris helped me build my personal and business credit from start with ITIN. I now have a 770 FICO score, got approved for the Chase Sapphire and the Amex Business Gold Card earning 4x on my E-Com advertising.

He personally assisted me at JP Morgan Chase and Truist in Miami and introduced me to Senior Relationship Managers, which made the whole experience much more feasible and efficient.

It’s also important to know that he operates in the U.S. on an E-2 visa himself. He's not advising from the outside, he lives in it.

If you're an international entrepreneur trying to build real U.S. financial infrastructure, this is the right person to work with.

Great hands-on service to help begin your credit journey in the USA. Helped make connections to good bankers that were foreigner friendly. We were able to get a chase sapphire reserve card within 4 months, and a 680 credit score. Secured relationship with high volume business private banker. Even with a lower volume business, I believe we could have got it, but it would have taken longer. We now how US credit cards and that's a game changer.

Working with The Credit Genius has been an highly educational experience. My husband and I learned how to maximize our point redemption using specific cards for specific purchases with Chris’s guidance based on our personal spending. Chris developed a plan for each of us and now 1 year later we are using our points for business class tickets to the Maldives! We couldn’t be happier we decided to work with him. There is a lot to learn and continue learning and chris is a professional, trustworthy, knowledgeable and efficient educator! We are so grateful!!!!

A close friend recommended I work with Chris, and my experience has been incredible!

Chris created a customized credit card strategy for me based on my spending habits. I now have several cards for different expenses, it's simple and straightforward to manage, and I earn SO many more points now. It's amazing.

Chris also showed me how to more strategically redeem my points (I was doing it all wrong!), and that has been incredibly helpful too.

On top of that, Chris is a great guy, and it's been so fun to collaborate with him! Highly recommend.

I recently discovered the Credit Genius app, and it has been nothing short of transformative. This app has not only helped me understand my credit better but has also provided me with actionable strategies to improve it. The impact has been profound, and I’m excited to share my experience.Its a game changer for credit health!

Fabian Thompson

Working with Chris has been a game changer not only in regards of luxury travel experiences but being able to build credit in the US despite being a non-resident.

Within a few months he helped me to get:

•⁠ ⁠⁠An ITIN
•⁠ A physical mail address in the US
•⁠ 5 US Personal Cards with Amex Global Transfer
•⁠ ⁠⁠+700 Fico Score
•⁠ ⁠⁠Chase Personal & Business Checking Accounts
•⁠ ⁠⁠Chase Ink Preferred Card with 50k limit

Not only is he ALWAYS available for any questions and gives incredibly reliable advice, he also has an astounding network of bankers that he could refer me to when I traveled to the US to open several accounts.

For anyone asking themselves if they should work with him - this has been one of the most valuable business decisions i have made in the past few years.

And for anyone asking themselves why you find some 1-star reviews here... Unfortunately there is a UK based company that shares the same name "Credit Genius" but doesn't have anything to do with Chris 😅

Chris / The Credit Genius is awesome! I enjoyed the full experience. He mapped out my whole plan for me and looking forward to earning the points and trying all the hacks he taught me. Even a 5th grader can implement his program. :-) I highly reccomned Chris and his thorough knowledge and professionalism. Well worth the price of admission. I hope to see him in person to have geniune Toast!

Very nice experience, I never thought this would be so helpful for me but now I am earning points on all my expenses business and private. Chris helped me to set up all my accounts and is giving me perfect advice for my upcoming travels.

Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me.

One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended.

In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.

Highly recommended! Chris is extremely professional and helped me very quickly to set up my banking strategy. After two months I earned over 70k travel miles and enjoyed already about 10 airport VIP Lounges. I am looking forward to keep working with him in the future.

Chris is a real miles collecting and spending expert. He helped me to develop a strategy for my business expanses as well as my private spending. In 2 Weeks I'll enjoy my first q-suite travel experience from FRA to DPS, thanks to Chris!

Chris was great. He was very knowledgeable and is able to give advice based on what types of goal you want to accomplish i.e cashback, travel.

Had a great experience with Chris. Great Product and was exactly what I expected. Also, he was always helpful afterward.

Would definitely recommend. 10/10

I was super impressed with the quality and in-depthness of Christophers work. His findings were precise and he displayed the best solutions for multiple different personal scenarios. Me being Switzerland based its not the easiest to find good strategies but Chris found some great options for me.
Can highly recommended anyone really looking to step up their points/Miles game. Thanks Christopher!

It's been an absolute pleasure working with Chris! His knowledge is unmatched and in just a few months, we've already collected nearly 500,000 bonus points. We couldn't recommend his services more.

I want to express my sincere gratitude and satisfaction with your service. The collaboration with Chris has been exceptionally enriching and helpful.

Chris, thank you for your outstanding guidance and strategic support. You've shown me the untapped potential in my professional and personal spending habits. With your assistance, I've selected the best credit cards to accumulate miles and points from my everyday expenses, which will fund future travels and flights.

Your organization is top-notch, everything is meticulously documented, and Chris is always available to answer questions and provide advice. I wholeheartedly recommend 3BYC and look forward to continuing our successful partnership.

Thank you and keep up the excellent work!

Chris helped me a lot with my creditcard setup how to spend points and picking flights. Lounge acces is awesome and i'm getting on my first free flight in a couple of weeks!

Chris is excellent at what he does. He knows the best deals at the moment and delivered an in-depth credit card strategy that is very unique to my spending situation. He also has insider information and knowledge that I simply could not achieve myself overnight. He's worth every dollar. I've been able to maximize points on what I'm already spending and reap the rewards. The ROI is huge.

Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance.
Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future.
Super organized, fully documented and always available.
I do recommend 3BYC.