Universal Credit Reviews 

The experience was clear and concise asking for specific information.
There was no hidden fees or. Uncomfortable questions to answer.
The people were very informative and friendly, open and honest with me.

The loan process was easy but how do you charge a person over 600 to process paperwork and an additional four grand for interest. I decided to cancel the loan.

Getting the loan was super easy. We wanted to pay off my husband's high interest credit card debt and now we have one loan with a lower rate. The process was incredibly simple.

It was quick and easy and no mind numbing questions.

I love the way they did service i would recommend people to this company

Very straight forward. Application handled fairly quickly. Kept in touch with me as to what info was needed. Online help feature also very helpful.

Everything went smooth and I got the money right away

I’m would have liked to give five stars. But I had two issues. One I couldn’t pay my Capital One credit card. So I had to pay a different card instead. Not much of a burden but some. Two this one is am disappointed about. Was watching my SiFi loan and the payment was never posted. So I had to get on your Chat which they said there wasn’t on amount drawn on for that account. Then I was transferred to an account rep on line ( doesn’t anyone talk anymore). I was then told that a check was cut and being mailed. Great 10-14 days to get to SiFi account now a payment is due in two days. When they get the check I will have to wait for a credit. The disappointment is that if I was told a check had to be cut and mailed I would have you company send a payment to a different credit card. Everything else I have dealt with you company was very satisfied in getting the loans. Going through the process was so EASY. In closing I would Definitely Recommend you company to friends and family!!!!

Service
Fast

Quick and easy forms to fill out and speedy payout

I had been looking for the right loan without all the paperwork. I got a email from upgrade and was approved less then 24 hours . If you need a loan try them I promise you will be glad you did.

The application process was completed in a timely manner and my funds were transferred within 24 hours!

Easy, Quick response

Fast easy and responsive to any questions I had.

No one ask when I wanted to start the loan payback. I didn’t want to start the payback till July or August. You have me paying back the loan before using it.

I really appreciate Universal Credit. Their loan rates through Upgrade are reasonable and I was presented with loan options to select from. I'll definitely recommend them to anyone interested in a personal loan.