Trident Funding Reviews 926

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and responsiveness, often highlighting their efficiency and attentiveness. Many people found the service to be excellent, noting that the process was smooth, stress-free, and easy to navigate, with quick response times and a seamless user experience. Reviewers frequently commend the team for their knowledge and ability to guide them through the process effectively. However, some customers were dissatisfied with communication, mentioning slow responses or a complete lack of follow-up. A few people also experienced significant delays in receiving necessary documents like license plates and titles, leading to frustration and inconvenience.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, attentiveness, and... See more

Service

Customers had positive experiences with service. Many reviewers highly recommend working with them, praising... See more

Response time

Customers consistently note positive experiences with response times. Many reviewers praise the quick and... See more

Customer service

People report positive experiences with customer service. Many customers praise the responsiveness,... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently describe the process as... See more

Based on these reviews

Rated 5 out of 5 stars

We couldn't be happier with our experience at Trident Funding. From start to finish, the process of closing on our boat was smooth and professional. Vinny and Dana went above and beyond at every step-... See more

Rated 5 out of 5 stars

I worked with Vin Luzietti on my recent purchase of an MJM 34z. He was incredibly efficient and attentive. Any questions I had were answered promptly and helpfully. Most importantly, he got me t... See more

Rated 5 out of 5 stars

Vincent S Luzietti at Trident Funding LLC has helped us through our lending and closing for our boat purchase. Vinny responds immediately to the necessary exchange of documents and drove this proces... See more

Rated 5 out of 5 stars

Vinny and Dana are wonderful to work with. They guided us through our first boat purchase by quickly responding to our questions and never made us feel like our concerns were silly or unfounded. Their... See more


Company details

  1. Loan Agency
  2. Car Finance and Loan Company

Written by the company

Trident Funding is part of Boats Group, which includes the leading marine brands of YachtWorld, Boat Trader, boats.com, Cosas de Barcos and YachtCloser. Trident was founded in 1996 by James Foley, Robert Dunford and Michael Bryant. Together, with more than a hundred years of combined loan origination experience, these three seasoned professionals set out to create an organization dedicated to helping recreational enthusiasts find the financing needed to pursue their passion. Today, Trident Funding is the recognized leader in the recreational finance industry, with 6 office locations spread across the country. It is the largest independently owned boat loan, RV loan and aircraft loan origination company in the U.S. Since its inception, Trident has worked with more than 40 banks and financial institutions. Our long list of lending sources ensures that you get the best rates and terms available for your next purchase.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

926 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Great Experience!

Vincent Luzietti and Dana Lent were very easy to work with. They were always responsive and attentive to our needs and request and communicated openly on what they needed from us. The overall experience was a pleasure. Highly recommend working with them on any of your financing needs.

April 14, 2026
Unprompted review
Rated 5 out of 5 stars

I have been doing business with Vincent…

I have been doing business with Vincent Luzietti from Trident Funding for my 4 Midnight Express boats since 2020. Time and time again, he continues to come through for me in the most professional and expedient manner and this current experience was no different. They always exceed expectations. It is truly a pleasure working with Vincent and the Trident Team!

April 9, 2026
Unprompted review
Rated 1 out of 5 stars

Started out good

Started out good. They worked the loan process quickly. However, once the paperwork was done and I waited for my title and plates is when the nightmare began. Its been 4 months the RV plates have expired and I still dont have new plates or a title. Called numerous times. When I can get them to call me back they say just a couple of more days, then another excuse pops up. The latest was a problem with one of the applications now having to be resubmitted. I HAVE A $160K MACHINE I CANT DRIVE LEGALLY, BUT HAVE MADE 4 PAYMENTS!!

April 7, 2026
Unprompted review
Rated 1 out of 5 stars

We are in the middle of the worst…

We are in the middle of the worst experience ever with Tridenr funding. Amongst several clerical errors, attempted rate increase and requests that are not traditional we finally made it to closing. Unfortunately, they wired the money to the WRONG bank. Calls were ignored when finds did not arrive, and finally hours later they notified us of their “operations” error. However, we have not had any follow up and have no idea where any of this stands as of now. Calls are being sent to voicemail.

April 3, 2026
Unprompted review
Rated 5 out of 5 stars

Boat Financing

Financed my boat through Trident and worked with both Vinny and Dana. To date the experience has been a very positive one. Communication and follow through are fantastic. Responded to questions almost immediately. Listened to my upfront concerns and understood the nuances my situations. Thank you both for all your assistance.

April 2, 2026
Unprompted review
Rated 1 out of 5 stars

3 months - NO LICENSE PLATE YET

We financed an RV through Trident Funding and closed on December 26, 2025. As of March 25, we still do not have our license plate.

What should have been a straightforward registration process turned into a nearly three-month delay due to multiple avoidable issues. We later learned that key documents were not sent when requested (including Power of Attorney and lien paperwork), and the file was even submitted to the State of Florida missing a required signature, which caused it to be sent back and restarted.

Even after the plate was finally issued, we were told it would be overnighted, and that has also been delayed.

The result is that we have been unable to legally use the RV we’ve been paying for since December. A temporary tag was never offered or even mentioned during this process, which could have at least allowed us to use the vehicle while these issues were being resolved.

