The app is very intuitive, the pocket help make things and separate funds really easy. I also love the free debit card for shopping instead of the typical bank card in most banks that cost extra. And... See more
Company replied
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See what reviewers are saying
For the time being, I’m very happy with my Vivid freelance account. I just find it lacks certain features—like transfer limits or security filters—and it’s frustrating that even with the Prime... See more
Company replied
Timing perfect ! But combination with my wallet are not friendly .I´m find a Way ... ? Greeting´s from WB PS : Answer in German,thanks
Company replied
Where is the best banking app on the whole world? It is vivid because I’m using them since almost 2 years now and I can promise all of you. My money is secure. The customer service is the best and alw... See more
Company replied
Company details
About Vivid
Written by the company
The right app for you
Vivid is an all-in-one financial platform for personal, business and freelance accounts.
Open multiple IBANs, get virtual and physical cards, earn high interest and cashback,
invest in your future, and give yourself all the tools for success.
Dare to dream: over 1 million Europeans downloaded the app to grow their money.
Vivid Business
for Companies & Freelancers
- Free registration in minutes with free subscription
- 4% annual interest rate on your money*
- Up to 10% cashback on card purchases
- Unlimited IBANs
- Instant SEPA and international transfers
- Free business cards
- Unlimited card spending limits
- Easy bookkeeping tool
- AI-powered invoicing feature
- Add team members and set permissions
- Mobile and web access
Vivid Personal
for your daily finances
- Up to 15 Pockets with their own IBANs
- Up to 4% cashback on card purchases
- 3% annual interest rate*
- Instant top-ups with cards
- Share a Pocket with friends and family
- Trade stocks, ETFs, and cryptos
- Up to €1000/month free withdrawals
- Get rewarded for every friend you invite
With Vivid, managing your personal and professional finances is easy, flexible and 100% transparent.
Your money, your rules.
Click here to learn more about Vivid.
Apple and the App Store logo are trademarks of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC.
Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V., a financial institution authorised and regulated by the Dutch Authority for Financial Markets (AFM), provides investing services, Interest accounts and Interest Rate Pockets and Vivid Digital S.r.l provides Cryptocurrency services.
*The promotion is valid for the first 4 months after opening an Interest Account for all plans. Thereafter, you'll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.
Smart finance tools for modern businesses
Written by the company
- Earn daily interest
- Boost your balance by generating daily returns on your funds with an Interest Account (provided by Vivid Money BV)!
- Unlimited IBANs for all your needs
- Send money in seconds with SEPA Instant or internationally with SWIFT.
- Free VISA cards with up to 10% cashback
- Minimise your expenses with rewards on every card purchase.
- Bookkeeping made easy
- Connect with over 50 German banks and 300+ banks across Europe to centralise all your transactions in one place.
- AI-powered invoicing tool
- Scan and pay invoices using your phone or by uploading documents. Generate invoices and email them to clients via your Vivid account.
Contact info
Berlin, Germany
- imprint@vivid.money
- vivid.money
4.7
Excellent
29K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Yes God 👍👍👍👍👍👍
August 4, 2026
Reply from Vivid
We are grateful for your wonderful feedback! It’s uplifting to know our efforts are appreciated.
New entry
It's Just a few days we are in the family, so we don't feel to give you 5 stars. But we plan to improve our vote as soon as we experience more of your service. Thanks
July 30, 2026
Reply from Vivid
We truly appreciate your openness and are excited to have you as part of our community! Looking forward to showing you even more of what we can offer in the days ahead.
Smart internet banking
August 4, 2026
Reply from Vivid
Thanks a ton for your awesome feedback! We’re so excited to know you had a great experience with us!
Everything is smooth and easy
July 29, 2026
Reply from Vivid
Thank you for sharing your thoughts with us! It's rewarding to know that our efforts have made a positive impact.
Reply from Vivid
How wonderful to hear your thoughts! We're delighted you found the experience convenient.
Reply from Vivid
Your feedback truly lifts our spirits. We are inspired to keep delivering the best for valued customers like you.
Reply from Vivid
We're so thrilled to hear your thoughts! Knowing we could deliver a speedy experience brings us great joy.
Reply from Vivid
Your kind words mean the world to us and motivate our entire crew to keep delivering the best!
is very flexible and well organized
July 31, 2026
Reply from Vivid
Our team is truly appreciative of your kind words! It's wonderful to see that our commitment resonates with you.
