Ultimate Finance Reviews 1,023

TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendly demeanor, and proactive approach, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting the team's commitment to understanding business needs and providing reliable support. Consumers frequently mention the efficiency of the service, with fast funding and quick response times. The user experience is also described as easy and straightforward, with many appreciating the smooth processes and the accessibility of the team.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their professionalism,... See more

Service

People report positive experiences with service. Customers consistently praise the exceptional and efficient... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the efficiency and helpfulness of... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the promptness and efficiency of... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the platform and system to be... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financial... See more

Company replied

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much sm... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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Rated 5 out of 5 stars

Top notch in all aspects - so far so good

As we looked to grow our business, we tried multiple different sources for our funding needs over approx. 6-9 months before Ultimate Finance were recommended to us. Their offer was far better than that of any other potential lenders we had previously spoken to and we are more than happy with everything so far since confirming their services a couple of weeks ago. Excellent service, super-friendly staff with a personal touch, reasonable fees and the world's easiest portal to keep track of everything on. Highly recommend!

March 17, 2025
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Reply from Ultimate Finance

Thank you for your positive feedback! We're thrilled to hear that you had a great experience with Ultimate Finance. It's wonderful to know that our offer stood out among other lenders and that you're satisfied with our services. Our team takes pride in providing excellent service with a personal touch, and we're glad you found our portal easy to use. We appreciate your recommendation and look forward to continuing to support your business growth.

Rated 5 out of 5 stars

Highly recommend

Highly recommend - We've now been using the facility for 8 months and have found it easy to use, and free of problems. Also, the team at Ultimate have proven to be approachable, knowledgeable and professional.

March 6, 2025
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Reply from Ultimate Finance

Thank you for sharing your positive experience with Ultimate Finance! We're thrilled to hear that you've found the facility problem-free over the past 8 months. It's great to know that our team has been approachable, knowledgeable, and professional in supporting you.

Rated 5 out of 5 stars

Incredible helpful and understanding!

We have been with Ultimate for well over 10 years and they have been a huge support over this time whilst the business has seen quite large and rapid growth! Our current manager, Dan Iwanczuk and Jackie have been there to assist with all of our enquiries and always responded super fast. I would not hesitate in recommending both Dan, Jackie and Ultimate Finance for any funding requirements for your business!

February 19, 2025
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Reply from Ultimate Finance

Thank you for your positive feedback! We're thrilled to hear that you've had such a great experience with Ultimate Finance over the last 10 years. It's fantastic to know that Dan and Jackie have been able to assist you. We appreciate your recommendation and look forward to continuing to support your business growth.

Rated 5 out of 5 stars

The whole experience was excellent

The whole experience was excellent. Dawn Brown and Jack Dean were excellent at answering questions and ensuring that the account ran smoothly.

January 21, 2025
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Reply from Ultimate Finance

Thank you for your wonderful feedback! We're thrilled to hear that Dawn and Jack provided excellent service and ensured everything ran smoothly.

Rated 5 out of 5 stars

Exceptional Support from Our Relationship Manager

We’ve had a great experience with Ultimate Finance, and this is largely due to the amazing support from our relationship manager, Eve, and her team, including Holly and Alec. They consistently go above and beyond to assist us with our requests, always responding in an efficient and professional manner.

January 16, 2025
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Reply from Ultimate Finance

Thank you for your review, Jonathan, we really appreciate it! We're delighted that the support you're receiving from Eve and the wider team has met your expectations!

Rated 5 out of 5 stars

I have recently joined the Ultimate…

I have recently joined the Ultimate team as a customer and my manager Dawn Brown and her assistant Keiran Clayton are both so helpful and will always be there to support and assist and bend over backwards..

Great team and so helpful

January 2, 2025
Unprompted review
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Reply from Ultimate Finance

Thank you very much for your review Nicholas! We're proud to be your funding partner of choice and will be sure to pass the great feedback on to the team.

Rated 5 out of 5 stars

Ultimate Common Sense

Simply the best lender to work with if common sense is what you need. Far to many people promise the world but fail to deliver, that is never an issue with Ultimate and Laurence Trevaskis is a great human to have on your side. Thank you for all the continued support, excellent communication and brilliant lending!

December 11, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for such a great review, Joe, we really appreciate your kind words! We're delighted our approach to funding works for you and that Laurence has been key in supporting the ambitions of your business!

Rated 5 out of 5 stars

Amazing service and customer care

As a company , we have been using Ultimate Finance for a while and have never had any issue. I personally deal with Lesley, who is the relationship manager at ultimate finances. She has always been helpful with any request we have had.
Thank you , for all your support and the service that Ultimate finance and yourself providing to our growing company .

December 10, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for your feedback, Greta, it means a lot! We're proud to hear that Lesley and the team have been meeting your expectations when it comes to service!

