Trading 212 Reviews 87,591

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user-friendly nature of the app and website, finding them easy to navigate and intuitive for managing investments. Many appreciate the competitive rates and the absence of fees, highlighting the excellent value for money. People also enjoy the ability to easily track their investments and see daily interest accrual. However, some customers were dissatisfied with the interest rates offered to existing clients, noting that new customers often receive better rates. A few people also mentioned difficulties with certain functionalities, such as editing deposit accounts or finding the withdrawal menu.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the app easy to navigate,... See more

Application

People report positive experiences with the app, praising its ease of use, simple navigation, and intuitive... See more

Website

Consumers find the website to be positive, highlighting its ease of use and navigation. Many reviewers... See more

Price

Customers consistently note positive experiences with price, highlighting reasonable fees, attractive... See more

Value for money

Clients share positive opinions on value for money, highlighting the ease of use and excellent interest... See more

Based on these reviews

Rated 5 out of 5 stars

All seems good so far. Opened both a cash ISA and stocks USA. One feature I would like to see is some sort of folder feature where you can group your individual stocks into folders for specific sect... See more

Rated 5 out of 5 stars

I had an issue with a bank transfer to Trading 212 not showing. So I requested someone to call me as clearly it was a bit worrying. And a very polite young man called Ollie called me a short while l... See more

Rated 5 out of 5 stars

The app is very user friendly. I love being able to see the interest on my savings grow every day. I’m usually not great at saving, but this app has genuinely motivated me to set more money aside just... See more

Rated 5 out of 5 stars

Transfered some money in error to my account at Trading 212.Funds returned within hours and recieved a helpful phone call from the company checking all was well.


Company details

  1. Stock Broker
  2. Investment Service
  3. Non-Bank Financial Service

About Trading 212

Written by the company

Trading 212 was founded in 2004 with one simple idea - to make the financial markets accessible to everyone. We reinvent how trading and investing work by creating exceptional products people love. Trading 212 is built with passion by highly driven people who strive for excellence and value freedom.

Over the past few years, our client base has grown to over 5 million lifetime funded accounts globally, and client assets have grown to over £25 billion, including holdings of all clients globally. We're democratising the financial markets with free, smart, and easy-to-use apps, enabling anyone to trade Stocks, ETFs, and more...

  • Commission-free investing for everyone.* Buy stocks instantly, select how much to invest and get your shares within seconds.
  • 24/5 trading with fractional shares on your favourite US stocks - only on Trading 212.
  • Automate your investing with Pies - build your own or choose from ready‑made portfolios.**
  • One account, 13 currencies. Avoid FX fees by investing in your local currency.
  • The 212 Card: 1% cashback, no FX fees, true interbank rate.***
  • Earn interest on uninvested cash - paid daily, no limits, withdraw anytime.****
  • Free portfolio transfers - paperless, automatic and easy.
  • 24/7 support whenever you need help.


* Other fees may apply

** Execution only service. Not investment advice or portfolio management.

*** 212 Card available with an Invest account. ATM withdrawals are free up to £400/€400 per month, 1% ATM fee applies thereafter. Get up to £15/€15 cashback every month. Other fees may apply.

**** If you enable interest, we will hold your cash in qualifying money market funds and banks. Otherwise, we will hold it only in banks. Interest applies on cash in an investment account. Terms apply.

Want to read more?

Available features may differ for Trading 212 AU. Refer to the AU terms for more information.

When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Build wealth every day

Written by the company

Our mission is to enable everyone to build wealth. We reinvent how trading and investing work by creating exceptional products people love.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

88K reviews

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Rated 1 out of 5 stars

Be Careful!

Be Careful!!
Transferred my cash isa to trading212 for a rate of 4.61% and after the account had been open a week or so had a check on the app and found out I was only getting 3.6%.
Contacted them via bot ( complete waste of time) they finally got back to me after 2 days and blamed my previous provider for providing them with the wrong information.
Now today I have been told in fact they hadn’t received the information needed to apply the rate so my funds were in reserve whatever that means at a rate of 3.6%
If that is how it works I fully understand but don’t blame my previous provider when I now have the information to hand to prove that it wasn’t.
If you had just been open,honest and transparent from the off then you would’ve saved me a lot of grief transferring my cash isa out again.

April 14, 2026
Unprompted review
Rated 4 out of 5 stars

so far so good

April 27, 2026
Trading 212 logo

Reply from Trading 212

Thank you for the positive review, Andrei.

We're glad you're having a positive experience with our app. If we can do anything to earn that extra star, please share it with us.

Rated 2 out of 5 stars

Buy vs sell price

It is not this time. It is almost each time: prices on the platform are something else as what I get when I sell the stock. I understand the point of buy vs sell market price. But it cannot be true that there is a difference of 2%?!? How can I rely on platform and the money I should get? Wht there is not some paramether set the difference from.... till
So, I lose money when I buy a stock and I lose money when I sell the stock.

January 26, 2026
Rated 1 out of 5 stars

Set up a new account

Set up a new account. It takes some time for the account details to show. during this period the only way to fund the account was by debit card, which seems to be free but then fees apply...if that was the only way i proceeded. Then the account details become available and you bank tranfer without fees.

Tried to complain but avail...no refund!

April 27, 2026
Unprompted review
Rated 3 out of 5 stars

Not much technical indicators we can…

Not much technical indicators we can use, I have to use other platforms for that.

April 27, 2026
Trading 212 logo

Reply from Trading 212

Thank you for your feedback, Bojian.

We understand how important a wide range of technical indicators is for in-depth analysis, and we appreciate you sharing this. We continually strive to improve, so please update your review and let us know which specific indicators you'd like to see added.

Rated 5 out of 5 stars

Trading 212: A Beginner-Friendly Platform with Powerful Features

I’ve been using Trading 212 for a while now and overall it’s been a really solid platform, especially for beginners and intermediate investors.
The interface is clean, easy to navigate, and makes buying and selling stocks straightforward. One of the standout features is the commission-free trading, which is great if you’re starting with a smaller amount and don’t want fees eating into your profits. The ability to invest in fractional shares is also a big plus, as it lets you get exposure to high-priced stocks without needing a large upfront investment.
Deposits are quick and simple, and the app runs smoothly most of the time. The “Pies” feature is particularly useful for long-term investors who want to automate their portfolio and stay consistent.
That said, it’s not perfect. Spreads can sometimes be a bit wider compared to other platforms, especially during volatile market conditions. Also, advanced traders might find the tools and analysis features a bit limited compared to more professional platforms.
Overall, Trading 212 is a great choice if you’re looking for a user-friendly, low-cost way to invest. It’s ideal for long-term investing and building wealth gradually, but if you’re into very advanced trading strategies, you might eventually want something more sophisticated.

April 27, 2026

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