Viva Credit Reviews 

2,009
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 235 reviews, reviewers overwhelmingly had a great experience with this company. Many customers frequently praise the fast, reliable financial assistance and prompt money transfers provided during unexpected personal emergencies. The professional staff is consistently described as very nice, exceptionally helpful, and fully responsive whenever guidance is needed over the phone. Consumers also deeply appreciate the user-friendly application interface and the wide variety of flexible payment options available for managing loans. People find the drawdown process remarkably smooth and efficient, making it extremely simple to access extra funds whenever necessary. Overall, individuals note that the entire service works wonderfully for their daily financial requirements.

What people talk about most

Service

Users describe positive interactions with service, highlighting exceptional promptness and professionalism.... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, kindness, and clear guidance.... See more

Payment

People report positive experiences with payment, highlighting fast credit options and quick installment... See more

User experience

Customers had positive experiences with user experience, finding the platform fast, safe, and helpful when... See more

Customer service

Reviewers highlight positive aspects of customer service, noting fast assistance and helpful staff. Consumers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Small loan company, with everything upfront. Sure they have their commission but you always know exactly how much you get and how much you owe. They are fast, reliable, and never said No when I needed... See more

Rated 5 out of 5 stars

Fast analysis, then fast and correct behaviour in monthly usage of the services. Very useful reserve of money at the end of month, with 5-7 days before the salary.

Company replied

Rated 5 out of 5 stars

My experience with this company is great, I respect the technical and customer support over the phone, they explain everything that you need to know in a very kind matter, even if you forget to speci... See more

Company replied

Rated 5 out of 5 stars

Every time I need some guidance on the phone the employee’s response is very nice and helpful and the application itself is very good and helpful


Company details

  1. Non-Bank Financial Service

Written by the company

Când cei dragi se bazează pe tine, tu bazează-te pe Viva Credit! :) Misiunea noastră este să oferim o soluție rapidă și convenabilă pentru finanțarea nevoilor tale urgente - linia de credit. Cum arătăm în cifre? Peste 13 ani de experiență în România Peste 1.000.000 de împrumuturi acordate Peste 90% dintre clienți ne-ar recomanda altor prieteni Ce este Linia de Credit? Este rezerva ta de bani până la salariu din care poți retrage oricând ai nevoie, de câte ori ai nevoie. Ce beneficii oferim? 0% dobândă în primele 30 de zile. Oferta este valabilă pentru clienții noi; Plătești dobândă doar pentru suma retrasă; Poți rambursa anticipat fără comisioane sau alte penalități; Suma rambursată, mai puțin dobânda, este din nou disponibilă pentru a fi retrasă; Poți plăti lunar doar 10% din suma utilizată + dobânda acumulată; Atât timp cât nu retragi bani, nu te costă nimic. VIVA Credit IFN SA este o instituţie financiară nebancară înregistrată în Registrul General al Băncii Naţionale a României cu numărul RG-PJR-41-110267.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

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4.8

All reviews

(2,009)

756 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very good experience

My credit experience was very good concerning to find a fast credit and to return my installments.

July 15, 2026
Unprompted review
Viva Credit logo

Reply from Viva Credit

Bună, Anca,


Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

The Best

The Best ! sunteți cei mai buni !

July 10, 2026
Viva Credit logo

Reply from Viva Credit

Salut, Nicolae,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

Super rapidă, problemă rezolvată!

She was very receptive with my problem, fix it end explained to me how not to have this problem again.

July 10, 2026
Viva Credit logo

Reply from Viva Credit

Bună, Bianca,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 1 out of 5 stars

What help is there...

No help at all, false promises.

July 8, 2026
Viva Credit logo

Reply from Viva Credit

Salut, George,

Ne dorim să înțelegem mai bine situația și să o remediem cât mai rapid. De aceea, te rugăm să ne comunici pe adresa info@vivacredit.ro ce am putea îmbunătăți. Feedback-ul tău este important pentru noi.

O zi frumoasă,
Echipa Viva Credit

Rated 1 out of 5 stars

Not worth using them

December 12, 2025
Viva Credit logo

Reply from Viva Credit

Salut, Lucian,

Ne dorim să înțelegem mai bine situația și să o remediem cât mai rapid. De aceea, te rugăm să ne comunici pe adresa info@vivacredit.ro ce am putea îmbunătăți. Feedback-ul tău este important pentru noi.

O zi frumoasă,
Echipa Viva Credit

Rated 5 out of 5 stars

Excelent service

Excelent service, very fast loan aprovall.
Very much options to pay back.

July 2, 2026
Viva Credit logo

Reply from Viva Credit

Salut, Daniel,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 5 out of 5 stars

Great

Great! I am very satisfied !

June 20, 2026
Viva Credit logo

Reply from Viva Credit

Bună, Florentina,

Mulțumim pentru încrederea acordată și ne bucurăm că îți putem fi de folos când ai nevoie! 💛


Echipa Viva Credit

Rated 3 out of 5 stars

credit ok

The prices are bit high. But ok

June 13, 2026
Viva Credit logo

Reply from Viva Credit

Salut, Cristi,

Îți mulțumim pentru feedback! Recomandăm folosirea împrumutului doar pentru situații de urgență și doar pentru suma de care ai cu adevărat nevoie. De asemenea, recomandăm rambursarea sumei cât mai repede, pentru a reduce numărul de zile de dobândă.

Dacă te putem ajuta cu mai multe detalii, ne poți contacta telefonic la 021.303.0080 și un operator te poate ajuta cu toate informațiile necesare.

Mulțumim,
Echipa Viva Credit

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