thinkmoney Reviews 

8,271
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 971 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptional support provided by friendly staff members, who always go above and beyond to assist with effortless account setups and daily financial management. Consumers frequently find the banking platform incredibly useful for keeping track of weekly and monthly expenses, making budgeting completely stress-free. However, some customers also noted unexpected transaction fees or frustrating transfer delays when moving funds between external accounts. A few people were dissatisfied with sudden card blocks and experienced communication difficulties when trying to resolve these problems with customer service.

What people talk about most

User experience

Clients share positive opinions on user_experience, highlighting a straightforward and user-friendly... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a wide range of differing... See more

Customer service

Users describe positive interactions with customer_service, highlighting helpful and efficient support.... See more

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Service

Consumers find service to be positive, highlighting professional support and efficient bill management.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

review of amazing help from Imran. Thinkmoney's manchester office.... sadly I am unable to post the full review as am unable to copy and paste directly into here. Stunningly professional service, t... See more

Company replied

Rated 5 out of 5 stars

I spent ONE HOUR on the phone to Think Money this morning the forst 50 mins with one agent who spoke with a foreign accent was WORSE THAN USELESS.....then I called again and got hold of Jamie. He is... See more

Company replied

Rated 5 out of 5 stars

Says what is does on the tin. Helpful to pay the bills by splitting the money coming in towards spending and what is available in manageable chunks. It does as described above instantly without bei... See more

Company replied

Rated 5 out of 5 stars

Fast effective sign up. Fab bank so far. Smart account is worth the small fee each month if you regularly deposit cash . Cheaper than the percentage they charge for each deposit and you get other... See more

Company replied


Company details

  1. Bank

About thinkmoney

Written by the company

thinkmoney is an all-in-one banking app.

For over 20 years, we've helped over a million people with our current accounts, credit cards, and loans.

We’ll help you be your money best with SmartBudget, your personalised in-app money assistant, relevant lending products, cashback & discounts.

Choose from our Everyday, Smart, or SmartPlus current accounts, created with you in mind.

Everyday:

Perfect for daily spending. For those who want more than a basic bank account with 24/7 in-app support.

Smart:

Ideal if you want an end to overdraft fees & charges forever. Make sure your bills are paid on time and know what is safe to spend using your money assistant. 24/7 in-app support. Use abroad for free.

SmartPlus:

Spot on if you want everything that’s included in Smart, plus a little bit more. Saves you money with cashback & rewards on your shopping, eating out, entertainment and travel.

Meet SmartBudget:

In -app money assistant included with Smart and Smart Plus accounts:

Pays your bills on time, lets you know what’s safe to spend, plan ahead with a three month forecast, prompts you before things slip.

It's banking done different.

thinkmoney

Written by the company

Banking made easy
If you thought all accounts were the same, think again. Anyone can apply - no credit check required. A thinkmoney Current Account delivers three things: transparency, personal service and peace of mind.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.4

All reviews

(8,271)

975 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy to contact

Very easy to contact. Regular updates on work being done to update website

May 26, 2026
thinkmoney logo

Reply from thinkmoney

Thanks for the review, TJ. 😊

Rated 5 out of 5 stars

My bank changed to thinkmoney

My bank changed to thinkmoney, absolutely seamless transfer, a well organised Account , all the people I normally pay were there, it was brilliant.

January 1, 2026
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Reply from thinkmoney

We’re so pleased to hear this. Thanks for sharing your experience.💙

Rated 5 out of 5 stars

Would reccommend

I've had my account for a few months mainly use for online spending, tramsferring funds from my main account is easy peasy ain't had any problems

Would reccommend

May 26, 2026
thinkmoney logo

Reply from thinkmoney

We’re really glad to hear everything’s been easy to use. 😊

Rated 5 out of 5 stars

Great banking

Great banking, organising bills from spending account- makes life so much easier!

May 26, 2026
thinkmoney logo

Reply from thinkmoney

Thank you, Anjum. We love to hear this. 😊

Rated 5 out of 5 stars

Great app and customer service

Great app and customer service. But would suggest allowing customers to generate statements when they require instead of monthly, in times of emergencies.

May 26, 2026
thinkmoney logo

Reply from thinkmoney

Thank you so much for your kind feedback, we’re pleased to hear you’re enjoying both the app and our customer service.

We really appreciate your suggestion, we’ll make sure it’s shared with the relevant team for consideration as we continue to improve our services. - Emily

Rated 1 out of 5 stars

Worst customer service ever !!!

Worst customer service ever !!!
My late wife past away last February, and they kindly called me a few weeks later to have her card removed from the joint account, however they still carried on charging me for the joint account rather than a single account - i have just come off the phone to one of their advisors and they told me to change it, i have to close the account and reopen it, however i will have to set up all the direct debits again as it will be a " new " account !!!!

Amazing to see how many 5 star reviews after i made the above post !!! :)

Thanks but no thanks Emily ! I'll only receive conflicting responses

May 26, 2026
Unprompted review
thinkmoney logo

Reply from thinkmoney

Thank you for taking the time to share your experience, and first and foremost, we are so sorry for your loss. We're sorry too that your call with us didn't give you the clarity you needed on your options. We'd love the chance to help you navigate this properly. There are a couple of options we'd like to talk you through, including continuing to use your existing account at a reduced rate. Please do get in touch via live chat or by calling us on 0161 779 5000. - Emily

Rated 5 out of 5 stars

Trustworthy

Think moneys brilliant bills are paid on time been with think money for years very trusting

May 25, 2026
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Reply from thinkmoney

This is lovely to hear Tasha, thank you💙

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