Reply from Vivid
We're so grateful for your kind words! Knowing you found everything approachable and efficient truly brightens our day.
Reply from Vivid
What a pleasure it is to read your feedback! Your trust in us truly inspires the entire team to strive for excellence.
Minus 100 stars if possible
Minus 100 stars if possible
I have had MY money locked for 3
Months. They keep on pushing the time forward all the time 48 hours.
But now they have push it forward to 8 aug.
See answer from vivid:
Hi Karl,
I hope this message finds you well.
I regret to inform you that after a thorough internal review, we are currently unable to unblock your funds at this time. I understand how frustrating this situation must be for you, and I sincerely apologize for any inconvenience this may cause. The next date for updates regarding your case is the 8th of August.
Best regards,
Maxime
Your case manager
They are now reported to police and CssF. We will see what happens. But what ever you do. Read the reviews before open a account. They are scammers
April 24, 2026
Unprompted review
Reply from Vivid
Hi Karl,
We appreciate your feedback and want to assure you that we take your concerns seriously.
Your security is our highest priority, and we want to make it clear that we are not scammers. As a regulated financial service provider in Europe, we adhere strictly to relevant regulations and legal requirements. This includes instances where we must suspend accounts without prior notice for compliance reasons. Please understand that an account is only closed when it fails to meet our Terms of Service and legal obligations.
Our Support Team has already reached out to you via the proper channels. We encourage you to continue that conversation if you require any additional assistance; our team is always here to support you.
Best regards,
The Vivid Team💜
Vivid is the best
July 30, 2026
Reply from Vivid
We genuinely appreciate you taking the time to express your thoughts! It's heartening to know that you enjoyed your experience with us.
The clear and reassuring information…
The clear and reassuring information eased my concerns and eliminated the anxiety around the presumed failed transaction.
July 30, 2026
Reply from Vivid
We're absolutely delighted to hear your thoughts! It energizes our whole team to know that we could provide you with such a positive experience.
Very helpful quick to react agents👌🏽
July 30, 2026
Reply from Vivid
Thank you for taking the time to share your thoughts with us! It warms our hearts to know that our team's efforts have made a positive impact.
Reply from Vivid
We really appreciate your feedback! It's fantastic to hear that everything met your expectations and worked well for you.
Reply from Vivid
We're so thrilled to hear your positive experience! Your satisfaction truly motivates us to keep going strong.
Reply from Vivid
Thank you so much for sharing your experience! It brings us great joy to know you found everything straightforward and enjoyable.
Reply from Vivid
Thank you so much for your lovely feedback! It means a lot to us to know that our hard work is making a difference for you.
SCAMMERS
SCAMMERS
They hold your money for 90 days. And then tell me 48 h more and then 48 h more.
This is from my chat with them.
Vivid:
Du har rätt, om vi inte har fått ett utbetalningskonto från dig så kan vi inte genomföra själva utbetalningen ännu.
Just nu är din begäran redan under granskning och när vi är klara kommer du att få instruktioner om hur du ska lämna ett utbetalningskonto (normalt ett konto i ditt eget namn). Jag kan tyvärr inte ta emot eller aktivera ett utbetalningskonto via chatten innan den här granskningen är klar.
Om du inte har fått någon uppdatering när 48 timmar har passerat från 28/7 kl. 04:12 UTC, skriv här direkt så tar vi det vidare enligt processen.
Me:
Today 04:12 the 48 ended.
Vivid:
I understand you’re referring to the escalation from 28/7 04:12 UTC, but in our system the most recent escalation was triggered today at 30/7 around 04:50 UTC, and the 48-hour window runs from that time.
I can’t release the funds manually in chat, the responsible team needs to complete the review first. If there’s no update after 48 hours from 30/7 04:50 UTC, please write here again and we will take the next step according to the process.
SO STAY AWAY. THEY ARE SCAMMERS
April 28, 2026
Unprompted review
Reply from Vivid
Hi Karl,
We understand your frustration and want to assure you that your concerns are being taken seriously.
As a regulated financial service provider, we must follow strict legal requirements, which sometimes means placing temporary holds or requesting additional information. These steps are necessary to protect all users and comply with regulations.
Our Support Team has already contacted you through the dedicated channels. Please continue the conversation there for the latest updates and next steps. If you need further assistance, our team is ready to help.
Kind regards,
💜 The Vivid Team
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