Rated 5 out of 5 stars

Committed to Supporting Growth

Took the time to truly understand our business and what we need now, as well as how those needs will change as we grow the business. Readily contactable, practical and supportive. The flexibility and reaction time vs traditional IF providers is stark and exactly what we need. Another USP is having direct operational support rather than being thrown into a general contact centre so it truly is a relationship from both sides. Thank you Helen and Hannah- keep doing what you do

November 28, 2024
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Reply from Ultimate Finance

Thank you very much for such a great review, James! We're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

Excellent customer service

Rachel and Kieran are extremely knowledgeable and are always on the other end of the phone and email for support and guidance. They have been very helpful and it is an absolute pleasure doing business with them on a daily basis

November 26, 2024
Unprompted review
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Reply from Ultimate Finance

Thanks for the feedback Johnny, it's much appreciated! We're proud to hear our team is meeting your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

We have been using Ultimate Finance for…

We have been using Ultimate Finance for many years, and are extremely happy with the service provided. Any problems or issues are efficiently resolved by our account Manager Ben Hunter and the team. Great service!

November 21, 2024
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Reply from Ultimate Finance

Thank you for your feedback, Rebecca, it means a lot! We're proud to hear that Ben and the team have been meeting your expectations when it comes to service!

Rated 5 out of 5 stars

In the time working with Keiran he was professional and efficient

In the time working with Keiran he was very responsive to all my emails & calls, very efficient in processing our applications, calm when dealing with any problems that came up, and just a generally nice helpful person.

November 1, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for taking the time to share your review with us, Jenny, we really appreciate it and we're delighted that you found Kieran to be a great asset to your facility!

Rated 5 out of 5 stars

Working experience with UFL

We have been using Ultimate Finance for over ten years and can only say good things about their business model. Any problems or issues that have arisen have been quickly and efficiently resolved by their team. Keep up the good work it's one part of our business that we don't need to worry about.

November 21, 2024
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Reply from Ultimate Finance

Thank you for your great feedback, it's much appreciated by everyone in our team! We are delighted that you are satisfied with the level of support our team is providing you and your business!

Rated 5 out of 5 stars

Excellent Support

Always there when I need anything and understands the construction industry well. I'm always transparent with everything I do in the Company which I believe Ultimate like.

November 21, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you very much for such a great review, we're proud to be your funding partner of choice and to play a part in your business' success!

Rated 5 out of 5 stars

5 star - Ultimate Finance

I have been using the services of Ultimate finance for almost a decade. They are very attentive and give me a great service. Ria Seward who looks after me has done a great job and I am very grateful for her support, she often goes beyond expectation to help me.

November 20, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you very much for taking the time to share your feedback with us, Claire! We're delighted to know you are happy with our levels of service and that your expert Relationship Manager is meeting your expectations!

Rated 5 out of 5 stars

Lesley Mouncher

We have been working with Ultimate Finance since 2017, Lesley our account manager is behind us every step of the way assisting, advising and generally helping with advice when needed. It’s almost like calling a friend.

November 19, 2024
Unprompted review
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Reply from Ultimate Finance

Thank you for taking the time to share a review of your facility with us, Chrissy, we really appreciate it! We're delighted to hear about your great relationship with Lesley and how her support is helping your business meet its ambitions!

Rated 5 out of 5 stars

Four Years with Ultimate Finance

We have been working with Ultimate Finance for over four years and our account manager Ria Seward has been an absolute delight to work with. She is always professional, friendly and gives us the best advise on all our important matters. We value her input and together we have built a very strong platform to work on.

November 18, 2024
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Reply from Ultimate Finance

Thank you very much for the review, Amir! Here's to many more years of success working together!

Rated 5 out of 5 stars

This company has been very supportive…

Ultimate Finance are a company that has been very supportive to our business they are flexible and understand our business needs. Most importantly the Relationship Manager allocated to us has always been on hand for any difficulties to help us overcome them. We know we are in safe hands with people that make the time for us when ever we need them. Thank you.

November 18, 2024
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Reply from Ultimate Finance

Thank you for such great feedback, we really appreciate it! We're delighted that your business has been benefiting from the support of our tailored funding solutions and expert Relationship team!

Rated 5 out of 5 stars

We have dealt with Ultimate and our…

We have dealt with Ultimate and our account manager Ria for a number of years. We are not a large account and the cash flow element of invoice finance is very important to us . Ultimate have proved to be most reliable funder we could hope to have and whenever we have had a problem Ria has dealt with things efficiently to our best advantage. I can only than them for all their help over a number of years

November 18, 2024
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Reply from Ultimate Finance

Thank you very much for your amazing review, Susan, we really do appreciate it! We're delighted that your Invoice Finance facility and Ria's support are helping to support your business and its ambitions!

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