Unable to transfer money from offset account to pay invoices straight away. They schedule it for 2 hours later. Don’t have access to your own money when you need it. Tried to call customer service bu... See more

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Working with you as my mortgage broker has been such a positive experience. Having known you for years, I already knew you were someone I could trust, but you went above and beyond throughout my h... See more
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We had a fantastic experience working with Sam. Sam made the refinancing process clear and straightforward, kept us informed at every stage, and worked hard to achieve the best outcome for us. T... See more
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Tiimely provided same level of service as my local broker, although remotely via calls and video call. They offered the benefit of cash back offer which helped offset the fees in refinancing. My local... See more
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Company details
About Tiimely Home
Written by the company
Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.
With access to multiple lenders, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.
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Book a call with a broker ↗
Our services
Written by the company
- Digital Home Loans
- Tiimely Own is our award-winning digital home loan, built to give you more than just a competitive rate. If you need a hand, our Australian-based support team is available 7 days a week.
- Mortgage Brokers
- Tiimely Home’s mortgage broker team brings deep expertise and a genuine commitment to helping clients secure the right home loan. With access to 30+ lenders, our mortgage brokers can help find a loan that suits you.
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We had such a fantastic experience with…
We had such a fantastic experience with Sam K. From Tiimely. He supported us all the way through getting our loan approved and a bridging loan organised until we sold our house. Whenever we had questions, he would get back to us straight away and made us feel so reassured that everything was going fine. I highly recommend Sam and the service he offers!

Reply from Tiimely Home
Tiimely Home for the win
Sam from Tiimely Home is an absolute all star! From our initial discussions until settlement, Sam kept us informed throughout the process and always had the client’s interests ahead of theirs. We were able to rate lock with a reputed lender on the final day before they were increased and that helped us save thousands in interest and monthly repayments. Sam is a thorough professional with an amazing work ethic. If you’d like a stress free mortgage, connect with Sam at Tiimely Home!

Reply from Tiimely Home
Excellent communication
Excellent communication, speed, and reliability. Fantastic experience from start to finish.

Reply from Tiimely Home
Stress-Free, Fast, and Knowledgeable
Veronica was fantastic, fast, knowledgeable, and always responsive. As first-time home buyers, we really appreciated how clearly she explained everything (also multiple times) and how easy she made the entire process feel. She turned what felt like a mortgage jungle into a smooth and enjoyable experience. We couldn’t have asked for a better broker, highly recommend!

Reply from Tiimely Home
Tiimely mortgage brokers
Veronica was so easy to deal with from start to finish she made this process so smooth. She looked at our situation and talked us through the options and advised us on what direction we should take. From our initial meeting to approval in 1 week, this was such a pleasant process, 5 stars doesn't do it justice to the level of service and engagement that we received.

Reply from Tiimely Home
Very quick service
Very quick service. Did what was required quickly and efficiently and was always available

Reply from Tiimely Home
I have been with Tiimely for more than…
I have been with Tiimely for more than a year but recently getting very poor/no support for my loan transfer inquiry. I send emails/in app messages/web messages/call and get no response. I even tried keeping the phone for 1 hr and no response at all! I do not know what is wrong with them.

Reply from Tiimely Home
Pretty good
Everything's good so far. My application was reviewed under 2 days or so. No long queues when calling over the phone.

Reply from Tiimely Home
Massive fail with Adelaide/Bendigo Bank…
Massive fail with Adelaide/Bendigo Bank merger.
I used to LOVE Tiimely, previously TicToc Home Loans. It was easy to use and was backed by the systems of Adelaide Bank with full use of desktop/browser login where I could download statements in PDF or Excel, for budgeting/tax time, and also use open banking when applying for other loans.
However since the merger of Adelaide and Bendigo bank, us "White Label" customers (as they told me) were booted off browser login and can only access our account through the poorly deisgned Tiimely App. That means no browser access at all, transaction history lost before December 9 and all statements unable to be easily downloaded and no excel option to review transactions. I'm switching banks, this is ridiculous.

