I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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Excellent customer service.
February 26, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Reply from WithU Loans
Hi Julia,
Thank you for taking the time to voice your concerns. We regret that you're unhappy with your experience.
Thanks,
The WithU Loans team
Loved how quick and easy the process…
Loved how quick and easy the process was, even the second time around. It was much appreciated.
November 3, 2025
Not Flexible In Hard Times
I honestly don’t think it’s right to charge people more than DOUBLE what they borrow but I know we technically agree to this when we take out the loan. My problem is this…. I used Uprova also & when I got laid off, they gave me a MONTH to start making payments again Four whole weeks! WithU loans only gave me one week without a payment. My unemployment benefits stopped & I could not afford to pay you and Uprova. I had to beg borrow & steal. Now both loans are paid off & I will probably never use this again. I’d rather take a loan out on a piece of jewelry. Sorry.
September 9, 2025
Reply from WithU Loans
Dear Beth,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
Their monthly payments are very…
Their monthly payments are very affordable, and their customer service is very friendly and knowledgeable.
January 3, 2026
Loved doing business with you!
December 18, 2025
Because they helped me out when I…
Because they helped me out when I needed them to paying it down no because I need another loan thank
November 19, 2025
Very professional and money was in my…
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
January 14, 2026
Reply from WithU Loans
Hi there,
Thank you for your feedback. WithU Loans provides customers with interest-bearing installment loans and terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act (“TILA”). At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan. Should you have further questions, please do not hesitate to reach out to us at customercare@withuloans.com. Our team will be happy to assist you.
Best regards,
The WithU Loans Team
WithU Loans: a Useful Loan Shark
WithU Loans is exactly what they claim to be, a quick loan.
They accomplished that job.
I gave two stars because they did what they offered to do - I got a loan when I needed help.
The lack of stars is due to the Interest Rate they charge, it's ridiculously high.
I think it's over 500% interest!
That's over $2k for a loan of $1,100 when paying monthly.
Know what you are signing up for beforehand.
~J~
May 15, 2025
Reply from WithU Loans
Hi Joel,
We appreciate your sharing your thoughts. We’re happy to hear we were able to assist you. At WithU Loans, we are committed to providing fast and easy access to cash.
WithU’s terms, payment schedule, and cost of the loan are disclosed in accordance with the Truth in Lending Act. Should you have further questions, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
High intrest, but you get it quick
Although the intrest is high, I got the money I needed right away.
September 23, 2025
There when you need them used the…
There when you need them used the twice. Easy to apply and straight forward. You know what you will pay and when. No issues at all. Thanks
February 27, 2026
Do not...
Do not.... I repeat.... do NOT do it!!! Predatory. Unless you can pay back within two or three days it is not worth it believe me.
April 17, 2026
Unprompted review
Reply from WithU Loans
Hi there,
Thank you for contacting WithU Loans. We welcome and appreciate feedback from our customers so that we can continue providing you with the financial products you need, when you need them.
WithU Loans adheres to the Truth in Lending Act which ensures our customers are informed about the terms, payment schedule, and cost of their loans before signing a Loan Agreement.
If you have any concerns or questions about your experience with WithU, please contact customercare@withuloans.com.
Best regards,
The WithU Loans Team
I was a returning customer
I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killing me physically paying for it is killing me financially!
September 9, 2025
Reply from WithU Loans
Dear Michael,
Thank you for sharing your feedback. WithU Loans provides customers with interest-bearing installment loans and the terms, payment schedule, and cost of the loan were disclosed to you in accordance with the Truth in Lending Act and Regulation Z, before you signed the Loan Agreement. At WithU, we are committed to providing fast and easy access to cash for unexpected life events.
We regret that you’re unhappy with your loan experience with us.
Best regards,
The WithU Team
I was approved for a loan
I was approved for a loan. Date started 4-14. It’s now 4-15, nothing. Called, they sent it to the wrong bank. No apology m, nothing. Low life scum
April 13, 2026
Unprompted review
Reply from WithU Loans
Hi Greta,
We appreciate you sharing your feedback. At WithU Loans, we are dedicated to providing swift and convenient access to funds, especially during unexpected life events. We’re truly sorry to learn that your recent experience has left you dissatisfied.
Should you wish to talk more about your experience, please don’t hesitate to contact us at customercare@withuloans.com.
Sincerely,
The WithU Loans Team
This place charges twenty times what…
This place charges twenty times what they lend you.And then you take the money from you, whether you like it or not
September 21, 2025
Reply from WithU Loans
Hi James,
Thank you for reaching out to us. As a WithU Loans customer, we value your feedback.
In advance of providing any loan, we provide the terms, payment schedule, and cost of the loan in accordance with the Truth in Lending Act.
We sincerely regret you are unhappy with your experience. Please contact customercare@withuloans.com if you have additional questions or concerns. We look forward to assisting you.
Best regards,
The WithU Loans Team
Great experience
They are good.They approve me for a long.I have tried another place.I recommend it
August 30, 2025
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