Totum Finance Reviews 

Piragash and his team come highly recommended and I can see why! After various delays in planning and a round of offers that expired Piragash was extremely patient and went back again to obtain further offers of finance. The team then took the time to run through all of the relevant offers explaining the pros & cons of each lender and their terms. Piragash also has the benefit of thinking with a developers' hat on, so is always on hand to advise from both sides of the fence, not just acting as a broker, but much more. I ended up going with an alternative source of funding but even then, Piragash was completely understanding and even took the time to advise and offer advice where needed. Will definitely be doing business again soon with Piragash and his team, as I haven't found that level of professionalism anywhere else.

I was extremely pleased with the whole Totum package and concept, and Piragash and his team worked very hard to provide exactly what they offered at outset. Would not hesitate to recommend them to anyone.

Worked with Piragash and his team to look at my development finance requirements. Piragash and the whole team were extremely dedicated and worked to understand my requirements and provide appropriate options from there.
Piragash is extremely knowledgeable across this whole sector and I wouldn't hesitate to recommend or work with them again.

Piragash and the team at Totum Finance go above and beyond what their clients expect of them. They had extremely quick turn around times and were able to find solutions for every hurdles we came across to get the deal across the line. I would definitely recommend them and continue to use their services for future deals.

Piragash and the team at Totum are a different league.

I have been in and around development funding for many years and have never come across anyone with the same knowledge and understanding as Piragash.

Seriously I couldn’t recommend him highly enough

Received absolutely first class service from Totum. Long term finance was taking longer than anticipated and a bridge was potentially needed in a matter of weeks. Piragash and the team moved extremely quickly coming back with offers in 48 hours. In the end it wasn't required but the professionalism, speed and genuine desire to provide a solution was greatly appreciated. Look forward to working with them in the future.

This was our first time arranging a development loan with Totum Finance. Piragash was exceptionally helpful and generously allocated his time to assist with the rather onerous lender due diligence process. He was throughly proactive and also responsive when required. We would highly recommend this broker.

Piragash was recently recommended to myself via a contact who ensured me that all my issues would be resolved. I have worked with a few brokers and Piragash and the team I couldn't recommend higher. Piragash gave me a huge amount of his time both on business and personal matters. I was given multiple offers for a development that I recently completed on with the help of Totum Finance. I consider now Piragash and the team to be a valuable member of the team and looking forward to working on further deals in the future

Piragesh is one of the best brokers I have come across in a long time. He really gives you his time and fully understands your needs. He offers a lot of guidance along the way and I have no hesitation in recommending him to anyone. Exceptional service, quick response to emails even if it’s a question asked in the evening I don’t think Piragesh turns off and always available.

Piragash and the team at Totum Finance have been so much more than a broker to our development business. Piragash has and continues to play a key advisory role in our two projects, despite having arranged the finance for only one of these.

Piragash is generous with his time and expertise, and there have been many occasions when he has acted as unofficial board adviser, giving us perspective, insight and strategic advice and enabling us to overcome some significant challenges.

We consider Piragash and Totum Finance to be a valued member of our professional team, and cannot recommend them more highly if you are looking for project finance and wish to work with an ethical and highly-experienced professional partner.

Piragash advised on how to pitch our unique and innovative business model to the banks and how to risk plan. At the time I had never done this and it was hard to judge a good broker. Now having gone through the lending process myself and having learned so much about property finance and spoken to many brokers I would say: if you use one, use a good one. If you want to do it yourself, then find someone who can advice you how best to do it. Piragash will definitely protect you and negotiate a good loan arrangement for you. He will think on his feed to make sure you are not exposed to too much risk. Make sure you don't use a broker who simply looks to get you the loan and a good commission. Use one like Totum Finance who will have your interest in mind and with the ability to think of a good solution.

Totum have provided just the right amount of support during a sometimes onerous process. The manner in which they show information is clear, concise and identifies the key factors at a glance. They made a difficult decision making process easier...and then continued to act on our behalf through to completion.
Always on the end of the phone, quick to respond to emails and access to a wide range of products, we'd have no question in recommending them to anyone for any project, no matter the size.

Bridging and development Finance is an area where we have met lots of brokers, Piragash in particular has delivered an exceptional amount of work for us. We will not work with anyone else.

Totum Finance have been excellent to work with throughout the process of financing our developments. Not only did they present multiple options and highlight each of their pros and cons, they also came up with inventive ideas to unlock further profit in the scheme.
After being let down by a number of lenders due to the current economic uncertainty, Totum finance delivered on their promise to secure us finance from a reputable and easy to work with lender.

I would highly recommend Totum Finance as a broker and look forward to working together on the next project.

Totum Finance are the best brokers I've worked with since I started dealing with various finance applications 10 years ago (coordinating financing process in a substantial group of companies). They have not only helped us to find the best deals on the market (development finance/ mortgages) but helped us from beginning to the end of the process by completing all required application forms on our behalf, compiling information packs for the lenders, getting and comparing the best deals, following up on progress with lenders/ solicitors and us making sure we are not losing time, also helping us post completion with drawdowns and communication with the lenders if required. Hard working, always available, doing much more than I'd expect from a broker. Recommended.

Being a new developer, funding my development has been a challenging task. After trying to get it done with a couple of other brokers, I met Piragash. Him and his collegues at Totum has been extremely professional, patient and informative throughout the process and we manage to cross the line with the chosen funder within time.
I highly recommend anyone to try Totum for their funding requirements whether you are new or a seasoned developer.
Keep up the good work Totum!

Spoke to Piragash today. Very nice and approachable gentleman who displayed an excellent grasp of finance as applied to property. Very pleased with my encounter and looking forward to doing business with Totum Finance

I contacted Piragash at Totum Finance for consultation and was pleased at how quickly he responded and flexible he was when it came to setting up a meeting. Totum understood my briefing almost immediately and were able to provide some insight into the various types of finance available and which would be the most suitable for me. As a first time buyer this was fantastic as it helped me better understand how the process of raising finance works. He was very knowledgable and helped me realise the important elements to consider when raising finance in an objective manner. I look forward to using their services more often and would highly recommend others to as well!

Piragash at Totum Finance was integral in getting our loan package concluded for our 39 flat development in Greater London. His knowledge of the internal credit processes within lending institutions meant that most lenders that were approached approved terms for the transaction. This was in the face of a very difficult economic climate resulting in many lenders changing, withdrawing or refusing to offer terms due to ongoing economic uncertainties due to the Brexit political situation.

He was very persistent in achieving the best result possible especially when some of the lenders presented unreasonable terms . His perseverance resulted in some of the lenders in improving their terms to those which were ultimately acceptable. He was very fast to respond and also diligent in seeing the transaction through to completion

I would thoroughly recommend Totum Finance to any potential borrower.

As a lender we find working with Totum Finance exactly what we want from a broker. We receive excellent summaries on each and every case allowing us to truly and accurately assess a case on day 1. Through out the case Totum work with us and communication is always open, allowing the case to smoothly work towards completion. Speaking to Totum's clients on these cases, they feel exactly the same. A really knowledgeable, effective and efficient broker.