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Wiggle Budget is a forward-looking personal cashflow app built around a simple question: what can I actually spend without creating a problem later? Start with your real bank balance, add upcoming income, bills and debt payments, and Wiggle projects how your cash changes over time. You can see upcoming low points, test what-if purchases before spending, manage recurring payments, link payments to debt, mark transactions done, undo changes and reconcile your real bank balance when life does not match the plan. Wiggle Budget is manual-first and does not require you to connect a bank account. A guided demo is available before signup, and there is a free tier with no time limit. Built for people who want to understand and control their money rather than simply review last month's transactions.
3.8
2 reviews
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This app honestly helped me when I was struggling with unemployment to manage my personal finances. I was able to figure out exactly where my money was going. I do recommend anyone who wants a budget app they can rely on daily.
I've been using this app for 5 months now, I have the same job same salary yet I'm financially stable, invested and also enjoyed the summer. The timeline feature really helps me plan the next 2 months ahead.
For example, last month I had unexpected expense I used my credit card to cover it, my entire financial plan was disrupted, I was about to hit the deficit(when my balance goes below zero in my accounts), I was looking at the timeline projection graph, I got an idea, I moved around some payments and eventually I was able to save 200 dollars. I didn't miss any essentials, paid my rent on time, paid the credit card due ON TIME, Heck I went to movies and enjoyed a bit in the same month. If it wasn't for wiggle budget, I would have stressed about definitely paid only the minimum payment and the bank would have charged interest, but this really helped me.
This app improved my habits of expenditure, I know exactly where my money goes, because I'm updating it manually not some bot that's tells me that I'm over spending.
Finally, I did reach out to requesting some features, they acknowledged it and added those features within 2 weeks. I also got pro max credits for that.
TLDR; Everyone should use wigglebudget in my opinion, even if you are doing good with money, it helps you take smart choices and attain your financial goals faster.
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