Warranty & Creditor Services Reviews 406

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for being efficient and quick, especially regarding claims processing. Many highlight the exceptional customer service, noting that staff members are helpful, professional, and provide clear explanations, making the entire experience smooth and stress-free. People also appreciate the prompt resolution of issues and the overall positive user experience. However, some customers were dissatisfied with their experience, citing poor service and issues with staff behavior. A few reviewers also mentioned administrative problems and concerns about the claims process, with some feeling it was not transparent or that the information provided was unclear.

What people talk about most

Service

Customers had positive experiences with service. Many reviewers praised the quick responses to queries,... See more

Customer service

People report positive experiences with customer service. Customers consistently praise the quick, efficient,... See more

User experience

Consumers find the user experience to be largely positive. Many reviewers describe it as easy,... See more

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being kind,... See more

Claim

Reviewers mention positive feedback about claims. Many customers found the claim process to be quick,... See more

Based on these reviews

Rated 4 out of 5 stars

Cannot find a way to cancel insurance for phone after free period. Email not answered. Update - email now received from company and cancelled as requested, thanks. Missed called and voicemail note... See more

Company replied

Rated 4 out of 5 stars

In all honesty I would of give the whole experience top marks if there wasn't a minor admin issue initially. But very pleased with communication and service once got past the issue. Everything went sm... See more

Company replied

Rated 5 out of 5 stars

Spoke to an administrator- Michelle, she was extremely helpful and efficient. The claim was dealt with successfully and extremely expediently. Michelle’s warm and friendly manner and advice meant tha... See more

Company replied

Rated 5 out of 5 stars

From start to finish I was dealt with kindly and professionally. Toni was amazing, she explained everything clearly and made sure I understood the claims policy and what to do and expect. I was the... See more

Company replied


Company details

  1. Gadget Insurance Company
  2. Insurance Agency
  3. Insurance Broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

406 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 92% of negative reviews

Typically replies within 48 hours

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Rated 1 out of 5 stars

dont recommend

Shit took money out after i cancelled on the standing order on the phone, wasnt helpful at all once rang again.

February 23, 2026
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Reply from Warranty & Creditor Services

Whilst we are sorry you are unhappy you only rang to cancel the direct debit yesterday - the premium was collected the day before. You said you called previously to ask about cancelling but we have no record of your call - maybe you called someone else?

Rated 1 out of 5 stars

The staff was very rude talking to each…

The staff was very rude talking to each other in their own language and laughing in front of me while I was being served I felt very uncomfortable and felt like crying 😢. I will never go back to that store again on ( Cardiff Queen Street) called ( iCrack ) and and advice everyone else to do the same. The worst experience I've ever had.

April 2, 2026
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Reply from Warranty & Creditor Services

We are very sorry you had a bad experience. Please note that we Warranty & Creditor Services - not iCrack so your review relates to another company not us and we would appreciate it if you amend your review accordingly.

Rated 5 out of 5 stars

Happy customer

I meant to cancel my policy a few days before my phone broke. Im so glad I hadn't got around to it. Very quick responses to queries. Quick insurance claim assessment item fixed and returned quickly. Correspondence clear and easy to understand. I would recommend this company. Its been very positive experience. I was anxious prior to making a claim that it would be very stressful or an unfair process, it wasn't at all, hence I would absolutely recommend WCS insurrence creditors.

November 27, 2025
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Reply from Warranty & Creditor Services

We're absolutely delighted that you had such a good experience. We always try our best and reviews like this really mean a lot to our staff. Thank you so much.

Rated 4 out of 5 stars

Good customer service and hasty repair

Good customer service and hasty repair

March 20, 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we do appreciate it and we are delighted you were so pleased with our customer service and repair standards.

Rated 5 out of 5 stars

Got 2 months free with my handset/…

Got 2 months free with my handset/ phone contract…. Very good, not tied into a contract if you decide to cancel..
no payments taken for the 2 months….

March 26, 2026
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Reply from Warranty & Creditor Services

Thank you for review, we do appreciate it.

Rated 5 out of 5 stars

Staff was too nice and they were very…

Staff was too nice and they were very quick every time they respond me very fast
Overall…it was too good as my case was complicated but still they have a lot of patience
Thank you.

March 27, 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we are delighted you were so pleased with the customer service you received.

Rated 5 out of 5 stars

I was kept informed throughout my phone…

I was kept informed throughout my phone repair. The customer service was fantastic. I would highly recommend warranty and creditor services.

March 24, 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we are delighted that you were so pleased with our service.

Rated 4 out of 5 stars

Cancelled insurance

Cannot find a way to cancel insurance for phone after free period. Email not answered.
Update - email now received from company and cancelled as requested, thanks. Missed called and voicemail noted as well thank you.
I have been asked to change my review but I have checked my junk email and have had no email as suggested, other than the one received today. No voicemails have been left or missed calls from the number that has called today. I'm afraid I cannot update my review to 5 stars based on this experience.

February 23, 2026
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Reply from Warranty & Creditor Services

Thank you for your review, however, we would like to advise that your policy was cancelled on the 16th March 2026 as you requested and an email confirming this was sent to your email address at 9.14am that day. We have also made contact by phone to confirm this again. We are sorry if you did not receive this email which may have gone into your 'junk' email and hope that you will consider changing your review, as Warranty & Creditor Services have acted upon your initial request.

Rated 5 out of 5 stars

Very important people are very important to me

I’ve been with this company WCS for 20 years I’m very happy with the company and I’m very happy working with WCS people I look after are part of my family I’ve see people come and go sometimes working in WCS it can be sad times when your look after people and unfortunately they pass away but there also good times I like I say I’ve been in the company for 20 years here to another 20 years

February 26, 2026
Rated 5 out of 5 stars

Easy to get and sign up to hopefully…

Easy to get and sign up to hopefully there as good and as easy to get a replacement phone or repaired if the situation arises.

February 27, 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to review us, we do appreciate it.

Rated 5 out of 5 stars

Great communicatio

Great communication through the whole claim and phone came back as good as new!

February 24, 2026
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Reply from Warranty & Creditor Services

Thank you Katherine for your positive review, we are delighted you are so pleased with the service

Rated 5 out of 5 stars

Had a couple of queries

Had a couple of queries which were dealt with straight away with a friendly efficient staff member.

February 20, 2026
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Reply from Warranty & Creditor Services

Thank you for your positive review, and that you were happy with the service provided by our Team.

Rated 5 out of 5 stars

High acceptance, fast delivery.

Fast delivery, speedy process, great service. Would definately reccomend.

February 24, 2026
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Reply from Warranty & Creditor Services

Thank you for your positive review Shannon, we are delighted you are pleased with the service.

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