Reply from Tiimely Home
Don’t sign up to Tiimely now
Don’t sign up to Tiimely now! After an initial excellent first year or so with this lender, everything has gone downhill recently. As other reviewers have mentioned, Tiimely appear to have drastically cut their workforce and now customers are left with a basically non existent “customer service” line and an app that appears to have been designed by a 5 year old.
Over the last two weeks I have been on hold with the existing customer service line for over 6 hours (5 separate phone calls). It seems that they do not answer until you’ve been on hold for at least an hour. If you’re a new customer don’t get tricked in to their quick answering times as this is shortly forgotten once you sign up. On hold service offers no wait time announcement, no option for them to call you back once they have freed up, you just sit listening to the same 15 second track for an hour, all for them to solve something you could have done yourself online if their app offered literally anything of substance.
UPDATE-
Yes they contacted me with no further help, nor did they solve the issues I had, or update on how they will work on fixing the issues found for future clients.

Reply from Tiimely Home
Clear, concise and precise
Clear, concise and attentive to detail with exceptional customer support with all their follow ups. Sam Kapoor was outstanding highly recommend him if you’re looking for a Mortgage Broker.

Reply from Tiimely Home
Very poor App & Mortgage Rates are high
Very poor. Moved to App by bank which has very limited functionality compared to their previous web offering. It is not equivalent (and the existing Trust Pilot ratings from before Dec 2025 should therefore not be included - misleading and deceptive). On the upside this prompted me to review arrangements, and my new rate (with a big four bank is only 5.39%). So silver lining!!
Further update - while I’m waiting to switch I have an unread/ unanswered query in “Support” on the App from 6 days ago and counting. Once you are a customer be prepared for extreme disappointment and frustration

Reply from Tiimely Home
Great experience
Sam Kapoor was an absolute pleasure to work with. He was knowledgeable, very prompt and helpful throughout the process of refinancing our home.
It was such a stark contrast to previous times when we have dealt directly with banks and so would definitely recommend him.

Reply from Tiimely Home
As a young female and never doing…
As a young female and never doing something like this before, I had Jesse who was very patient and clear with me, I would highly recommend him, gave a lot of useful information I could understand. A huge help and a big shout out to him ! Thank you again Jesse Hawthorne!

Reply from Tiimely Home
⭐⭐⭐⭐⭐ Outstanding Service
⭐⭐⭐⭐⭐ Outstanding Service! We just secured our mortgage through Timely Home Loan, and the entire experience was seamless and incredibly fast. Our broker, Sam Kapoor, was an absolute professional. He was knowledgeable, responsive, and made a complex process feel easy. Highly recommend Timely and Sam Kapoor for a stress-free application

Reply from Tiimely Home
They punish loyal loan holders
Timely used to be amazing but in the last few years have become really poo. They cut staff, and then started charging loyal customers more. I've tried to remedy them overcharging me a couple if times. The first time it was an annoying process but they rectified it. The second time they dismissed me, expecting me to just cop a way higher interest rate for being loyal (higher than the big 4 too!). I've since moved and won't be going back. There are way better and lower loans out there, with some companies even giving out loyalty discounts. There's no point going with Timely if they aren't going to be competitive anymore.

Reply from Tiimely Home
Customer Service with a capital A+
In a world where we have automated customer service what an incredible experience from the start with Sam at Timely. Sam and the team at Timely were patient and at no point bothered with my relenting questions. I actually have not had this level of customer service in such a long time, a direct point of contact and no mucking around. I could not recommend Sam and the team enough if looking to refinance or looking to purchase your home.

Reply from Tiimely Home
Highly Recommend Sam & Darlene
Sam and Darlene were fantastic to work with throughout the entire process. They were responsive, knowledgeable, and made the whole experience of securing our home smooth and stress-free. We felt supported at every step and couldn’t be happier with their service. Highly recommend them!

Reply from Tiimely Home
Where to start.
Where to start.. if I could give 10 stars I would!.
I’ve been dealing with Tiimely for many months now as I had to renew my application and extend it twice due to difficult to get into the market. I was dealing with Magdalena mostly, but also her manager Dom in her absence. They are both beyond fantastic to deal with!.
Courteous, accessible, reliable and very willing to help.
I finally got a window of opportunity, but with little time to waste and Magdalena got it done ✅. I am so grateful for her ongoing care working with me and on my file, her kindness always as well as her willingness to help when things get tricky- she as greatly appreciated.
I’m finally about to settle a property and having a reliable lender and agents supporting you when needed throughout a very stressful process is invaluable.
Looking forward to everything being finalised on the lenders end, but as for the initial impression of Tiimely and Their credit assessor’s 🙏🥳👏❤️🌟

Reply from Tiimely Home

Reply from Tiimely Home
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