Dan Frio - The Rate Update Reviews 

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Dan Frio is a Mortgage Advisor at PBT Bancorp with 38 years of experience helping homebuyers, homeowners and real estate investors find the right mortgage. He's also the host of The Rate Update on YouTube, where 40,000+ subscribers follow his plain-English coverage of mortgage rates and the housing market. Dan's approach is simple: One Application. One Credit Pull. 30+ Mortgage Lenders. Instead of offering one bank's rate sheet, he compares loan programs across more than 30 lenders to find the right fit, whether you're buying your first home in Chicago, refinancing in Kane County, or growing a rental portfolio. Loan programs Dan helps with include purchase and refinance mortgages; DSCR loans for investment properties from 1 to 8 units, qualified on rental income; bank statement loans for self-employed borrowers; renovation financing; Buy Before You Sell programs; and down payment assistance programs. He also offers free Loan Estimate (LE) Reviews: send Dan a Loan Estimate from another lender and he'll review it with you. Prefer to do it yourself? Dan's DIY Mortgage path lets you check live rates, pull your own credit, apply, and submit a rate lock request online, with a loan officer reviewing every submission. Dan believes mortgages should be clear, honest and affordable. If you've worked with Dan, he'd value hearing about your experience. Mortgage assistance is available in the states and jurisdictions served by PBT Bancorp. Program availability varies by lender guidelines. All loans subject to credit approval. Equal Housing Opportunity. Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781. Mortgage products are originated by PBT Bancorp, NMLS #257781. 524 Main St, Hazard, KY 41701.See more