To their credit, the team has been responsive at times, but the number of errors and the length of the delay are difficult to overlook.

At this point, we are simply hoping for delivery of the plate and a fair resolution to account for the extended loss of use.

December 26, 2025
Unprompted review
Rated 5 out of 5 stars

I had an outstanding experience with…

I had an outstanding experience with Trident Funding. From start to finish, Dana, Vincent, and the entire team were professional, attentive, and incredibly responsive. They made the whole process smooth and stress-free, always taking the time to answer questions and keep everything moving efficiently.

What really stood out was their commitment to going above and beyond. They made sure every detail was handled quickly and correctly, It’s rare to find a team that genuinely cares about both speed and quality. They delivered on both.

I would absolutely recommend Trident Funding to anyone looking for a reliable and supportive team. Great service all around!

March 19, 2026
Unprompted review
Rated 5 out of 5 stars

I worked with Vincent Luzietti for the…

I worked with Vincent Luzietti for the purchase of a Boston Whaler. He always promptly returned my emails and answered all my questions. A very smooth and seamless process! Vinny made it even easier.

March 18, 2026
Unprompted review
Rated 5 out of 5 stars

I recently got a boat loan with Trident…

I recently got a boat loan with Trident funding. I dealt with Vincent.
It was an easy process from start to finish. I had the loan approved the same day. They have a great team there.
If you’re looking for a boat loan, I would definitely contact Vincent Luzietti at Trident Funding.

March 13, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent experience all around!

Excellent experience all around!! Very fast turn around time. Vinnie is top notch. He answered every email within minutes to any question I asked. Extremely competitive rates!! The entire team did a fantastic job. I highly recommend Trident funding if you’re interested in financing a boat. John.

March 16, 2026
Unprompted review
Rated 5 out of 5 stars

Highly Recommend Vincent and Dana with Trident Funding

We had a great experience working with Vincent Luzietti and Dana Lent throughout our loan process. From start to finish, they were professional, prompt, and extremely knowledgeable. Our situation was a bit more complex but we were always met with a “can do” attitude.

Communication was open and timely throughout the entire process, and they took the time to make sure we understood each step along the way. We always felt informed and confident that everything was being handled properly.

We would absolutely recommend Trident Funding to anyone seeking a loan and will definitely do business with them again. Thank you Vinny and Dana for making our Alaskan boat dreams come true!

March 13, 2026
Unprompted review
Rated 1 out of 5 stars

Worst Communication Ever!!!

Applied for financing thru Good Sams and the loan was sent to Trident Funding. I accepted because they quoted a very good interest rate, but wish I would have thought it thru a little more. It would have been worth an extra 1% to finance locally.

Communication has been nonexistent. Any interaction has been after I leave multiple voice mails and emails in an attempt to get answers. My rep actually went on vacation in the middle of the process and didn't send any notification of his absence and there was nobody to carry his workload while he was gone. Lost another week in the process right there.

We are now a month into the process and the funding has finally been released to the seller but the registration has to go thru some company named 50 States DMV who now tells me it will be another 3 weeks before the registration is complete so I can actually go pick up the RV. In the meantime, it's sitting on the seller's property waiting.

Worst communication I've ever seen from a "professional" interaction. It's seriously making me question Good Sams' judgement when finding companies to work with. I WILL NOT make that mistake again.

Lesson learned: Sometimes it's better to pay a little more to work with a company that you can communicate with locally. Stay away from Good Sams finance options and check instead with your local credit unions.

March 12, 2026
Unprompted review
Rated 5 out of 5 stars

Our experience with Trident Funding…

Our experience with Trident Funding went very smoothly from start to finish. Vinny Luzietti and Dana Lent were extremely responsive and efficient. We purchased our boat from a private seller and were worried that this process would be complicated, but Vinny and Dana took care of everything. We are so grateful for their assistance and expertise.

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent folks to work with

Excellent folks to work with. Vinny & colleagues handled everything efficiently & professionally. They worked within my constraints and got an excellent rate for the times (wish I had been a few years back!). I highly recommend the folks.

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Vincent is a true professional in every regard

Vincent is a true professional in every aspect of the process. He knows how to navigate the entire process end to end with ease, calm and efficiency. As a business owner, his style and approach resonates well. Our transaction was a bit complicated as the listing broker didn't show up to do their side of the work, Vincent sprung into action and ensured all documentation was secured in a timely manner and did not let this lapse impact our closing date. He is an ACE!!

February 9, 2026
Unprompted review
Rated 1 out of 5 stars

Worst loan experience ever

Worst loan experience ever. Sure I ended up getting a loan. It took an extremely long time for them to process the paperwork, luckily the people we were buying from were patient. But the biggest issue I have faced is four months later I’m continuously getting calls from Lender’s trying to give me a loan since they shared both mine and my husbands contact info with hundreds of lenders. There’s nothing I can do to make the calls stop..

October 28, 2025
Unprompted review
Rated 5 out of 5 stars

Great Experience!

We had an incredibly positive experience with Trident Funding and our loan officer Vincent Luzietti and Dana Lent. The process was quick and seamless, and we are so grateful for all of the help and guidance we received from Vincent and Dana along the way.

We would highly recommend working with Vincent, Dana and the Trident Funding team!

February 8, 2026
Unprompted review

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